Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

[Abhishek012]

Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:

Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.

Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.

What is RuPay NCMC Card ?

National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.

You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.

How to activate RuPay NCMC Card ?

You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.

How to load money on my RuPay NCMC Card Wallet ?

You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.

How to Use ?

Just Tab on entry AFC gate and exist time tab on exist AFC gate.

What is the limit for my offline RuPay NCMC wallet transaction ?

Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -

Note - The limit may change in the future.

• Maximum per transaction limit for money add transaction - Rs. 500.
• Maximum daily limit for money add transaction - Rs. 2000.
• No. of money add transactions allowed per day - 4.
• Maximum balance in card (stored value) at any point - Rs. 2000.
• Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
• Maximum daily limit for card for no. of offline purchase transactions - 20.

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Delhi Metro -

Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.

Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.

If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.

Note - Already few users here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.

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Bengaluru Metro -

Here one twitter user Naveenkumar B S shared on twitter -

Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.

I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.

He also shared this images -



Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -

Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.



He also share this video -

View attachment qSL4p4julFWzPzz-.mp4

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MMRDA Mumbai Metro -

Here another Twitter user share his experience in MMRDA Mumbai Metro -

Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!

Entry and exit tap images -

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Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.



These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.

Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.

Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.

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Updated -

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System):​

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System)

Now RuPay Card ‘NCMC Recharge’ supported through BBPS (Bharat Bill Pay System): NBBL (formely BBPS) Introduces ‘NCMC Recharge’ as the Newest Billing Category on Bharat BillPay. NPCI Bharat BillPay Ltd. (NBBL), India's leading platform for convenient and secure bill payments,announced the...

www.technofino.in

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New Update - Airtel payments bank now replace Paytm payments bank from all NCMC project -

Now some station also have an option to load money via Cash, UPI, Any Debit/Credit/Prepaid cards -

LIVE PROJECTS Till 16th June, 2024 -
​

Sr. No	Transit Operator Name	Mode	Exclusive/Non-Exclusive	Acquiring Bank	RuPay cards accepted	Payments options available at stations to load NCMC	NCMC functionality
1	Assam State Transport Corporation (ASTC)	Bus	Non-Exclusive	Yes Bank	All NCMC certified banks	Cash	Balance Check, Balance Update
2	Bangalore Metro Rail Corporation Limited (BMRCL)	Metro	Non-Exclusive	RBL Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
3	Brihanmumbai Electricity Supply and Transport Undertaking (BEST)	Bus	Non-Exclusive	Yes Bank	All NCMC certified banks	Cash	Balance Check, Balance Update
4	Chennai Metro Rail Limited (CMRL)	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
5	Delhi Metro Rail Corporation (DMRC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
6	Gujarat Metro Rail Corporation Limited (GMRC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
7	Haryana Roadways	Bus	Non-Exclusive	AU Small finance Bank	All NCMC certified banks	UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
8	Kadamba Transport Corporation Limited (KTCL) (Goa Transport)	Bus	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
9	Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Not Available	Not Available
10	Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
11	National Capital Region Transport Corporation (NCRTC)	Metro	Non-Exclusive	Airtel Payments Bank	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
12	Uttar Pradesh Metro Rail Corporation (UPMRC)	Metro	Non-Exclusive	State Bank of India	All NCMC certified banks	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
13	Noida Metro Rail Corporation Limited (NMRC)*	Metro	Exclusive	State Bank of India	State Bank of India	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check, Balance Update
14	Nagpur Metro Rail Corporation Limited (NMRCL)*	Metro	Exclusive	State Bank of India	State Bank of India	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
15	Ahmedabad Janmarg Limited (Janmitra Bus)*	Bus	Exclusive	ICICI Bank	ICICI Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
16	Surat BRTS*	Bus	Exclusive	ICICI Bank	ICICI Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
17	Kochi Metro Rail Limited (KMRL)*	Metro	Exclusive	Axis Bank	Axis Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check
18	Pune Metro*	Metro	Exclusive	HDFC Bank	HDFC Bank	Cash,UPI,Any Debit/Credit/Prepaid cards	Balance Check

Note - @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.

@ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.

@ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.

* NCMC cards of other banks will also get accepted in future as decided by Authority.

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Old info -

LIVE PROJECTS Till 5th Feb, 2024 -​

Sr. No	Transit Operator Name	Mode	Type of Project	Acquiring Bank	RuPay cards accepted
1	Assam State Transport Corporation (ASTC)	Bus	Open loop	Yes Bank	All NCMC certified banks
2	Bangalore Metro Rail Corporation Limited (BMRCL)	Metro	Open loop	RBL Bank	All NCMC certified banks
3	Brihanmumbai Electricity Supply and Transport Undertaking (BEST)	Bus	Open loop	Yes Bank	All NCMC certified banks
4	Chennai Metro Rail Limited (CMRL)	Metro	Open loop	State Bank of India	All NCMC certified banks
5	Delhi Metro Rail Corporation (DMRC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
6	Gujarat Metro Rail Corporation Limited (GMRC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
7	Haryana Roadways	Bus	Open loop	AU Small finance Bank	All NCMC certified banks
8	Kadamba Transport Corporation Limited (KTCL) (Goa Transport)	Bus	Open loop	Paytm Payments Bank	All NCMC certified banks
9	Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
10	Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7	Metro	Open loop	State Bank of India	All NCMC certified banks
11	National Capital Region Transport Corporation (NCRTC)	Metro	Open loop	Paytm Payments Bank	All NCMC certified banks
12	Uttar Pradesh Metro Rail Corporation (UPMRC)	Metro	Open loop	State Bank of India	All NCMC certified banks
13	Noida Metro Rail Corporation Limited (NMRC)	Metro	Closed loop	State Bank of India	State Bank of India
14	Nagpur Metro Rail Corporation Limited (NMRCL)	Metro	Closed loop	State Bank of India	State Bank of India
15	Ahmedabad Janmarg Limited (Janmitra Bus)	Bus	Closed loop	ICICI Bank	ICICI Bank
16	Surat BRTS	Bus	Closed loop	ICICI Bank	ICICI Bank
17	Kochi Metro Rail Limited (KMRL)	Metro	Closed loop	Axis Bank	Axis Bank
18	Pune Metro	Metro	Closed loop	HDFC Bank	HDFC Bank
19	The Delhi–Meerut Regional Rapid Transit System (Delhi–Meerut RRTS)	Rapid Rail	Open loop	Paytm Payments Bank	All NCMC certified banks

Note - *NCMC cards of other banks will also get accepted in future as decided by Authority.

 

[srikant]

Didn't work for me on Bengaluru Metro. Said to contact Bank/Customer Care.

Hmm - did you try putting some "prepaid" money in the card? And did you contact bank / customer care?

 

[srikant]

You can use RuPay Platinum DC for 20% upto 100 off per month on mobile recharge/utility bill payment on Amazon. Today is friday use it.

This is not having Jio Fibre? 😱

 

[Abhishek012]

This is not having Jio Fibre? 😱

Many people told they recharge jio fiber through Jio postpaid option.

 

[kshitij_0]

Many people told they recharge jio fiber through Jio postpaid option.

For me it's not working.
Which mobile number do they use to enter?
I tried both landline number and registered mobile number with Jio Fiber, both didn't work.

 

[srikant]

Many people told they recharge jio fiber through Jio postpaid option.

THANKS! Worked for me!

 

[srikant]

For me it's not working.
Which mobile number do they use to enter?
I tried both landline number and registered mobile number with Jio Fiber, both didn't work.

Is your Fibre connection postpaid or prepaid? Mine's postpaid. I entered the "JioFixedVoice Number" as the mobile and said it's Jio postpaid.

 

[kshitij_0]

Is your Fibre connection postpaid or prepaid? Mine's postpaid. I entered the "JioFixedVoice Number" as the mobile and said it's Jio postpaid.

Mine is prepaid.

 

[jack333]

Is your Fibre connection postpaid or prepaid? Mine's postpaid. I entered the "JioFixedVoice Number" as the mobile and said it's Jio postpaid.

I'm getting error please enter a valid number. Mine is also postpaid

 

[srikant]

I'm getting error please enter a valid number. Mine is also postpaid

Do you have a generated bill?

If it helps, I only entered the 10-digit number, which shows up on my jio app when we go to Fibre section. No +, 91, etc.

 

[jack333]

Do you have a generated bill?

If it helps, I only entered the 10-digit number, which shows up on my jio app when we go to Fibre section. No +, 91, etc.

Bill still not generated i was just testing. I'll try again after bill is generated

 

[Abhishek012]

Mine is prepaid.

Jio prepaid recharge option not working ?

 

[kshitij_0]

Jio prepaid recharge option not working ?

It's not accepting Landline number, but it's accepting Mobile Number, but it seems that if I'll recharge it won't work finally.

 

[tanmaylodha]

@Abhishek012 if I have to get one NCMC card (which works in most of the cities and transit options), which one should I get?
If it's a Rupay credit variant or can be loaded via a credit card, that would be better.

 

[Abhishek012]

@Abhishek012 if I have to get one NCMC card (which works in most of the cities and transit options), which one should I get?
If it's a Rupay credit variant or can be loaded via a credit card, that would be better.

Currently, only Selected banks RuPay debit cards and RuPay prepaid cards supported NCMC transaction.

Some people told Paytm Wallet NCMC Card is best option or use SBI NCMC debit card.

You can soon recharge your SBI NCMC debit card through any BBPS supported apps.

 

[RadioactiveTabela]

Which NCMC Card can be:

1. Used throughout India (in particular on Bangalore Metro and Mumbai Metro); AND
2. Recharged online and does not require additional step of balance loading on metro stations.

Already have this SBI card but balance loading has been a pain:

I have this SBI Mumbai Metro Prepaid NCMC Card:

It worked flawlessly across all Mumbai Metro Lines, BEST Buses, Bangalore Metro, etc. Plus it gives some 1-2 rupees discount on Mumbai Line 2 and Line 7 rides.

I have found recharging it to be a complete pain. It cannot be recharged at Line 1 stations. It cannot be recharged in BEST Buses. It can only be recharged at Line 2 or Line 7 stations using only cold hard cash. Multiple times multiple stations they have refused to accept anything but cash. If you want to pay online (UPI, card, netbanking), you can do it on this portal: https://transit.sbi/swift/customerportal?pagename=mmrda but then you have stand in a queue at the station to get recharge actually loaded in the card.

 

[rajcasio]

To people who find hard to RECHARGE & BALANCE loading at machines why don't you use PAYTM or PHONEPE to buy QR tickets where you can use all types of payments. Just saying.....

 

[srikant]

Which NCMC Card can be:

1. Used throughout India (in particular on Bangalore Metro and Mumbai Metro); AND
2. Recharged online and does not require additional step of balance loading on metro stations.

Already have this SBI card but balance loading has been a pain:

In Chennai Metro, there are "recharge machines" where we could "activate" recharges made online - this was for the CMRL cards, with NCMC there's been some changes.

 

[rajcasio]

In Chennai Metro, there are "recharge machines" where we could "activate" recharges made online - this was for the CMRL cards, with NCMC there's been some changes.

What changes when it comes to NCMC? Have you used any of the NCMC debit cards at CMRL?

 

[RadioactiveTabela]

In Chennai Metro, there are "recharge machines" where we could "activate" recharges made online - this was for the CMRL cards, with NCMC there's been some changes.

Yes. I was wondering if we can skip this recharge machine activation step entirely in any NCMC card. A method where online recharge loads instantly as balance in NCMC card without needing to visit that 'recharge machine'.

 

[RadioactiveTabela]

To people who find hard to RECHARGE & BALANCE loading at machines why don't you use PAYTM or PHONEPE to buy QR tickets where you can use all types of payments. Just saying.....

NCMC card is more convenient, reliable and interoperable. For instance, my mumbai metro card also works in BEST Buses with a single tap and saves me the trouble of finding 5-6 rupees change needed. Also, it's just easier to load 200 per week and keep tapping than buy one ticket at a time before each trip. Online recharge is easy, if only balance loading step could be skipped somehow...