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Kotak Zen life time free

I am getting exactly the same offer on my league ltf visa cc on Kotak bank app while checking for upgrade offer. The options are Zen or Mojo...both on visa. The Joining & Anuual fees shown as null. Checked with customer care, the guy told his system is not showing any upgrade offers for me BUT offer shown on Kotak app is valid. He checked with his seniors and verbally confirmed on record that "null means lifetime free."
However Kotak being Kotak, I am in dilemma whether its really ltf offer or technical glitch in the app! Suggestions about whether to go for update right now or wait, what precautions to be taken while applying for upgrade & which card to choose.. Mojo or zen will be much appreciated!
 

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I am getting exactly the same offer on my league ltf visa cc on Kotak bank app while checking for upgrade offer. The options are Zen or Mojo...both on visa. The Joining & Anuual fees shown as null. Checked with customer care, the guy told his system is not showing any upgrade offers for me BUT offer shown on Kotak app is valid. He checked with his seniors and verbally confirmed on record that "null means lifetime free."
However Kotak being Kotak, I am in dilemma whether its really ltf offer or technical glitch in the app! Suggestions about whether to go for update right now or wait, what precautions to be taken while applying for upgrade & which card to choose.. Mojo or zen will be much appreciated!
Confirm LTF before activation.
Do not activate if they deny.
 
I am getting exactly the same offer on my league ltf visa cc on Kotak bank app while checking for upgrade offer. The options are Zen or Mojo...both on visa. The Joining & Anuual fees shown as null. Checked with customer care, the guy told his system is not showing any upgrade offers for me BUT offer shown on Kotak app is valid. He checked with his seniors and verbally confirmed on record that "null means lifetime free."
However Kotak being Kotak, I am in dilemma whether its really ltf offer or technical glitch in the app! Suggestions about whether to go for update right now or wait, what precautions to be taken while applying for upgrade & which card to choose.. Mojo or zen will be much appreciated!
null is typical programming value, when no entry is made by operator.
So I think webpage is work in progress, confirm LTF else you may get a surprise
 
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