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Kotak White Credit Card being offered at Life Time Free

looks like only NTB users getting LTF
existing kotak customers getting paid card

any exisiting kotak customer (except privy customers) got this card as LTF ?
also was there any cibil hit for existing customers ?
 
wait is below age limit criteria is true ? minimum 28 years ? (first time seeing something like this)

Eligibility criteria
  • Primary Credit Card holder’s age: 28 to 65 years
  • Location: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
 
wait is below age limit criteria is true ? minimum 28 years ? (first time seeing something like this)

Eligibility criteria
  • Primary Credit Card holder’s age: 28 to 65 years
  • Location: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
It is available in other cities also, as I am not from above mentioned cities.
 
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