Latest Working Methods to Pay Credit Card Bill from Debit Cards

[MS R]

Does the Indus Select/Exclusive Debit MasterCard work on SBI UniPay? If not, are there any other platforms that offer rewards? Please mention them.
Thank you.

 

[harsh1387]

Advisable to make hdfc infinity payment via unipay?

if yes, then do let me know the link for this.
Will start by making payment of 500 to check how this works.
thanks in advance.

 

[sarcasm99]

Is indusind visa variant DCs working with SBI unipay? Or only Paytm and cred

 

[350modena]

Advisable to make hdfc infinity payment via unipay?

if yes, then do let me know the link for this.
Will start by making payment of 500 to check how this works.
thanks in advance.

I paid ₹1000 via unipay to tata neu infinity card on 1/7 and it settled the next day.

Just made a payment of ₹2000 this morning via sbi unipay again. Will see when it settles.

This is the link I paid via:

SBI Unipay Customer Portal

 

[harsh1387]

Advisable to make hdfc infinity payment via unipay?

if yes, then do let me know the link for this.
Will start by making payment of 500 to check how this works.
thanks in advance.

Quoting myself.
made 500 payment via unipay portal.
it was successful.
will update when it's received in hdfc card.

 

[kushhh]

Just to confirm, Is jio finance giving rps on cc bill payments anymore

 

[darkjediknight]

Just to confirm, Is jio finance giving rps on cc bill payments anymore

Gave me for IDFC debit card last week.

 

[Dark Knight]

Transaction on SBIUNIPAY & JioFinance from indusind exclusive Mastercard DC failing since morning.
Anyone facing the same issue? Read it on the forum that payzapp is no longer giving reward points now for this dc. Any other workable solution to pay CC bill through indusind exclusive Mastercard DC for getting reward points?

 

[shivamk]

Any idea id SBI dc gives reward points for cc bill payment on Paytm?

 

[VISION]

Any idea id SBI dc gives reward points for cc bill payment on Paytm?

i have sbi yono dc, it gave points via payzaap

 

[Pravin1156]

Is Indus Visa Signature fetch reward points on Cheq? Pls confirm

 

[shivamk]

SBI unipay with Millennia MasterCard DC gives 2.5 or 1%?

 

[nayra]

SBI unipay with Millennia MasterCard DC gives 2.5 or 1%?

Heard 2.5 but not verified, following

 

[NShah]

SBI unipay with Millennia MasterCard DC gives 2.5 or 1%?

2.5% . .

 

[shivamk]

Thanks for confirming boss

2.5% . .

 

[MS R]

Transaction on SBIUNIPAY & JioFinance from indusind exclusive Mastercard DC failing since morning.
Anyone facing the same issue? Read it on the forum that payzapp is no longer giving reward points now for this dc. Any other workable solution to pay CC bill through indusind exclusive Mastercard DC for getting reward points?

+1 . .

 

[Droid143]

Most of you know the debit cards which are useful, but it’s difficult to keep track of which platforms to use, how to use because of devaluations/ limits.
I had written down current working methods for my personal use but thought of sharing with the community. Will appreciate any feedback. So here goes:

1) RBL signature plus dc: sbi unipay
1b) RBL Enterprise dc: sbi unipay
2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay
3)HDFC Millennia debit card: can be used to load Amazon/Mobikwik wallets for 1%. Can use hdfc bill pay or sbi unipay for 2.5%
4) indus visa signature, visa platinum and mastercard world : Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay, HDFC Payzapp and Cheq(not working for most) for mastercard variant.
5) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi.
6) IDFC Debit cards: Pay cc bill using sbi unipay.
7) Axis Liberty dc : pay cc through sbi unipay for qtly voucher. Can use upi as well anywhere; no exclusions using upi. Bonus tip: Use axis gyftr portal / amazon to buy amazon gv from Liberty dc for weekend cashback.
8) Citi Priority on sbi unipay
9) sbi physical debit card on sbi unipay

SBI Unipay fails for trx above 1L. If trx fails, it is usually auto refunded within 5 working days. Please try with small amount first.

Update: Alternative to SBI unipay: ‘Airtel’ (2 merchant names, both work), ‘jio finance’ app Canara bbps website. They only support bbps cc bill payment. These give 4900 (utility) mcc.

Update 2: P B R G and thomasjackson mentioned even Dhani Pay has utility MCC (so an alternative to SBI Unipay). Non-BBPS cc can be paid. But KYC required. (havent tried myself)

Update 3: Full details with calculations on rewards added here: https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-634404

Update 4: SBI dc rewards update from 1st May. Details here
https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-643329

Ongoing issues 1) : Some have reported idfc dc is blocked while account is active. You can complaint to idfc, it gets solved in 3-5 days.
2) Indus dc points are not regular, so will have to wait and still no guarantee that you will get the points or correct number of points.
3) mastercard dc not working for some users on sbi unipay.
4) Jio finance app does not show failed trx in their history. But processes auto refunds after 2-3 working days. Do take screenshot as proof when payment fails.

AU bank and standard chartered bank dc: see here https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

Is the RBL enterprise DC cashback via SBI unipay still working? Is it guaranteed with 4900 MCC or is it a hit or miss. Also are there any alternatives to SBI unipay?

 

[Tocoliso]

can someone confirm if cred dc with dreamplug paytech solution on OTP page is fetching anything with indusind visa dc?

Did you get rewards in visa signature? For this transaction?

 

[harsh1387]

Quoting myself.
made 500 payment via unipay portal.
it was successful.
will update when it's received in hdfc card.

Payment received in hdfc card in the morning. So it takes 2 days to be credited.

 

[theflash]

As per our telephonic discussion dated July 06, 2024, we wish to inform you that the transaction done is 'Not Eligible MCC' because of this reward point is not credited, further as per your confirmation on the recorded line we are closing the complaint.

Used : MC Select DC on Payzapp.