Life Time Free (LTF) HDFC Pixel Play Credit Card

[DARK_LORD]

Today in my payzapp app i found banner mentioning life time free hdfc pixel card and applied. I got the card but how to check if my card is lifetime free or not. Anyone else got the offer?

Edit: finally received the reply from payzapp support and they said i am eligible for life time free card.

 

[OptiCard]

Thanks it worked. But in mail it says 500 fees after card generation. I will send screenshot to hdfc grievance team .

Hey bro,

I paid the outstanding too but still unable to apply and getting try again error.

Yesterday my wife also got that error but it successfully got apply today.

 

[Anirban]

Just to add here.
I got a call from my RM today and she connected me to the HDFC credit card department executive who confirmed over an email that the Pixel card is unconditional LTF if applied before 15th December for my account. So I applied it and transferred a very small limit of around 20 k to that card. Also she mentioned that further limit upgrades will only be possible via limit enhancement offers and we will not be able to transfer any additional limits to the card.

 

[CreditCardFino]

Just to add here.
I got a call from my RM today and she connected me to the HDFC credit card department executive who confirmed over an email that the Pixel card is unconditional LTF if applied before 15th December for my account. So I applied it and transferred a very small limit of around 20 k to that card. Also she mentioned that further limit upgrades will only be possible via limit enhancement offers and we will not be able to transfer any additional limits to the card.

In the email do you see fee 500 mentioned?

That is why I gave some good amount from Regalia Gold or else HDFC has cap they won't increase beyond that unless you are eligible for Infinia or Dinners club. Now I can seek limit enhancement and fill that gap cuz Regalia Gold limit got reduced.

For me they said raise ticket on PayZ

 

[Anirban]

In the email do you see fee 500 mentioned?

That is why I gave some good amount from Regalia Gold or else HDFC has cap they won't increase beyond that unless you are eligible for Infinia or Dinners club. Now I can seek limit enhancement and fill that gap cuz Regalia Gold limit got reduced.

For me they said raise ticket on PayZ

According to what I understood, the Pixel Credit Card limit will act separately and will also receive limit enhancement separately. Maybe I might have misunderstood but it seems possible as the card will be managed via the payzapp team. In any case, the only area where I will use the card is probably dining spends or on reliance smart bazar for which 20k is more than enough for the time being.
Regarding the email, I have this from the HDFC Credit Card department and my RM.

 

[CreditCardFino]

According to what I understood, the Pixel Credit Card limit will act separately and will also receive limit enhancement separately. Maybe I might have misunderstood but it seems possible as the card will be managed via the payzapp team. In any case, the only area where I will use the card is probably dining spends or on reliance smart bazar for which 20k is more than enough for the time being.
Regarding the email, I have this from the HDFC Credit Card department and my RM.

No I meant after applying you should get introducing email in that check if fee of 500 is mentioned or not.

Yes, but I need LE for Regalia Gold as I cannot increase it I had max limit for that card. I don't care about Pixel as I have given enough amount for it.

 

[Anirban]

No I meant after applying you should get introducing email in that check if fee of 500 is mentioned or not.

Yes, but I need LE for Regalia Gold as I cannot increase it I had max limit for that card. I don't care about Pixel as I have give enough amount for it.

That email has the 500 fee yes but I have this email confirmation now so I can simply fight for it.
Also out of curiosity what is the max limit for Regalia Gold?

 

[CreditCardFino]

That email has the 500 fee yes but I have this email confirmation now so I can simply fight for it.
Also out of curiosity what is the max limit for Regalia Gold?

So that is generic email then. I am not sure but I guess its 6 lakhs

 

[Anirban]

So that is generic email then. I am not sure but I guess its 6 lakhs

That is not correct I think as I had a limit of 7 lakhs 19 thousand on my Regalia which I upgraded to Regalia Gold a few months back. So I don't think you have hit the cap.

 

[CreditCardFino]

That is not correct I think as I had a limit of 7 lakhs 19 thousand on my Regalia which I upgraded to Regalia Gold a few months back. So I don't think you have hit the cap.

I was not sure. Maybe its based on your salary or income then.

 

[Anirban]

I was not sure. Maybe its based on your salary or income then.

That might be a case as my salary account is with HDFC.
The thing about assigning more limit to the pixel card is that if by chance they refuse to make it LTF and we decide to close it we cannot transfer the limit back to the other HDFC core card i.e. we lose the limit. Just seems like a stupid mess of a card right now with all these problems in place.

 

[CreditCardFino]

That might be a case as my salary account is with HDFC.
The thing about assigning more limit to the pixel card is that if by chance they refused to make it LTF and we decide to close it we cannot transfer the limit back to the other HDFC core card i.e. we lose the limit. Just seems like a stupid mess of a card right now with all these problems in place.

I too have salary account. That's not true you can again request to restore that limit back to the original core card.

 

[Anirban]

I too have salary account. That's not true you can again request to restore that limit back to the original core card.

In the Pixel FAQ, it says you can neither transfer more limit from existing Core card nor restore back the transferred limit to the existing Core card.
It is very confusing.

 

[Beyond]

In the Pixel FAQ, it says you can neither transfer more limit from existing Core card nor restore back the transferred limit to the existing Core card.
It is very confusing.

You are correct once limit has been assigned it can not be credited back.

 

[Beyond]

Just to add here.
I got a call from my RM today and she connected me to the HDFC credit card department executive who confirmed over an email that the Pixel card is unconditional LTF if applied before 15th December for my account. So I applied it and transferred a very small limit of around 20 k to that card. Also she mentioned that further limit upgrades will only be possible via limit enhancement offers and we will not be able to transfer any additional limits to the card.

So is it also a targeted offer? as she mentioned your account...
Also HDFC is running LTF offer for other cards till 31st Dec, but these pixel offer terms are not mentioned anywhere!
HDFC makes even simple things confusing 🙂

 

[Anirban]

So is it also a targeted offer? as she mentioned your account...
Also HDFC is running LTF offer for other cards till 31st Dec, but these pixel offer terms are not mentioned anywhere!
HDFC makes even simple things confusing 🙂

It is a targeted offer till 15th December but if you are seeing the LTF banner in the app it is better to check with your HDFC RM or the Payzapp Team and then apply.

 

[CHOCOPANDA]

dm - ed

Bro please share the details of life time free card to me also

 

[kuchbhikuchbhi is verified member.]

Bro please share the details of life time free card to me also

what details do you want the photo showing card as LTF?

 

[CHOCOPANDA]

what details do you want the photo showing card as LTF?

Yes sir ji

 

[kuchbhikuchbhi is verified member.]

Yes sir ji

dm kar diya kro bro : )

 

[CreditCardFino]

In the Pixel FAQ, it says you can neither transfer more limit from existing Core card nor restore back the transferred limit to the existing Core card.
It is very confusing.

I mean after closing Pixel you can request for LE on which you transferred. LE will be issued time to time for core cards.