Kotak is offering Life Time Free variant of Kotak White Credit card. Try your luck.
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Kotak White Credit Card being offered at Life Time Free
- Thread starter Subhankar
- Start date
same... on applying OTP, its showing 3k fee.....
shashank08
TF Premier
Showing as 0 joining fee and 0 annual fee but not sure if card will be provided as LTF or not..
Also I am already holding Kotak savings bank account.. will applying for this card hit cibil or not?
Also I am already holding Kotak savings bank account.. will applying for this card hit cibil or not?
suhasa010
TF Ace
Also the features mentioned in that page seems to be that of Kotak PVR Gold.Like @amit mentioned this is only a URL manipulation to show different values in the fee fields. For instance the Zen card:
//https://cards.kotak.com/card-details?productLogo=300&channelCode=SF96&feeCode=301/
Change the &feeCode=301 value to 300 and the page will show zero Annual and Joining fees. Only the front end shows LTF/FYF/Paid according to the value you enter in the URL and its corresponding parameter value stored in Kotak CMS. This does not change anything in the backend which means the card is still paid until the bank offers it to you as free.
The only thing we learn here is that Kotak systems are probably not very smart.
Last edited:
The benefits mentioned for the LTF card is different from the paid card.Like @amit mentioned this is only a URL manipulation to show different values in the fee fields. For instance the Zen card:
//https://cards.kotak.com/card-details?productLogo=300&channelCode=SF96&feeCode=301/
Change the &feeCode=301 value to 300 and the page will show zero Annual and Joining fees. Only the front end shows LTF/FYF/Paid according to the value you enter in the URL and its corresponding parameter value stored in Kotak CMS. This does not change anything in the backend which means the card is still paid until the bank offers it to you as free.
The only thing we learn here is that Kotak systems are probably not very smart.
For White, both Domestic and International Lounge Access is not shown in LTF Card.
For Zen, only Domestic Lounge is shown and International Lounge is shown only on Paid Card.
They may not be technically very smart, but they are playing a very clever game here.
They have completely changed the reward structure and benefits which justifies why they are giving it LTF. As you Pay, so shall you Reap. You can get it if you want it for looks.
Kotak White had almost all the Lounges in their list so it was very useful when travelling to Tier II and Tier III cities.
suhasa010
TF Ace
Bruh, it's just a staged link. It's neither LTF nor the benefits are of White Card.
PVR Gold Card page with White Thumbnail and forced ₹0 amount for joining and annual fees. That's all there is to it.
suhasa010
TF Ace
Don't apply. It's not free. Check my comment above.
Page shows 0 fees but on entering OTP, out of nowhere, a 300 gets prefixed to the 0 🤷♂️
Okay. Agreed. This may be a technical glitch that it is showing benefits of PVR Card.
But, what about Zen Signature?
It shows how cleverly they have removed International Lounge Access from the LTF Card. This makes me think that they are coming up with a LTF version of every card which will have lesser benefits than the Paid Card.
White Card with the benefits of PVR Card and Lounge Access removed is economical for them, so they can offer it LTF.
suhasa010
TF Ace
I mean to see it was a morphed link created by someone maybe for fun. Nothing to do with LTF modifications of Kotak Cards which I don't even think they're doing.
Also Zen still shows International Lounge access below, where are you seeing that it isn't?
(P.S: No more Priority Pass, Kotak CCs can be directly used for international lounge access)
Waise agar log LTF wala pic ka SS leke baad me RBI ko bamboo kare toh Kotak LTF karega? 😛
Shrinit Padwal
TF Ace
Walter bhi aage badho hum bhi krte hai fir
Tumhare pass bhi account hai kya Kotak me?
