Latest Working Methods to Pay Credit Card Bill from Debit Cards

[desiviru]

debit card reward is finally over😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠😠

It is still there. Only for illegal CC via DC is over now. Rest for genuine payments and MCC it will keep giving. 🙂

 

[Half Human]

Use on freecharge app for CC bill pay

1% charges but you will get 5% upto 1000 cashback

MCC Code- 4900

Would idfc dc give cb on freecharge?

If MCC is 4900?

 

[BeingIncogBeingIncog is verified member.]

Link . Couldn't find indusind setu

he's informing about indusind dcs not setu from indusind lmao

 

[desiviru]

Can we still get 1% CB by adding money in Amazon/Mobikwik Wallet with Millennia DC to pay CC Bills?

Fikar not, HDFC will remove wallet load benefit from Millennia in coming days. Till then use it.

 

[Cebu]

Fikar not, HDFC will remove wallet load benefit from Millennia in coming days. Till then use it.

Millenia gives rewards for 6540 MCC ?

 

[desiviru]

Millenia had 1% on wallet reloads right ? Could not find exclusion list for Millenia dc..

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Here is the list. Only 64 exclusions. 🤣 6012 and 4816 telecom is excluded.

 

[2025]

Finally the end of CC bill payment rewards using Debit Cards for most, only a few behind curtains enjoying with privileged information.

Ye aap ho kya?

 

[Credit_Cards]

Ye aap ho kya?

nahi bhai itna talent nahi hai

 

[Abhishek012]

Would idfc dc give cb on freecharge?

If MCC is 4900?

When your 2nd IDFC Debit card, RuPay varant give same rewards points + 10x reward benefit then why you want to pay charges ?

Use your IDFC add-on RuPay variant on Phonepe app and pay CC bill.

 

[Cebu]

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Here is the list. Only 64 exclusions. 🤣 6012 and 4816 telecom is excluded.

Thanks a lot!

 

[Abhishek012]

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Here is the list. Only 64 exclusions. 🤣 6012 and 4816 telecom is excluded.

4816. COMPUTER NETWORK/INFO SVCS.

4814. TELECOMMUNCATIONS SERV INCL LOCA/LONG DIST CREDIT & FAX. A.

dono ko mixed maat karo.

 

[2025]

RBL Enterprise DC -

Use on freecharge app for CC bill pay

1% charges but you will get 5% upto 1000 cashback

1.2% charges. Card issue charges 8850 (1st year) / 2360 (annual). Ye v toh bataiye. So net will be upto 56% only. Aur jinka voucher ka use nehi unka pahala saal charges recovery mein hi nikal jayega.
Wo v jyada din nehi chalega. baas kuch dino ki mahamaan hay. Cost v recover nehi hoga at this speed of devaluation.

 

[Pravin1156]

When your 2nd IDFC Debit card, RuPay varant give same rewards points + 10x reward benefit then why you want to pay charges ?

Use your IDFC add-on RuPay variant on Phonepe app and pay CC bill.

I have Select Account, Max how much reward points for First Tap Rupay debit card for CC Bill pay in Phonepay or Freecharge

 

[2025]

Look for everyone, telling from experience.

Best option for now is use SBI VDC at SBI Unipay. Simple and Tikao, no jhanjhat.
SBI is a large bank, it can bite a bullet, hopefully they will allow other DC in their Unipay platform soon.

Ye sab Setu ki bas ki baat nehi hay.
Use Millenia for wallet load in the meantime.
Baki sab mein risk jyada hay (including phonepe and freecharge), sabko digest nehi hoga.

 

[desiviru]

I have Select Account, Max how much reward points for First Tap Rupay debit card for CC Bill pay in Phonepay or Freecharge

30K pts every month and 3.4L spend max to reach that.

 

[Pravin1156]

30K pts every month and 3.4L spend max to reach that.

First Tap also giving Max. 30k points for a month ah. Thanks for the confirmation i thought they give max 4000pts for select account

 

[Dharm]

Day 6 of VISA/MC not working on Setu. Tried today also

I have also made a payment with indus visa debit card today, it got successful, received messege also from canara bank, but payment not credited to my HSBC credit card

 

[desiviru]

First Tap also giving Max. 30k points for a month ah. Thanks for the confirmation i thought they give max 4000pts for select account

The only thing Firstap has is 1L per day ecom limit. You can exhaust that in 4 days.

Rupay hai toh Zindagi hai ab thode dino ke liye. 31st March, doomsday and also doomsnight. 🤣

 

[Half Human]

When your 2nd IDFC Debit card, RuPay varant give same rewards points + 10x reward benefit then why you want to pay charges ?

Use your IDFC add-on RuPay variant on Phonepe app and pay CC bill.

Knowing won't hurt bro.
Kya poocha, aur kya bathaya?

 

[ihmahetar]

Flipkart Credit card payment via debit card mcc ?