Life Time Free (LTF) HDFC Pixel Play Credit Card

[DARK_LORD]

Today in my payzapp app i found banner mentioning life time free hdfc pixel card and applied. I got the card but how to check if my card is lifetime free or not. Anyone else got the offer?

Edit: finally received the reply from payzapp support and they said i am eligible for life time free card.

 

[Anupama_Jha]

That is different normal trains are different always avoid trains that originate from Bihar, UP, West Bengal, Odisha there are too many daily labor in those trains even TTE can't do anything due to limited trains they let them occupy sleeper by collecting challan. On purpose railway allots old bogies in those lines cuz the crowd will spoil them anyway. I saw people twisting tube lights instead of turning of the switch. In other trains they don't occupy reserved seats in most cases.

Not completely true.

Condition in ac coaches are completely normal. (Most of the times)

 

[Gau₹av]

I cam confirm this after 10th March

I confirmed from 2 of my friends. There are no charges for now for changing rewards categories. That's a relief.

 

[harshraj013]

can someone please help- should I go for visa + rupay or rupay only. Which would be better ?

 

[Akshay Ajmera]

T

This is difference between pixel and Go card.

I agree. I have hdfc pixel play and I enquired about this for rupay and visa variant

 

[CreditCardFino]

Not completely true.

Condition in ac coaches are completely normal. (Most of the times)

After COVID19 it was like that for many coaches

 

[2025]

One question.
What if a person do not hold any CC of any bank and his full kyc payzapp account offerings this card free.

Does it require vKyc and verification?
Or rejection possibility in later stage?

 

[Anupama_Jha]

One question.
What if a person do not hold any CC of any bank and his full kyc payzapp account offerings this card free.

Without CIBIL, it will be rejected. 95%

Does it require vKyc and verification?

Yes, bcs even existing card holders have to face same.

Or rejection possibility in later stage?

No one can confirm this. HDFC can't be predicted

 

[2025]

Without CIBIL, it will be rejected. 95%

Yes, bcs even existing card holders have to face same.

No one can confirm this. HDFC can't be predicted

Still I have doubt.
Reason,
1. He has cibil 8 month old. 765. No cc.
2. Isn't it like a pre-approved cc in HDFC net banking. In that case they don't do vKyc as far as I know. They auto approve because of prior banking relationship. I have to check his net banking page also. I think it should be there as well.
3. I was waiting for a good cc pre-approved offer so that he can avoid vKyc and verification.
Will wait for more response. Thanks.

 

[Indian]

@SSV how they report in credit bureaus ? two cards visa and rupay separately or one account ?

 

[SSV]

@SSV how they report in credit bureaus ? two cards visa and rupay separately or one account ?

Which bank ?? What are cards you are talking about??

 

[Anupama_Jha]

Still I have doubt.
Reason,
1. He has cibil 8 month old. 765. No cc.
2. Isn't it like a pre-approved cc in HDFC net banking. In that case they don't do vKyc as far as I know. They auto approve because of prior banking relationship. I have to check his net banking page also. I think it should be there as well.
3. I was waiting for a good cc pre-approved offer so that he can avoid vKyc and verification.
Will wait for more response. Thanks.

Itna mat socho, if u don't mind enquiry

Apply and accept the decision.

Tip: Don't always put 💯 accurate details of ur profession or income. Put it 2x of actual

I have seen people filling housewife and student with 0/Nil/Nadda/Shunya income and then came here to know the reason for rejection.

 

[Indian]

Which bank ?? What are cards you are talking about??

Hdfc Pixel cards

 

[SSV]

Hdfc Pixel cards

So you have two pixel cards one visa and one rupay., right??
I actually don't know what happens in the case of pixel cards..
Do they share the same credit limit??

Anyway, I am more inclined that two seperate accounts may turn up in the cibil..just my gut feel. Don't really have experience of this and never heard also..

 

[Indian]

So you have two pixel cards one visa and one rupay., right??
I actually don't know what happens in the case of pixel cards..
Do they share the same credit limit??

Anyway, I am more inclined that two seperate accounts may turn up in the cibil..just my gut feel. Don't really have experience of this and never heard also..

Ok! I will let you know once they reported ,limit transferred from my regalia to pixel

 

[RadTheCrab]

@SSV how they report in credit bureaus ? two cards visa and rupay separately or one account ?

Single account !

 

[SSV]

Single account !

Thanks for the info