Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Trump]

Unfortunately, everywhere it is plugged except a little hope for SBI and IDFC bank acc. holders and that too Rupay variants only.

I have an IDFC Future First A/c. Will it work for me?

 

[sid16]

Thanks. But my question was - is that 50k spend threshold cumulative at account level or at card level?
I have already spent 50k+ using wealth DC. Now as CanaraSethu is not accepting Visa card payments, if I pay 20k with my First tap card will I be getting 10x RP - as I had already spent 50k using Wealth DC (at account level) or will I be getting 0.67% rewards - as this is my first transaction using First Tap card at card level?

As per previous posts many pages ago it is at account level. Everyone doing the hard work of reading many pages, please do the same too, everyone's time is equally valuable.

 

[maverickgenius]

Thanks. But my question was - is that 50k spend threshold cumulative at account level or at card level?
I have already spent 50k+ using wealth DC. Now as CanaraSethu is not accepting Visa card payments, if I pay 20k with my First tap card will I be getting 10x RP - as I had already spent 50k using Wealth DC (at account level) or will I be getting 0.67% rewards - as this is my first transaction using First Tap card at card level?

Cumulative at account level. I have personally confirmed.

 

[Trump]

As far as SBI is considered, all savings accounts are zero maintenance accounts now vide Vide e-Cir. R&DB/BOD/BOD-SC/ 133/ 2019-20 dated 13.03.2020 as per page 5 of - https://sbi.co.in/documents/16012/7...e-8845-de32-906b-df3dd5bb58e9?t=1731073566326.

so don't open bsbda account

 

[Trump]

someone please help me regarding my idfc future first a/c, what options do i possibly have for cc bill payment???

 

[6ix9ine]

@desiviru @6ix9ine @Abhishek012

I'm planning to open SBI account to get VDC. Is basic savings account enough?

Basic Savings Bank Deposit Account - Personal Banking

Basic Savings Bank Deposit Account - Start saving without any burden of charges or fees with valid KYC documents online in India with SBI.

sbi.co.in

According to this link, it's 0 MAB and Physical DC has no charges. So it's basically a free savings account. Or am i missing something?

Doesn't matter, all are 0 MAB accounts. DC price has hiked to 200 + GST. Except debit card fees, literally everything is free. No rtgs, no neft, no sms charges or any bs.

Netbanking is pure gem, probably one of the best you could have in all the banks including private.

 

[manideep77]

Thanks. But my question was - is that 50k spend threshold cumulative at account level or at card level?
I have already spent 50k+ using wealth DC. Now as CanaraSethu is not accepting Visa card payments, if I pay 20k with my First tap card will I be getting 10x RP - as I had already spent 50k using Wealth DC (at account level) or will I be getting 0.67% rewards - as this is my first transaction using First Tap card at card level?

I think it works on the account level and from previous comments it seems bonus points are also part of monthly cap limit.

 

[saber.mbt]

In IDFC App I am getting IDFC Select Account with MAB 25K. Shall I go for it. Is it worth taking in current scenario?

 

[Trump]

In IDFC App I am getting IDFC Select Account with MAB 25K. Shall I go for it. Is it worth taking in current scenario?

IMO, opening an account for 25k MAB just for cashback which is likely to be patched in a few days would not be a wise decision. You can check IDFC Future First A/c tho.

 

[6ix9ine]

Go for sbi online zero balance account, 1st year debit card free, from 2nd year 150+ GST. You can choose your nearest branch also.

DC is 200 + GST now

 

[Deepak_Shetty]

What do you mean? I am actually living under a rock perhaps!!!!! Can you actually confirm that the method has stopped working?

can you explain what's the deal with sbi vdc, i have it ... can you please explain

SBI Unipay accepts only SBI debit cards now.
SBI VDC gives points worth 1% in many platforms including Unipay. These are already discussed in this thread recently hence not going to repeat it.

 

[sam4]

Why people post about these tricks on social media? Its better if it stays on this or similar forum. Why attract unnecessary attention and get these tricks blocked for all.

 

[Trump]

SBI Unipay accepts only SBI debit cards now.
SBI VDC gives points worth 1% in many platforms including Unipay. These are already discussed in this thread recently hence not going to repeat it.

what about the daily transaction limit on sbi vdc??? Can i pay >1 lakhs using sbi vdc???

 

[Deepak_Shetty]

what about the daily transaction limit on sbi vdc??? Can i pay >1 lakhs using sbi vdc???

Make part payment like 50k+50k etc up to 2.5 lakhs I think, please confirm once again.

 

[psk3005]

Hi all,
I am trying to pay cc bill worth 49k using sbi vdc on canara setu and sbi unipay. I know the max limit is 50k, but once i enter otp the transaction fails always, i have already activated and enable and set the transaction limits. Anyone facing similar issue ? Or is there i am missing something?

 

[ernvigneshwaran]

Make part payment like 50k+50k etc up to 2.5 lakhs I think, please confirm once again.

sir, is there any minimum amount for tnx in sbi VDC?

 

[Chiraggyl]

Not sure if it's answered previously, Any option left for Indusind Visa Signature or RBL MC Signature?

 

[rutgersbach]

Hi all,
I am trying to pay cc bill worth 49k using sbi vdc on canara setu and sbi unipay. I know the max limit is 50k, but once i enter otp the transaction fails always, i have already activated and enable and set the transaction limits. Anyone facing similar issue ? Or is there i am missing something?

sir, is there any minimum amount for tnx in sbi VDC?

Not sure if it's answered previously, Any option left for Indusind Visa Signature or RBL MC Signature?

What is stopping you guys from using search function? Everyone's time is valuable, learn to put in some effort to get the reqd. info. People have been repeating the same thing 10+ times here which is making it hard for everyone to follow the relevant posts.

@kuchbhi koi ilaaj karna padega for low-effort questions like these, every other forum I am a part of implements some kind of rules for these, if a query has already been answered then one should be required to use the search function instead of inflating the thread by posting these useless questions again and again.

 

[ernvigneshwaran]

What is stopping you guys from using search function? Everyone's time is valuable, learn to put in some effort to get the reqd. info. People have been repeating the same thing 10+ times here which is making it hard for everyone to follow the relevant posts.

@kuchbhi koi ilaaj karna padega for low-effort questions like these, every other forum I am a part of implements some kind of rules for these, if a query has already been answered then one should be required to use the search function instead of inflating the thread by posting these useless questions again and again.

cool bro if you are not interested in replying just ignore the thread. Nobody mentioned you to answer. why are you passing useless comments?

 

[iamgroot]

What is stopping you guys from using search function? Everyone's time is valuable, learn to put in some effort to get the reqd. info. People have been repeating the same thing 10+ times here which is making it hard for everyone to follow the relevant posts.

@kuchbhi koi ilaaj karna padega for low-effort questions like these, every other forum I am a part of implements some kind of rules for these, if a query has already been answered then one should be required to use the search function instead of inflating the thread by posting these useless questions again and again.

As our milords says- Dont like it,dont watch it..So please ignore if you dont wanna answer..Some people are not pro like you