Limit Enhancement Offer From HDFC Bank - Dec 2023 | Year End Offer

[TechnoFino]

HDFC Bank offering limit enhancement to their existing credit card customers.
Check your Offer just by clicking on this link-

https://applyonline.hdfcbank.com/credit-cards/credit-card-limit-enhancement-form.html?icid=website_organic:ccservices#nbb

Credit Card Upgrade Offer Link: https://applyonline.hdfcbank.com/cr...=HNET&utm_term=ug-ug-pure_upgrade-mycards#nbb

 

[Vasuki]

Arrey nhi bhai hdfc card icici c2c basis pr kabhi mt apply kro 50k limit denge moneyback ke saath🤣🤣

Amex can get her good limits...

Idfc works via agent

 

[Deleted member 5552]

Arrey nhi bhai hdfc card icici c2c basis pr kabhi mt apply kro 50k limit denge moneyback ke saath🤣🤣

Amex can get her good limits...

ICICI's 5L credit limit is equal to HDFC's 40k 🤣🤣

 

[varun__goel_]

Idfc works via agent

Uska to online bhi mil jayga, 5L limit pr to vese wealth de denge agr pincode serviceable hoga🙂

 

[card-shard]

I have 5 Lakh limit on my Sapphiro and Millenia was pe 5k... Total bullshit

drop salary slip & bank statement to HDFC branch aling with LIMIT increase form, or post it to chennai office.

 

[Vasuki]

ICICI's 5L credit limit is equal to HDFC's 40k 🤣🤣

Imagine about scapia ferdal
10 lakh to 1 lakh 😅

When c2c with scapia to hdfc
10l vs 20k hdfc moneyback
15 k Flipkart/neo 😂

 

[Vasuki]

Uska to online bhi mil jayga, 5L limit pr to vese wealth de denge agr pincode serviceable hoga🙂

Office or aadhar

 

[Riya]

Hum ladke hai bhai, humare sath aisa hi hota hai🙂
BTW @Riya May I know how yo got millenia with such low limit? Here I am holding freedom cc with 25k limit🤣

It was through an agent... Basically C2C basis

 

[Vasuki]

It was through an agent... Basically C2C basis

ICICI's 5L credit limit is equal to HDFC's 40k 🤣🤣

So this is indeed true 🤣😁

 

[Riya]

ICICI's 5L credit limit is equal to HDFC's 40k 🤣🤣

That's a good one 😂😂

 

[Riya]

Uska to online bhi mil jayga, 5L limit pr to vese wealth de denge agr pincode serviceable hoga🙂

Delhi based hu... Isse jyada serviceable koi city nhi hogi India mein 😂😂

 

[Vasuki]

Delhi based hu... Isse jyada serviceable koi city nhi hogi India mein 😂😂

Not true ..
Some branch which is not on website doesn't offer cc

Choose oldest branch in idfc .
They are strange folks

 

[SSV]

😡


But it says you have maximum limit on your card after clicked on the notification and submitting OTP

Means you got an LE of the the great Aryabhata's invention ...I.e. 0

 

[varun__goel_]

Delhi based hu... Isse jyada serviceable koi city nhi hogi India mein 😂😂

Then try for wealth card on basis icici card, kya pata tukka lag jaye😂
Income 30L+ dikhana, no docs will be demanded

 

[varun__goel_]

Office or aadhar

Communication address jonsa bhi hoga

 

[deep@vie]

Then try for wealth card on basis icici card, kya pata tukka lag jaye😂
Income 30L+ dikhana, no docs will be demanded

30l nhi 36l

 

[Vasuki]

30l nhi 36l

There is a thread on it .
Search
Got wealth cc easily

 

[deep@vie]

I didn’t receive any auto limit increase so I emailed the grievance email. Upon showing my income docs (drawing a bit more over 1L per month in my slips) they have offered to increase my limit from 1.5 L to 2.75L over email. Do you guys think i should accept it or wait for a natural limit increment offer? Would going through the physical route (filling form and mailing to Chennai) offer me a higher limit possibly? Unsure if anyone has tried this before. I’ve reached out to the corporate POCs as well. Any suggestions would be helpful

Accept this now.Auto le you'll get again after 6months.

 

[deep@vie]

There is a thread on it .
Search
Got wealth cc easily

Apart from showing income above 36l, there's no hack, only luck required

 

[Deveshm18]

Accept this now.Auto le you'll get again after 6months.

I accepted it. Couldn’t do anything else 😅 it was a 80% increase so I’m fine with it for now

 

[its_karan]

BTW, How is the HDFC Sky? How does it rate among its peers ?
Any cons?

I found out while trying to open an account that I ultimately gave up due to the opacity in workings, lack of TAT (Turnaround Time) on resolution, and non-existent support from the helpdesk or grievance department.

1. The phone banking support for HNI (High Net Worth Individual) demat/trading is different from HDFC Sky. If you open an account with Sky, the phone banking demat desk will not assist you. There is a separate toll-free number, call there and be prepared for waiting and then to speak to staff who doesnt know shit. Email desk too has no response.
2. They operate underneath the same infrastructure as HDFC Securities and have an RA license to sell mutual funds. The discount broking app/web, in my opinion, is just a frontend layer over the existing infrastructure with zero service. This means the usual situation.
   • They only offer Regular Mutual Funds. If you already have Direct Mutual Funds, do not transfer here, as it will be very difficult to redeem.
   • Simple stuff If you want to know or work with is not there like transfer of holdings/ remat of MF holdings/ AMC charges post 1st year etc etc

Furthermore, I feel HDFC still has not figured out the nitty-gritties like say Zerodha, so they have non-existent TATs(Turn around time to solve issues). The grievance department doesn't even reply for days.
The workings are very unclear.
These problems already existed with HDFC Securities and continue here. Will still give it a chance once bear market starts.