Haan par rewards kuch nahin despite being from the largest private sector bank in India, even debit card rewards via PayZapp got devalued to 3% from 5% (
https://www.desidime.com/discussions/hdfc-changed-smartbuy-5-cashback-offer-tnc). Old PayZapp was better, it supported BharatQR like GPay. CRED's coins have now actually started to become useful with CRED Fridays and soon at retailers also. And overall (total) cashback of many people on apps like CRED, Bajaj, Amazon Pay is in thousands. PayZapp's rewards are a joke. GPay ho fraud hi hai in rewards. Also PayZapp doesn't give cashpoints on many perfectly valid voucher txns done via PayZapp, even after raising ticket and getting phone calls admitting that cashpoints will be credited. It's just a very very poorly managed app team. Their Pixel CC is gonna create a lot of headaches soon when any disputes arise regarding rewards because everything is app-only, can't even email them!