Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Aayush Rajaji]

Actually...

HDFC Millennia DC on Canara Setu ✔
HDFC Platinum DC on Canara Setu❌

I have Hdfc plat should i downgrade to mill
And Hdfc mill gives cashback on 1) Sbi-Unipay 2) Hdfc Bill pay 3) Canara setu ?
Reason is mainly i have bills less then 26000 P/m
I also have kotak sup dc

 

[Aegon]

I have Hdfc plat should i downgrade to mill
And Hdfc mill gives cashback on 1) Sbi-Unipay 2) Hdfc Bill pay 3) Canara setu ?
Reason is mainly i have bills less then 26000 P/m
I also have kotak sup dc

keep the plat dc.
your bill payment amounts might increase in future.
Main reason: millennia cb is credited after 3 months where as it is within a week for plat dc.

 

[gamersgzb]

I have Hdfc plat should i downgrade to mill
And Hdfc mill gives cashback on 1) Sbi-Unipay 2) Hdfc Bill pay 3) Canara setu ?
Reason is mainly i have bills less then 26000 P/m
I also have kotak sup dc

Millennia gives you cashback after 90 days and platinum gives that in 3-4 days so better to keep it

 

[Beyond]

Millennia gives you cashback after 90 days and platinum gives that in 3-4 days so better to keep it

Do platinum has a cap for redemption like millennia? eg - 400 points minimum are required for millennia

 

[BeingIncogBeingIncog is verified member.]

Do platinum has a cap for redemption like millennia? eg - 400 points minimum are required for millennia

yes 250 pts

 

[doctoramar]

I have Hdfc plat should i downgrade to mill
And Hdfc mill gives cashback on 1) Sbi-Unipay 2) Hdfc Bill pay 3) Canara setu ?
Reason is mainly i have bills less then 26000 P/m
I also have kotak sup dc

Yes.If ur bills are less than 40 k switch to millennia dc.Load amazon wallet with millenia and use it for cc payments or upi.
Only drawback is 1% cashback is delayed.i think 3 months.

 

[Aayush Rajaji]

Yes.If ur bills are less than 40 k switch to millennia dc.Load amazon wallet with millenia and use it for cc payments or upi.
Only drawback is 1% cashback is delayed.i think 3 months.

In Mill ? Coz in plat its instant and how to use amazon balance for this

 

[Abhishek012]

Yes.If ur bills are less than 40 k switch to millennia dc.Load amazon wallet with millenia and use it for cc payments or upi.
Only drawback is 1% cashback is delayed.i think 3 months.

In Mill ? Coz in plat its instant and how to use amazon balance for this

HDFC Millennia Debit Card - you can also pay Credit Card bill directly through SBI Unipay, Canara Setu and Airtel app and get 2.5% Cashback upto 400 per month (pay 16k cc bill per month and get full Rs400 cashback).

or Alternative option load 40k to Amazon wallet UPI, 1% upto 400 per month and free transfer to bank or cc bill pay or merchant UPI payment via Amazon Wallet UPI.

 

[Deepak_Shetty]

HDFC Millennia Debit Card - you can also pay Credit Card bill directly through SBI Unipay, Canara Setu and Airtel app and get 2.5% Cashback upto 400 per month (pay 16k cc bill per month and get full Rs400 cashback).

or Alternative option load 40k to Amazon wallet UPI, 1% upto 400 per month and free transfer to bank or cc bill pay or merchant UPI payment via Amazon Wallet UPI.

Now we can use Payzapp as well. Payzapp wallet to bank transfer is free now.

 

[Hemang]

Now we can use Payzapp as well. Payzapp wallet to bank transfer is free now.

payzapp used to charge money to transfer it to bank, right ? But loading wallet using credit card was free on payzapp, right now it is free or not ? Has someone recently did any transaction ?

 

[Deepak_Shetty]

payzapp used to charge money to transfer it to bank, right ? But loading wallet using credit card was free on payzapp, right now it is free or not ? Has someone recently did any transaction ?

Loading to Payzapp wallet through credit card is chargeable now. However BoB SD card is treated as debit card in Payzapp. But now BoB charging 1% on wallet load and kept wallet load is in excluded category for points.
Payzapp wallet to savings account is free now. Daily transaction limit is 50k.

 

[Hemang]

Loading to Payzapp wallet through credit card is chargeable now. However BoB SD card is treated as debit card in Payzapp. But now BoB charging 1% on wallet load and kept wallet load is in excluded category for points.
Payzapp wallet to savings account is free now. Daily transaction limit is 50k.

Matlab millenia debit card hum log amazon, phonepe aur payzapp pe load kar sakte hain. Also all 3 provide free transfer back to bank. Phonepe 24 hours baad allow karta hai transfer back to bank.

 

[Deepak_Shetty]

Matlab millenia debit card hum log amazon, phonepe aur payzapp pe load kar sakte hain. Also all 3 provide free transfer back to bank. Phonepe 24 hours baad allow karta hai transfer back to bank.

Y e s

 

[shafiq49]

I don't see a option to tranfer from payzapp wallet to bank account in my app. I'm a full kyc customer. Can someone help?

 

[BhaiyaJi]

I don't see a option to tranfer from payzapp wallet to bank account in my app. I'm a full kyc customer. Can someone help?

Go to PayZapp app > PayZapp Wallet > below add money there is Send money to Account option

 

[iamgroot]

Today i received a refund from airtel to my rbl acnt.But that amount lien..Bank is saying "debit card network settlement"..what is this?

 

[shafiq49]

Go to PayZapp app > PayZapp Wallet > below add money there is Send money to Account option

I don't have that option.

I have the following:
Payment Limits
Enable Tap and PAy
Wallet Transactions
Download Statement
Block Wallet
Nominee Details

 

[darkjediknight]

I don't have that option.

I have the following:
Payment Limits
Enable Tap and PAy
Wallet Transactions
Download Statement
Block Wallet
Nominee Details

Are you a full kyc customer?

 

[shafiq49]

Are you a full kyc customer?

Yes, under the left side menu, it shows Full KYC completed under KYC Status

 

[tekina]

Has HSBC been removed from BBPS?
In Airtel Thanks, I get an error while trying to pay the bill whereas in SBI Unipay, while trying to validate and fetch bill, it says biller does not support validation.

What's the catch?