Lifetime free neucard plus

[Xaos]

Hello

I am getting Neu Card Plus lifetime free on Tata Neu app. Should I go with it or wait for infinity. I basically want it for Rupay UPI usage and occasional HDFC offers.

 

[pprakash11]

Hello

I am getting Neu Card Plus lifetime free on Tata Neu app. Should I go with it or wait for infinity. I basically want it for Rupay UPI usage and occasional HDFC offers.

May be after 30 April, they remove their LTF offering then your wait for Infinity will change to nightmare.
Better apply Neu+ and enjoy it as LTF.

1% you will get in offline spends via UPI.
in Infinity you will get 1.5% just that's it, 0.5% won't make much difference in day to day upi spends.

 

[ccgeek07]

How long are you using Neu app?
Do you have an existing HDFC Card?

 

[Xaos]

How long are you using Neu app?
Do you have an existing HDFC Card?

I don't have any HDFC card or account. I've used app for last year but not very frequently.

 

[ccgeek07]

I don't have any HDFC card or account. I've used app for last year but not very frequently.

Then you may not get Infinity that easily on the app. Take Nue Plus and try for upgrading.

 

[Xaos]

May be after 30 April, they remove their LTF offering then your wait for Infinity will change to nightmare.
Better apply Neu+ and enjoy it as LTF.

1% you will get in offline spends via UPI.
in Infinity you will get 1.5% just that's it, 0.5% won't make much difference in day to day upi spends.

I don't think LTF will be removed. Yes, cashback difference is not much but there are offers which they give only to infinity not to plus.

 

[Xaos]

Then you may not get Infinity that easily on the app. Take Nue Plus and try for upgrading.

Looks like it. I've Cibil of 793 but still not available.

 

[pprakash11]

Looks like it. I've Cibil of 793 but still not available.

Have you proceeded by entering PAN and OTP, entered office address ?
then already a civil hit has been done to you.

 

[ccgeek07]

I don't think LTF will be removed. Yes, cashback difference is not much but there are offers which they give only to infinity not to plus.

What offers you're referring to?

 

[ltf4ever]

Hello

I am getting Neu Card Plus lifetime free on Tata Neu app. Should I go with it or wait for infinity. I basically want it for Rupay UPI usage and occasional HDFC offers.

i doubt if you will get infinity ltf later.
reason: apart from cibil, i think these cards are based on income criteria/spends as well.
for me, both were shown as paid for some time.
then one day, both were shown as ltf. and not plus ltf first, and then infinity.
they might stop offering ltf, so it is a risk you will be taking if you wait.
btw if anyone has got infinity ltf offer a few days after plus ltf, then i might be wrong.

 

[hellobois]

May be after 30 April, they remove their LTF offering then your wait for Infinity will change to nightmare.
Better apply Neu+ and enjoy it as LTF.

1% you will get in offline spends via UPI.
in Infinity you will get 1.5% just that's it, 0.5% won't make much difference in day to day upi spends.

1% is for above 100 transaction only. same for infinity also

 

[ccgeek07]

1% is for above 100 transaction only. same for infinity also

because they're already rounding down for neu coins. If it is less than 100, then obviously it's 0.

 

[Xaos]

Have you proceeded by entering PAN and OTP, entered office address ?
then already a civil hit has been done to you.

Yes, that's why I think Cibil is not the only criteria . Also, I don't see option to choose Visa or Rupay variant, don't know if it comes up after doing KYC

 

[Xaos]

What offers you're referring to?

There was a offer I saw on Twitter on Akshay Tritiya. It was only showing for Infinity

 

[ccgeek07]

There was a offer I saw on Twitter on Akshay Tritiya. It was only showing for Infinity

okay 👍

 

[ccgeek07]

Yes, that's why I think Cibil is not the only criteria . Also, I don't see option to choose Visa or Rupay variant, don't know if it comes up after doing KYC

for Plus variant, I guess there's only Rupay.

 

[Heehaahee]

for Plus variant, I guess there's only Rupay.

And visa

 

[pprakash11]

Now-a-days, Plus don't give option to choose, it's by default RUPAY

And visa

 

[ccgeek07]

And visa

Did you get Nue Plus Visa variant?

 

[abhishek0882]

On my Tata Neu app, when I went to the credit section, both Plus and Infinity were showing as LTF. Since I don't have any HDFC as well as any Rupay credit card, I went along and filled in the details. There was a CIBIL hit and I am being shown the Plus card only now with 1.09 lakhs limit and it is asking to complete application. This is despite 801 CIBIL score a number of other credit cards with much higher limits. Not too keen on the Plus variant and would like to know if there's an option I can still get the Infinity LTF card.