Kotak White credit card (not reserve) vs Zen credit card

[Bodhi]

Dear friends,

Please give me your suggestions regarding Kotak White credit card (not reserve) vs Zen credit card.

Thank you very much!

 

[Chaitanya-a]

Zen is better than White in terms of rewards. It is a balanced card. White is good for nothing except looks.
We get only milestone rewards that too after spending whopping ₹2lacs. Even that is mere 1%. Why would someone pay ₹3k for 1% rewards?!
All in all, Zen is better if you really want a Kotak card.
However they all are useless just like ICICI cards.

 

[Bodhi]

Zen is better than White in terms of rewards. It is a balanced card. White is good for nothing except looks.
We get only milestone rewards that too after spending whopping ₹2lacs. Even that is mere 1%. Why would someone pay ₹3k for 1% rewards?!
All in all, Zen is better if you really want a Kotak card.
However they all are useless just like ICICI cards.

Thank you @Chaitanya-a

In case, both were LTF and expenditure would be above 2 L?

 

[Chaitanya-a]

Thank you @Chaitanya-a

In case, both were LTF and expenditure would be above 2 L?

Still Zen is better. As you would get 2.5% return (Kaypoints) in shopping via Kaymall. And 0.85% return in other spends.
Plus additional 0.6% milestone rewards. On completion of either 3 lacs or 6 lacs spends.

Lounge access is almost same.
In my view, Zen is better than White overall.

 

[Bodhi]

Still Zen is better. As you would get 2.5% return (Kaypoints) in shopping via Kaymall. And 0.85% return in other spends.
Plus additional 0.6% milestone rewards. On completion of either 3 lacs or 6 lacs spends.

Lounge access is almost same.
In my view, Zen is better than White overall.

Thank you very much @Chaitanya-a

 

[Rahul92]

When you have other better cards giving 5% , why would you use zen to waste that amount.

I never get a chance to use zen apart for some kotak offers here and there. Last time i used it on Amazon for kotak 10% offer 4 month ago ( got 1500 on 15 K ) . Since then , it's lying dormant in my card box.