Only Premium & Super Premium Cards Discussion

[S.S.]

Guys,

Which is the credit card to shift spending to after axis nuke? I don't have infinia and don't think I will get it.

Also now I am habituated to look up grabdeals/gyftr before making any spend...

 

[D₹V]

Let it nuke, first.

 

[Abhishek012]

Life after magnus?​

This group will be deleted.

 

[4uziaul]

Life after magnus?​

This group will be deleted.

Rupay main ayega toh kuch manage ho sakta hai na 🤣

 

[loveshah]

Guys,

Which is the credit card to shift spending to after axis nuke? I don't have infinia.

Magnus would still be better if you're hitting 1L. Because 1L will give you 31K ER = 6.2K points.
If not hitting 1L, Atlas seems good as of now.
I'm waiting for @RewardsAlert to post the trick on how to get infinia 😅

 

[Deleted member 9785]

actual vacations will reduce

But vacations from TF will increase

 

[Deleted member 9785]

T

Magnus would still be better if you're hitting 1L. Because 1L will give you 31K ER = 6.2K points.
If not hitting 1L, Atlas seems good as of now.
I'm waiting for @RewardsAlert to post the trick on how to get infinia 😅

The hack is simple . ITR of 48 lacs or 15 lac FD

 

[mojo_jojo123]

s

Magnus would still be better if you're hitting 1L. Because 1L will give you 31K ER = 6.2K points.
If not hitting 1L, Atlas seems good as of now.
I'm waiting for @RewardsAlert to post the trick on how to get infinia 😅s

better sbi casback .. take 5% cash

 

[Deleted member 13981]

Life after magnus?​

This group will be deleted.

Following life changes will be seen in the life of a heavy Magnus user. Just for fun, nothing serious. 😂😂
1. Vacation plans will be cancelled.
2. PTSD for sure. Nightmares of being home trapped will continue to haunt.
3. Infinia.. even Flipkart, APay, SBI Cashback card users will make fun of them publicly.
4. Mindless scrolling of Gift Edge and Grab Deals will continue for months to come and for no reason.
5. People will start Meditation, Yoga and other stuff.
6. Many will start liking home, neighborhood and local hangout spots. Luxury dining will regain it's novelty.
7. Paid credit card consultation business will suffer recession till some new and more exciting card comes out.

 

[neogen]

Following life changes will be seen in the life of a heavy Magnus user. Just for fun, nothing serious. 😂😂
1. Vacation plans will be cancelled.
2. PTSD for sure. Nightmares of being home trapped will continue to haunt.
3. Infinia.. even Flipkart, APay, SBI Cashback card users will make fun of them publicly.
4. Mindless scrolling of Gift Edge and Grab Deals will continue for months to come and for no reason.
5. People will start Meditation, Yoga and other stuff.
6. Many will start liking home, neighborhood and local hangout spots. Luxury dining will regain it's novelty.
7. Paid credit card consultation business will suffer recession till some new and more exciting card comes out.

I have Infinia, so I will make fun of myself 🤣

 

[PavvanPavvan is verified member.]

T

The hack is simple . ITR of 48 lacs or 15 lac FD

No sir 🙁 they will say you need credit limit of 10 lakh

 

[Wealth is my birth right!]

Tata neu and Amex

 

[jack333]

No sir 🙁 they will say you need credit limit of 10 lakh

They give 80% limit of FD. So you can get it with FD of 12L

 

[PavvanPavvan is verified member.]

They give 80% limit of FD. So you can get it with FD of 12L

Yes this is the last option am trying

 

[jack333]

Yes this is the last option am trying

But it will show as fd lien based secured card in cibil. And they will never give limit enhancement offer in it

 

[phagocyte536]

I will go back to using my wife's infinia. It has been catching dust after i got magnus 😅.

 

[mojo_jojo123]

I will go back to using my wife's infinia. It has been catching dust after i got magnus 😅.

LTF or paid infinia ?

 

[bugmenot]

In past, Axis re-valued the Magnus and Atlas. This devaluation could be an exercise to get rid of weak hands and gamers and then later re-value again the Magnus/Reserve.

Atlas being travel focused, people still flocked to Magnus rather than Atlas. So, they may want to shift few user base to Atlas.

 

[phagocyte536]

LTF or paid infinia ?

LTF thankfully. There was a time when HDFC (some branches) gave LTF Infinia to government employees. She and her colleagues had no interest in taking LTF infinia despite RM offering her. (Nobody knew the benefits) My jaw dropped when i got to know this and immediately made her apply. 😅

Some of her colleagues have LTF infinia and get no benefit beyond the 3.33% and lounge access. I tried to educate them about smartbuy but realised not everyone puts in effort to maximise returns like us 😅

 

[S.S.]

Is there a limit on the duration of the fd? Like how long the fd has to be to get infinia?