Kotak White Reserve Metal [Photos + Video] Very much like Apple Card

[creditbdsm]

Hello Technofino Folks,

Here's some photos and a card drop video (Slow Motion + Sound) for all you card nerds.
Some people inbox me asking me about context for my posts, here's the context : none.

Card Drop Video (Slow Motion + Sound) -

https://media.giphy.com/media/v1.Y2lkPTc5MGI3NjExcGQyOWc4aWhwbHYwZ3J4OTUwdTZmM2d5bzFld3kzcXBobDZzZ3loMiZlcD12MV9pbnRlcm5hbF9naWZfYnlfaWQmY3Q9Zw/ARpfE9DB61di7XBzmh/giphy.gif

Look and feel is almost like the Apple Card. A 'LITTLE' lighter than the Apple Card. I like this paint better, doesn't seem to scratch as much.




The Chip on this one is Bigger and has more holes. Looks like the silencer for a high end sports car.

Much bigger than a regular chip. Here's it next to the Kotak Black Metal Card.


edges of the card shines glass rather than metal. the Kotak Black card edge is gold painted. If this was painted silver both would look like husband and wife.



Over all me likey, now shopkeepers ask me what my ex usually did.... Ye chalega ?

and my answer as always.... tap kar dena.



Back Side for all you dirty ones

Last time I uploaded the pictures supreme leader seemed mad they were BIG, i hope this size is correct.

 

[ray8285]

For reseve? For white

Reserve, but you can get it with ~8L limit, provided you have high spends previously, patience and negotiation skills .. They allow slight variations depending on your relationship value with Kotak ..

 

[talkwithfino]

Not sure why they are considering infinite as their top most card, it doesn't event over unlimited lounge access and white reserve gives unlimited lounge to both primary and addons .

An update :

Kotak recently revamped (not even revamp; more of like copy paste benefits with a fancy name) the Private Banking ; now they have something called as the Reserve Program with Private Banking and they offer Kotak White Reserve Credit card with it >> https://www.kotakprivate.com/our-offerings/our-cards-terms.php

>> https://www.kotak.com/en/kotak-priv...olutions/reserve-programme.html#productDetail

Contact details for more info >> info.private@kotak.com For existing customers >> feedback.private@kotak.com

 

[elite34700]

I have the reserve & my limit is NOT 10L ..

new policy in place , earlier they used to issue with 5L limit too but these anything less than 10L , white reserve doesn't get issued.

 

[Vasuki]

Reserve, but you can get it with ~8L limit, provided you have high spends previously, patience and negotiation skills .. They allow slight variations depending on your relationship value with Kotak ..

New to kotak cc ( 3 month ) Myntra + zen ,( converted to mojo Ltf) in 1-2 year expecting white Ltf if they don't reject me on basis of age 28
811-3 year

 

[ray8285]

new policy in place , earlier they used to issue with 5L limit too but these anything less than 10L , white reserve doesn't get issued.

So Kotak thinks WR = infinia! 🤣

 

[ray8285]

New to kotak cc ( 3 month ) Myntra + zen ,( converted to mojo Ltf) in 1-2 year expecting white Ltf if they don't reject me on basis of age 28
811-3 year

With decent spends you should be able to convert to White easily.. Do you have a banking relationship with Kotak?

 

[Vasuki]

So Kotak thinks WR = infinia! 🤣

Point Is "kotak thinks"


iconic line by @TechnoFino

axis thinks magnus is world best credit card 😂
after September devalue & conversation rate frustration

 

[Vasuki]

With decent spends you should be able to convert to White easily.. Do you have a banking relationship with Kotak?

Just 811
I heard privy -
2 lakh mab can be maintained at 50k without downgrade..
Went with classic & Indus select .. didn't looked much into it

 

[ray8285]

Point Is "kotak thinks"

There is absolutely no method to their madness that too with shitty Customer Service!

 

[ray8285]

I heard privy -
2 lakh mab can be maintained at 50k without downgrade..

25 ℅ you will need to maintain at group level (ca / sa) but that's only allowed for Privy neon. If you don't maintain that, Kotak will not downgrade but charge you @6℅ of the short fall upto a max amount of 600 a month!

Privy Neon is useless and has been devalued recently.. Even unlimited atm withdrawals are now restricted ..

 

[ray8285]

An update :

Kotak recently revamped (not even revamp; more of like copy paste benefits with a fancy name) the Private Banking ; now they have something called as the Reserve Program with Private Banking and they offer Kotak White Reserve Credit card with it >> https://www.kotakprivate.com/our-offerings/our-cards-terms.php

View attachment 48715 >> https://www.kotak.com/en/kotak-priv...olutions/reserve-programme.html#productDetail

Contact details for more info >> info.private@kotak.com For existing customers >> feedback.private@kotak.com

Wealth credit card is still issued but is "by invite only" .. This is could be one of the reason they did not / do not want to advertise it..

Reserve is issued LTF with Privy Black too & also to anyone who meets the floor limit criteria and is NOT "By invite only"...

 

[Vasuki]

25 ℅ you will need to maintain at group level (ca / sa) but that's only allowed for Privy neon. If you don't maintain that, Kotak will not downgrade but charge you @6℅ of the short fall upto a max amount of 600 a month!

Privy Neon is useless and has been devalued recently.. Even unlimited atm withdrawals are now restricted ..

I guess just cc relationship with 811 with get me white ltf ..need nothing more
Will lookout if new comes .

 

[Vasuki]

There is absolutely no method to their madness that too with shitty Customer Service!

Say that to icici core card .even more pathetic if not the 10% cashback In sales

Icici & kotak are brothers

 

[ray8285]

Say that to icici core card .even more pathetic if not the 10% cashback In sales

Icici & kotak are brothers

I agree.. Minus the Apay & Sapphiro only if issued LTF, none of the cards are even worth a mention.

 

[Vasuki]

I agree.. Minus the Apay & Sapphiro only if issued LTF, none of the cards are even worth a mention.

Maybe coral for rupay + railway lounge

 

[babykutu]

Wealth credit card is still issued but is "by invite only" .. This is could be one of the reason they did not / do not want to advertise it..

Reserve is issued LTF with Privy Black too & also to anyone who meets the floor limit criteria and is NOT "By invite only"...

I have a white reserve, generally offered to wealth or and black programme customers

Confirmed it is not a invite only however it is like get a lower card first ( white card ) then push for an upgrade after 6 months.

Not offered as an initial offering-

 

[Bodhi]

I have a white reserve, generally offered to wealth or and black programme customers

Confirmed it is not a invite only however it is like get a lower card first ( white card ) then push for an upgrade after 6 months.

Not offered as an initial offering-

Paid or LTF @babykutu ?

 

[CardCraftsman.]

Paid or LTF @babykutu ?

+ 1 .

 

[babykutu]

Paid or LTF @babykutu ?

LTF, no hidden fees or * conditions apply

 

[CardCraftsman.]

LTF, no hidden fees or * conditions apply

You had to negotiate or it's by default LTF if you are eligible?