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Lifetime free neucard plus

Xaos

TF Buzz
VIP Lounge
Hello

I am getting Neu Card Plus lifetime free on Tata Neu app. Should I go with it or wait for infinity. I basically want it for Rupay UPI usage and occasional HDFC offers.
 
On my Tata Neu app, when I went to the credit section, both Plus and Infinity were showing as LTF. Since I don't have any HDFC as well as any Rupay credit card, I went along and filled in the details. There was a CIBIL hit and I am being shown the Plus card only now with 1.09 lakhs limit and it is asking to complete application. This is despite 801 CIBIL score a number of other credit cards with much higher limits. Not too keen on the Plus variant and would like to know if there's an option I can still get the Infinity LTF card.
For Infinity, the min limit is 1.5 L. That's why its showing as Plus variant. Even I got Plus as I have 1.3 L limit.
 
Do you have any of the other hdfc credit cards? if yes then they are usually matching the limit of your other hdfc credit card else they are not offering much limit. You can take plus LTF for now and then later apply for LE, then upgrade.
Don’t have any HDFC cc. Wonder if it is worth adding another card for the plus variant and then wait for LE and upgrade. Anyways don’t foresee too much spends on this card, so LE may not come anytime soon, that too from 1.09 to 5 lakhs. Will have moderate spends on 1mg and bbdaily on this.
 
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