[LE] on Amex Plat Travel CC without any Document Check

[aayusharyan]

I recently got a LE on my ICICI Rubyx and wanted to increase the same on Amex on a C2C basis and so I called them. The service rep said that they do not do on C2C basis and so since I was already connected on the call, I asked, what's the process in other approach, she said that they need to check on the System, asked for my Gross income, shared that. She did the LE. 3.31L -> 4.97L. No documents asked, no CIBIL Hit. New Limit Reflecting already on the NB.

The cooldown period is 6 months for requesting another LE.
So, if you folks have not seen an LE in the last 6 months on your AmEx card. Give it a try, no harm in trying anyway.

Let me know how it goes.

 

[Deleted member 11974]

I have had heard this since forever but my experience is opposite of this strangely. I am using amex in teir 2 city and its been never rejected by a merchant just because its an amex.

If a merchant accepts credit cards, they've always accepted amex too in my case although my experience is quite limited because I'm new to amex.

I've also noticed Paytm and Pine Labs POS accept it by-default as there was one time the card was declined at my nearby petrol pump and the attendant took my card and POS to his manager then came back and tried again, and it was processed successfully.

My guess would be, since amex just started issuing cards in my city last month, a lot of merchants didn't cared to turn it off in their POS and haven't noticed the extra MDR yet.

Might be they arent aware of the fact that they are paying a percentage extra
here any merchant who keeps a paytm pos has amex turned off
even if he tries tap and pay
an error message comes and foreign card detected

 

[aayusharyan]

Might be they arent aware of the fact that they are paying a percentage extra
here any merchant who keeps a paytm pos has amex turned off
even if he tries tap and pay
an error message comes and foreign card detected

Go to any wholesale market, merchants will have POS machines and everything (Assuming they have signed up for AmEx as well), but still they will push you to pay by Cash. Not even UPI. CASH!

 

[D₹V]

Jab aayega tabhi ke liye advance booking. March '24 Tak aa hi jayega 😃

Abhi idhar aane me to saalon lagenge

 

[plastikman]

Might be they arent aware of the fact that they are paying a percentage extra
here any merchant who keeps a paytm pos has amex turned off
even if he tries tap and pay
an error message comes and foreign card detected

Hopefully one day we will be able to add Amex to Samsung Pay 😆

 

[NShah]

Abhi idhar aane me to saalon lagenge

Aur idhar ane mein century 😐

 

[aayusharyan]

Hopefully one day we will be able to add Amex to Samsung Pay 😆

Yes, I don't know why AmEx is not allowing that. I mean, I can do tap to pay payments through their app using NFC, but not add to my Google/Samsung Cards Wallet. :/

 

[D₹V]

Aur idhar ane mein century 😐

Konsa rajya bhaiyaji

 

[plastikman]

Yes, I don't know why AmEx is not allowing that. I mean, I can do tap to pay payments through their app using NFC, but not add to my Google/Samsung Cards Wallet. :/

Through their app ? How? Please teach us the trick 😁

 

[NShah]

Konsa rajya bhaiyaji

Maharashtra
Yahan par sirf top 4 cc issuer serviceble hai

 

[D₹V]

Maharashtra
Yahan par sirf top 4 cc issuer serviceble hai

Wahan to aana chahiye 🤠😅

 

[plastikman]

Maharashtra
Yahan par sirf top 4 cc issuer serviceble hai

Matlab Amex top 4 me nahi hai 🤣

 

[4uziaul]

Aur idhar ane mein century 😐

Pehle Airtel le lo baki sab jhak marke aa jayega 🤭

 

[NShah]

Pehle Airtel le lo baki sab jhak marke aa jayega 🤭

Wohi to nahi mil raha 🥲

 

[plastikman]

Wohi to nahi mil raha 🥲

Do baar UPSC clear ho jayega. Airtel haath me nahi aayega. Apply for Infinia / Centurion whichever you want you'll surely get it. Lekin Airtel is mystical 🤣🌚

 

[aayusharyan]

Through their app ? How? Please teach us the trick 😁

I am assuming you have Android. When you bring your phone to POS terminal, just ensure NFC is turned on and their AmEx App is opened. It will automatically do the payment. If you want to do it without the app opened. Then you need to set it as default payment app, (I have set google pay as default payment and Amex I open app to pay when I need to).

I used to do this like in 2021 around covid time when Tap to Pay was not even that common. This was a good conversation starter. Then I switched phones and put that number in an iPhone and we all know how good they are with NFC Payments. -_-

 

[aayusharyan]

I think they launched this feature as back as 2018 (https://www.gadgets360.com/apps/new...c-contactless-payments-on-android-ios-1833863)

 

[aayusharyan]

Pehle Airtel le lo baki sab jhak marke aa jayega 🤭

Which card is this?

 

[D₹V]

Pehle Airtel le lo baki sab jhak marke aa jayega 🤭

Aisa troll kon karta hai bhai

 

[4uziaul]

Which card is this?

Don't ask, or this thread will be hijacked, and many old wounds and pains will resurface. 🤭

 

[Deleted member 11974]

Go to any wholesale market, merchants will have POS machines and everything (Assuming they have signed up for AmEx as well), but still they will push you to pay by Cash. Not even UPI. CASH!

i have been to established food chains such as sweet bengal and they dont have amex enabled pos
and wholesale markets in mumbai dont keep pos