Life time free hdfc pixel play credit card

[DARK_LORD]

Today in my payzapp app i found banner mentioning life time free hdfc pixel card and applied. I got the card but how to check if my card is lifetime free or not. Anyone else got the offer?

Edit: finally received the reply from payzapp support and they said i am eligible for life time free card.

 

[Beyond]

Reac T&C. SmartBuy cashback cannot be clubbed up with other 5%, 3% and 1% merchant cashbacks being offered on the card.

Customers who have selected PayZapp as their 3% merchant on their PIXEL Play card will receive 5% cashback on their SmartBuy spends via PayZapp.

Customers who have selected 5% Cashback on Myntra, Nykaa and MakeMyTrip will receive 5% Cashback on these merchants on SmartBuy if they transact through their PIXEL Play Card.

Customers who have selected PayZapp as their 3% merchant on their PIXEL Play card will receive 5% cashback ontheir SmartBuy spends via PayZapp

SmartBuy cashback cannot be clubbed up with other 5%, 3% and 1% merchant cashbacks being offered on the card.

No two programs can be combined or benefits of two programs are combined at any point in time, for transactions done on the SmartBuy website or pages thereof, associated with the program.

https://www.hdfcbank.com/content/bb.../Terms-and-Conditions-ZappMax-Credit-Card.pdf

Thanks, and what about gyftr vouchers, tnc does not mention gyftr
Can we assume no cashback in case of gyftr?

 

[CreditCardFino]

Finally got reply that it is lifetime free for me!!! 🥳🥳🥳

 

[CreditCardFino]

Thanks, and what about gyftr vouchers, tnc does not mention gyftr
Can we assume no cashback in case of gyftr?

you get 5% on Smartbuy Insta voucher mentioned in T&C

 

[SUNIL JARIWALA]

Got reply today through payzap team

 

[Sathishmani]

It's LTF. Now we can sleep peacefully.. 🤣 🤣

 

[kuchbhi]

It's LTF. Now we can sleep peacefully.. 🤣 🤣

yay bro congo
mauj kro ab

 

[amitkumar028]

I also got same reply of LTF in payzapp support

 

[Beyond]

you get 5% on Smartbuy Insta voucher mentioned in T&C

Then everyone should select payzapp in 3% category, as flipkart voucher would give 5% and selecting flipkart would only give 3% 😀

 

[sandesh]

Finally got reply that it is lifetime free for me!!! 🥳🥳🥳

Same for me

 

[DARK_LORD]

Yes recived the same reply. I have updated my original post. Screenshot with proof attached.

 

[CreditCardFino]

Then everyone should select payzapp in 3% category, as flipkart voucher would give 5% and selecting flipkart would only give 3% 😀

Yes that is why I choose PayZ need to use common sense. But the thing is you need 1000 CP to redeem.

 

[Sathishmani]

Yes that is why I choose PayZ need to use common sense. But the thing is you need 1000 CP to redeem. So use UPI RuPay instead.

And Point have 2 years validity only.

 

[VUGI VUGI FINANCE]

Unable to proceed error in first page worst app unable to proceed showing in first page after clicking apply now
😔

 

[Beyond]

And Point have 2 years validity only.

Yes that is why I choose PayZ need to use common sense. But the thing is you need 1000 CP to redeem.

Apart from SBI, I dont know any provider which gives 5% on reliance smartbazar offline grocery. (that has fees of around 1500 and 500+gst)
Even If you spend just 1500 per month, it will end up near to 900Rs per year in cashpoints.

And add 5% from voucher. It's manageable in a year itself.

Also, Does hdfc smartbuy/gyftr has any convenience fees applicable on this card?

 

[federer.reddevil]

Yes I also received the LTF message

 

[CreditCardFino]

Apart from SBI, I dont know any provider which gives 5% on reliance smartbazar offline grocery. (that has fees of around 1500 and 500+gst)
Even If you spend just 1500 per month, it will end up near to 900Rs per year in cashpoints.

And add 5% from voucher. It's manageable in a year itself.

Also, Does hdfc smartbuy/gyftr has any convenience fees applicable on this card?

There are few cards that give 5% to 9 % LTF. I have them. Also I have my own company card so its difficult for me. Also I use different stores for different items Dmart, Instamart, BB, Blinkit, Metro, Reliance, SPAR, more, Other supermarkets. You see how complicated it gets.

 

[Beyond]

There are few cards that give 5% to 9 % LTF. I have them. Also I have my own company card so its difficult for me. Also I use different stores for different items Dmart, Instamart, BB, Blinkit, Metro, Reliance, SPAR, more, Other supermarkets. You see how complicated it gets.

I used smartbazar for computation sake, also due to it's pan India presence.
Please mention cards which gives >5% return on offline grocery purchase.

 

[anonymuos]

Apart from SBI, I dont know any provider which gives 5% on reliance smartbazar offline grocery. (that has fees of around 1500 and 500+gst)
Even If you spend just 1500 per month, it will end up near to 900Rs per year in cashpoints.

And add 5% from voucher. It's manageable in a year itself.

Also, Does hdfc smartbuy/gyftr has any convenience fees applicable on this card?

RBL ShopRite given away as LTF is supposed to give 5% valueback in form of reward points on all Grocery MCC (5411) so Dmart, Zepto, Jiomart, Reliance SmartBazaar, BlinkIt and everywhere. I dunno if it actually gives. Some people reported it didn't! The RuPay variant has UPI so maybe it does via UPI too for 5411 MCC. But they take ₹99+GST charges for point redemption. Points are valid for 2 years so can be redeemed once in 2 years. HSBC Cashback/Live+ gives 10% up to ₹1000 direct statement cashback but is never LTF and HSBC doesn't issue to self-employed AT ALL.

UPDATE: Found after using that RBL ShopRite gives only 3% valueback, after converting reward points to available vouchers/bill+99+GST fees). It's not 5%. But 3% is given on offline, online grocery and UPI as long as MCCs are 5411 (Grocery) or 5311 (Supermarket).

Pixel card covers some Grocery merchants for 5% - BlinkIt (online) and Reliance Smart Bazaar (offline). I am surprised they missed Zepto and Jiomart!

 

[anonymuos]

Did anyone who got an HDFC credit card LTF recently (e.g. Swiggy/Freedom/Neu) also get Pixel card approved in this LTF offer ?

 

[CreditCardFino]

Did anyone who got an HDFC credit card LTF recently (e.g. Swiggy/Freedom/Neu) also get Pixel card approved in this LTF offer ?

Yes I did get it. I though they would decline.