Latest Working Methods to Pay Credit Card Bill from Debit Cards

[qwert]

Bill paid through HDFC, got the cashback.

 

[ankurjpr]

@harsha1 & @beast_boy --
Sure, here attached...
See column B and C...

What did you request for this excel ?
Summary for Reward points ?

 

[SureShot]

Does all the bill categories in SBI Unipay comes under utility MCC 4900 especially paying Insurance premium? Any idea if someone has tried?

I can't test now as I need to pay 2L fully in one shot, no part payments allowed, help needed!

 

[La pasión]

Guys I have paid my current bill of axis Bank and I want to pay my outstanding amount. I checked on unipay it fetches my old bill and there is option to pay. So I want to know that if I pay my outstanding amount will my transaction get failed?

 

[desiviru]

Guys I have paid my current bill of axis Bank and I want to pay my outstanding amount. I checked on unipay it fetches my old bill and there is option to pay. So I want to know that if I pay my outstanding amount will my transaction get failed?

You can pay with Axis as it allows extra payment also. Your txn won't fail.

 

[lamergameryt]

Will try for SBI and ICICI, I assume you can collect points on those DC transactions?

 

[La pasión]

You can pay with Axis as it allows extra payment also. Your txn won't fail.

I can pay by unipay right?

 

[desiviru]

I can pay by unipay right?

You can pay from anywhere you want.

 

[desiviru]

Will try for SBI and ICICI, I assume you can collect points on those DC transactions?

Which ICICI DC you have? As far as I know, ICICI DC are rewardless and worst. 🙂 I have ICICI Rupay Platinum only for Amazon Friday offer.

Relying on HDFC Millennia, IDFC First and SBI DC till now.

 

[lamergameryt]

Which ICICI DC you have? As far as I know, ICICI DC are rewardless and worst. 🙂 I have ICICI Rupay Platinum only for Amazon Friday offer.

Relying on HDFC Millennia, IDFC First and SBI DC till now.

Downgraded my ICICI DC to Mastercard World due to the lounge access without any minimum monthly or quarterly spends. I'll use my HDFC Millenia as well.

 

[lovecards]

Downgraded my ICICI DC to Mastercard World due to the lounge access without any minimum monthly or quarterly spends. I'll use my HDFC Millenia as well.

So does ICICI DC Mastercard World has lounge access without any spend criteria?

 

[desiviru]

So does ICICI DC Mastercard World has lounge access without any spend criteria?

Yes it does. Master World Debit Card from all banks have same lounge benefit or nearly same. 2 Per quarter at Domestic Lounge and 2 Per Year at International Lounge.

Banks like Canara also allow 1 guest free at domestic every quarter while 2 guest free at International lounge per year.

ICICI has 2 per quarter whether used domestic or international.

Charges from Canara is Rs.1180 but no issuance charges. ICICI charges like 236 or 354. I am not sure as for some acc. variants it is free.

 

[sm9811911]

Guys I have paid my current bill of axis Bank and I want to pay my outstanding amount. I checked on unipay it fetches my old bill and there is option to pay. So I want to know that if I pay my outstanding amount will my transaction get failed?

Pay with Unipay. It will not fail. Axis allows excess payment over billed amount. However, HDFC cc and SBI cc do now allow any amount over billed as far as I have experienced.

 

[sarcasm99]

Has anyone else received it ? For credit card payment

 

[La pasión]

Pay with Unipay. It will not fail. Axis allows excess payment over billed amount. However, HDFC cc and SBI cc do now allow any amount over billed as far as I have experienced.

Successfully credited 👍

 

[BeingIncogBeingIncog is verified member.]

Has anyone else received it ? For credit card payment

within 90 days hai after offer period ends

 

[Sriim]

Pay with Unipay. It will not fail. Axis allows excess payment over billed amount. However, HDFC cc and SBI cc do now allow any amount over billed as far as I have experienced.

SBI allows to pay outstanding. Txn should have been settled.

Can even pay 5% extra. Txn will fail only if paid amount is more than 105% of billed amount+outstanding

 

[BhaiyaJi]

Has anyone else received it ? For credit card payment

Received this today.

 

[Sriim]

Anyone recieved points for Indus visa + unipay post Nov 21?

I've usually recieved points for visa within 7-8 days. This is the longest delay I've had

 

[Sahil_07]

I am not getting any Myntra/Flipkart voucher option at the time of redeeming 4250(joining benefits of RBL enterprise card),rest I have redeemed in APV.
Will those voucher come?