• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Only Premium & Super Premium Cards Discussion

This is a closed group and meant for discussion on all kinds of Premium/Super Premium Cards having an annual fee above 5k for optimising spends. Please refrain from discussion about lower cards. Only serious members allowed for knowledge sharing.

Quick Overview

Category
Credit Cards
Language
English (US)
Total members
405
Total events
0
Total discussions
158
Total views
256K

Life after magnus?

Nah, the group will stay intact, no matter what.
Party jaari rahegi boss.

Even if there is a devaluation, Magnus will still be one of the best cards.
Reason: Privilege bug of 0.4 per ER still exists.

With usage of that we'll be getting 12.5k worth of multibrand vouchers with Magnus sureshot along with Gyftr bonus if any, which can be sold or used by the user.
So for this we need privilege card?
 
Pt. 1 is right. The differential is 7.5k additional accelerated rewards accrual per month in Infinia which may add to 90k per year for same spends it availed to each month. I'm not too bothered about the per day cap or utilization on Smartbuy as I'm looking at it purely for miles transfer. Hence 90k is the significant barrier I'm seeing as of now. Didn't understand the 3rd point as mine is LTF DCB. So for me an additional payment is approx 14.8k with the Inifinia for these additional 90k points. But Infinia being on Visa / MC platform also has that advantage wherein it can be used more as compared to the DCB and hence higher points accrual for that 3.33%.

I was indicating that paying out of pocket for 12.5k + GST will net 12.5k pts which are worth the same. Hence total spent will be just the GST for Infinia.
 
LTF thankfully. There was a time when HDFC (some branches) gave LTF Infinia to government employees. She and her colleagues had no interest in taking LTF infinia despite RM offering her. (Nobody knew the benefits) My jaw dropped when i got to know this and immediately made her apply. 😅

Some of her colleagues have LTF infinia and get no benefit beyond the 3.33% and lounge access. I tried to educate them about smartbuy but realised not everyone puts in effort to maximise returns like us 😅
Yaar kaunsi jagah mein mil raha tha yeh offer.
My wife works with Government too, let me ask her to apply then.
 
Yaar kaunsi jagah mein mil raha tha yeh offer.
My wife works with Government too, let me ask her to apply then.
She should be at least Group A level from my udnerstanding (The UPSC ones)

Ask her to speak to her RM and say things like other officers were given it etc.. They might budge.

Some friends of my wife tried later on and their RMs didn't budge. It is a hit and miss.
 
Back
Top