• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

Apply For Lifetime Free IDFC First Credit Card
A

Abhishek012

TF Pioneer
Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:

Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.

Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.

What is RuPay NCMC Card ?

National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.

You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.

How to activate RuPay NCMC Card ?

You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.

How to load money on my RuPay NCMC Card Wallet ?

You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.

How to Use ?

Just Tab on entry AFC gate and exist time tab on exist AFC gate.

What is the limit for my offline RuPay NCMC wallet transaction ?

Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -

Note - The limit may change in the future.

  • Maximum per transaction limit for money add transaction - Rs. 500.
  • Maximum daily limit for money add transaction - Rs. 2000.
  • No. of money add transactions allowed per day - 4.
  • Maximum balance in card (stored value) at any point - Rs. 2000.
  • Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
  • Maximum daily limit for card for no. of offline purchase transactions - 20.

Delhi Metro -

Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.

Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.

If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.

Note - Already few users here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.

F3Efpf9XgAEV6RZ.jpg


Bengaluru Metro -

Here one twitter user Naveenkumar B S shared on twitter -

Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.

I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.

He also shared this images -

dfrdy.jpg

Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -

Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.

xcgds.jpg

He also share this video -

View attachment qSL4p4julFWzPzz-.mp4


MMRDA Mumbai Metro -

Here another Twitter user share his experience in MMRDA Mumbai Metro -

Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!

Entry and exit tap images -

F2CcX-IboAAwbv4.jpg
Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.

dtrete.jpg

These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.

Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.

Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.

Updated -

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System):​

www.technofino.in

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System)

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System): NBBL (formely BBPS) Introduces ‘NCMC Recharge’ as the Newest Billing Category on Bharat BillPay. NPCI Bharat BillPay Ltd. (NBBL), India's leading platform for convenient and secure bill payments,announced the...
www.technofino.in www.technofino.in

New Update - Airtel payments bank now replace Paytm payments bank from all NCMC project -

Now some station also have an option to load money via Cash, UPI, Any Debit/Credit/Prepaid cards -

LIVE PROJECTS Till 16th June, 2024 -
​

Sr. NoTransit Operator NameModeExclusive/Non-ExclusiveAcquiring BankRuPay cards acceptedPayments options available at stations to load NCMCNCMC functionality
1Assam State Transport Corporation (ASTC)BusNon-ExclusiveYes BankAll NCMC certified banksCashBalance Check, Balance Update
2Bangalore Metro Rail Corporation Limited (BMRCL)MetroNon-ExclusiveRBL BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
3Brihanmumbai Electricity Supply and Transport Undertaking (BEST)BusNon-ExclusiveYes BankAll NCMC certified banksCashBalance Check, Balance Update
4Chennai Metro Rail Limited (CMRL)MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
5Delhi Metro Rail Corporation (DMRC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
6Gujarat Metro Rail Corporation Limited (GMRC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
7Haryana RoadwaysBusNon-ExclusiveAU Small finance BankAll NCMC certified banksUPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
8Kadamba Transport Corporation Limited (KTCL) (Goa Transport)BusNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
9Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance MetroMetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksNot AvailableNot Available
10Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
11National Capital Region Transport Corporation (NCRTC)MetroNon-ExclusiveAirtel Payments BankAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
12Uttar Pradesh Metro Rail Corporation (UPMRC)MetroNon-ExclusiveState Bank of IndiaAll NCMC certified banksCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
13Noida Metro Rail Corporation Limited (NMRC)*MetroExclusiveState Bank of IndiaState Bank of IndiaCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check, Balance Update
14Nagpur Metro Rail Corporation Limited (NMRCL)*MetroExclusiveState Bank of IndiaState Bank of IndiaCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
15Ahmedabad Janmarg Limited (Janmitra Bus)*BusExclusiveICICI BankICICI BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
16Surat BRTS*BusExclusiveICICI BankICICI BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
17Kochi Metro Rail Limited (KMRL)*MetroExclusiveAxis BankAxis BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
18Pune Metro*MetroExclusiveHDFC BankHDFC BankCash,UPI,Any Debit/Credit/Prepaid cardsBalance Check
Note - @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.

@ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.

@ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.

* NCMC cards of other banks will also get accepted in future as decided by Authority.

Old info -

LIVE PROJECTS Till 5th Feb, 2024 -​

Sr. NoTransit Operator NameModeType of ProjectAcquiring BankRuPay cards accepted
1Assam State Transport Corporation (ASTC)BusOpen loopYes BankAll NCMC certified banks
2Bangalore Metro Rail Corporation Limited (BMRCL)MetroOpen loopRBL BankAll NCMC certified banks
3Brihanmumbai Electricity Supply and Transport Undertaking (BEST)BusOpen loopYes BankAll NCMC certified banks
4Chennai Metro Rail Limited (CMRL)MetroOpen loopState Bank of IndiaAll NCMC certified banks
5Delhi Metro Rail Corporation (DMRC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
6Gujarat Metro Rail Corporation Limited (GMRC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
7Haryana RoadwaysBusOpen loopAU Small finance BankAll NCMC certified banks
8Kadamba Transport Corporation Limited (KTCL) (Goa Transport)BusOpen loopPaytm Payments BankAll NCMC certified banks
9Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance MetroMetroOpen loopPaytm Payments BankAll NCMC certified banks
10Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7MetroOpen loopState Bank of IndiaAll NCMC certified banks
11National Capital Region Transport Corporation (NCRTC)MetroOpen loopPaytm Payments BankAll NCMC certified banks
12Uttar Pradesh Metro Rail Corporation (UPMRC)MetroOpen loopState Bank of IndiaAll NCMC certified banks
13Noida Metro Rail Corporation Limited (NMRC)MetroClosed loopState Bank of IndiaState Bank of India
14Nagpur Metro Rail Corporation Limited (NMRCL)MetroClosed loopState Bank of IndiaState Bank of India
15Ahmedabad Janmarg Limited (Janmitra Bus)BusClosed loopICICI BankICICI Bank
16Surat BRTSBusClosed loopICICI BankICICI Bank
17Kochi Metro Rail Limited (KMRL)MetroClosed loopAxis BankAxis Bank
18Pune MetroMetroClosed loopHDFC BankHDFC Bank
19The Delhi–Meerut Regional Rapid Transit System (Delhi–Meerut RRTS)Rapid RailOpen loopPaytm Payments BankAll NCMC certified banks

Note - *NCMC cards of other banks will also get accepted in future as decided by Authority.
 
Last edited:
Apply For LTF AU LIT Credit Card
VISHESH_BANSAL said:
In delhi it is complete hassle to use these Rupay NCMC at Metro.

Regular Metro Card Card is far Better as of now, atleast for DMRC.

I can recharge my DMRC Card, from many third Party Apps like Amazon Wallet and Airtel App.

DMRC Card also Gives 10% and 20% discount respectively.
Plus
I can save upto 25% extra by recharging it online by Amazon and Airtel App.

After Recharging it online, I just have to Tap it at any AVM to get the Balance loaded in Card.

In case of Rupay NCMC, I have to load it first using a Particular Application only and from my Bank Account. I can not use credit card to load it.

Even after, loading it online, I have to contact Customer Service Desk to get the Balance loaded in Card.

At Customer service desk, a long Queue of Customers are already waiting for us which is not the case with DMRC Metro Card since it can be loaded by just tapping at any AVM.
Click to expand...
How do you save up to 25% on recharging via Amazon or Airtel??
 
VISHESH_BANSAL said:
In delhi it is complete hassle to use these Rupay NCMC at Metro.

Regular Metro Card Card is far Better as of now, atleast for DMRC.

I can recharge my DMRC Card, from many third Party Apps like Amazon Wallet and Airtel App.

DMRC Card also Gives 10% and 20% discount respectively.
Plus
I can save upto 25% extra by recharging it online by Amazon and Airtel App.

After Recharging it online, I just have to Tap it at any AVM to get the Balance loaded in Card.

In case of Rupay NCMC, I have to load it first using a Particular Application only and from my Bank Account. I can not use credit card to load it.

Even after, loading it online, I have to contact Customer Service Desk to get the Balance loaded in Card.

At Customer service desk, a long Queue of Customers are already waiting for us which is not the case with DMRC Metro Card since it can be loaded by just tapping at any AVM.
Click to expand...
Airtel cc gives 25% on metro?
 
Abhishek012 said:
Which Metro ?

Edited - chennai metro ?

Chennai metro news -

Chennai Metro launches National Common Mobility Card, 1.8% charges will apply on recharge. It is a single card that commuters can use in different transport systems in the city and metro systems across the country. In future, commuters can swipe these cards for travel in MTC buses, suburban trains, parking and retail outlets.

Commuters travelling to other cities can use the card now when they take a trip in MMRDA Mumbai Line 2A and 7, Bengaluru Metro, Delhi Metro Airport Line, Kanpur Metro, BEST buses Mumbai and Kadamba Transport Buses in Goa.

This is old news - “Soon, new RuPay NCMC cards that will be linked to bank accounts will be made available for commuters and it will function as a debit card and a wallet that can be used in transport systems. Commuters can go to the nearest bank branches and ask for RuPay cards that have NCMC facility,”

Chennai metro launched this card -

View attachment 26272
Click to expand...
This card is having charges when loaded even through upi. And paytm ui is better with easily viewable transactions.
 
Abhishek012 said:
NCMC cards jaldi implement kar de taki normal Metro smart card discontinued ho jaye.

Chennai Metro already planning kar raha hai Metro smart card ko phase out karne ka, NCMC card aa gaya hai isiliye.
Click to expand...
Yes they are promoting sbi ncmc. But they havent yet integrated it to parking, there we can use only the cmrl card.
But ncmc matlab ideally every ncmc card should work, my paytm ncmc isnt.
Sent cmrl an email, they told they would get back.
 
Apply For LTF HDFC Swiggy Credit Card
Abhishek012 said:
I think no check credit card issuer section bank list - https://www.npci.org.in/what-we-do/rupay-contactless/live-members

*These Banks are Certified to support only contactless online transactions (No wallet based NCMC offline transactions)
Click to expand...
I think it's an online-vs-offline thing.

It makes a lot of sense for only Prepaid Cards to work offline for NCMC, since offline NCMC is as transferrable as cash.

In fact if I plan to use any credit or debit card for NCMC I'll severely limit the usage first.

Otherwise, UBI, Indian Bank and some others aren't "starred" among credit card issuers.
 
srikant said:
I think it's an online-vs-offline thing.

It makes a lot of sense for only Prepaid Cards to work offline for NCMC, since offline NCMC is as transferrable as cash.

In fact if I plan to use any credit or debit card for NCMC I'll severely limit the usage first.

Otherwise, UBI, Indian Bank and some others aren't "starred" among credit card issuers.
Click to expand...
RuPay online Contactless limit is upto Rs5000 and direct debited from your bank account or prepaid wallet accounts

RuPay offline Contactless limit is upto Rs200 (as per RBI guidelines limit is upto 200 but i think RBI will soon increase this limit to 500) and direct debit from your NCMC prepaid wallet account.

Offline prepaid balance loaded in your RuPay EMV chip.

Note - RuPay Global NCMC prepaid wallet account also available for other countries metro/transit services but i think currently this feature is not live yet.

For example - i read RuPay NCMC Card will also work in Dubai for transit services in future (RuPay NCMC Card will treated as NOL Card in Dubal).

Dubai NOL Card - https://www.rta.ae/wps/portal/rta/ae/public-transport/nol/choose-nol

Dubai NOL Card use on Dubai Metro, Dubai Tram, Dubai Bus, Dubai Water Bus, Dubai Taxis.
 
You must log in or register to reply here.
Back
Top