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I paid 3 bills in SBI Unipay using SBI Rupay VDC in this order =
  • Amazon Pay ICICI self - Rs 25k (Success)
  • Amazon Pay ICICI spouse - Rs 8k (Success)
  • HDFC Swiggy - Rs 18k (Failed)
  • HDFC Tata Neu Infinity self - Rs 11k (Success)
After the failed attempt for HDFC Swiggy card, I could pay Neu card bill. So it is not the problem with Unipay.
Then I tried to pay this Swiggy card bill in Canara Setu, that also failed.
What could be the problem? Any help? Will it work later if I try tomorrow?
2 problem ho sakta hai -

1st - tumne daily total ecom 50k limit cross kar diya hoga

2nd - agar tumhara paise debit ho raha hai SBI Card se means payment successful hai, HDFC bank ka available limit se jada tum pay kar rahe hoge. Amount edit kar k try karo. HDFC bank tumhara payment declined kar raha hoga.

Jitne amount ka bill generate hua hai HDFC bank max utne amount he pay karne dega tumhe.
 
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