Latest Working methods to pay Credit Card Bill from Debit Cards

[Abhishek012]

SBI rupay virtual dc milestone points applicable on single 50k+ txn or cumulative 50k+ txns in a month?

Cumulative 50k+ txns and you will get milestone benefit on every 50k spend.

 

[Abhishek012]

does mcc code differ for visa idfc select and rupay first tap select debit card?
Canara setu only or any other option available?

No, same MCC. Canara Setu and Phonepe app is eligible.

You can use IDFC Firstap Sticker RuPay Platinum debit card on Phonepe app for CC bill payment (no extra charges for RuPay DC).

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore

Note - if you get 'PhonePe Pvt Ltd' merchant name then i think MCC Code - 6012 (dnt do any transaction on this merchant name cancel and retry)

Firstap RuPay Sticker Platinum DC Reward Rate depend on your acc variant- Normal, Select, Wealth & Private DC.

 

[Paras Jain]

Everytime I try to apply for SBI virtual Debit card it says "unable to process your request right now". Any idea what could be wrong? It has been happening since last 3 days I tried

 

[CyberPsych]

pay 50k each day. you can pay lower amount than fetched amount.

Is there any upper limit for 0.5% cashback??

 

[CyberPsych]

Cumulative 50k+ txns and you will get milestone benefit on every 50k spend.

What is the milestone benefit from SBI Virtual Rupay DC?

 

[darkjediknight]

No, same MCC. Canara Setu and Phonepe app is eligible.

You can use IDFC Firstap Sticker RuPay Platinum debit card on Phonepe app for CC bill payment (no extra charges for RuPay DC).

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore

Note - if you get 'PhonePe Pvt Ltd' merchant name then i think MCC Code - 6012 (dnt do any transaction on this merchant name cancel and retry)

Firstap RuPay Sticker Platinum DC Reward Rate depend on your acc variant- Normal, Select, Wealth & Private DC.

IDFC mistakenly credited 8000 points as welcome benefit of First yap 🥴

 

[newmakerhere]

Saal toh 2025 hee chal raha hai, abhi 2047 toh aaya nahi but ye advance mein amrit kaal kahan se aa gaya.

Family members ka Mila k bol rahe h bhaiyaji

 

[gamersgzb]

IDFC mistakenly credited 8000 points as welcome benefit of First yap 🥴

Enjoy, how much amount was first TXN?

 

[Abhishek012]

Everytime I try to apply for SBI virtual Debit card it says "unable to process your request right now". Any idea what could be wrong? It has been happening since last 3 days I tried

Try day time, bank working hours.

 

[Abhishek012]

IDFC mistakenly credited 8000 points as welcome benefit of First yap 🥴

Wealth account ?

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account

 

[maverick_10]

E

Mere bhi 229 points fase hue hain bhai platinum me. Airtel pe recharge karke poore krne padenge lagta hai.

Bro 229 means 22900 ka 1%. Itne ka kaha aur kitna recharge kroge😳? Recharge dukan kholni hogi ab to 😛

 

[darkjediknight]

Wealth account ?

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account

Yes wealth account. I thought they give 2k for all account variants 😂 Good to know it’s not a bug, will apply on other account as well 🫶

 

[Abhishek012]

Yes wealth account. I thought they give 2k for all account variants 😂 Good to know it’s not a bug, will apply on other account as well 🫶

Yes, actually, I had copied and pasted the whole thing. Later, I realised that a higher account would get more, but I forgot to update it.

 

[darkjediknight]

Enjoy, how much amount was first TXN?

Thanks. I did for 4k, but you can get it for amount more than 1k

 

[Prem03]

Everytime I try to apply for SBI virtual Debit card it says "unable to process your request right now". Any idea what could be wrong? It has been happening since last 3 days I tried

Happened with me too. Time to apply is between 8 am to 8 pm. Otherwise it throws this error.