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Limit Enhancement Offer From HDFC Bank - Dec 2023 | Year End Offer

HDFC Bank offering limit enhancement to their existing credit card customers.
Check your Offer just by clicking on this link-

Credit Card Upgrade Offer Link: https://applyonline.hdfcbank.com/cr...=HNET&utm_term=ug-ug-pure_upgrade-mycards#nbb
Hey! You already have the Maximum limit on your Credit Card with the best-in-class privileges!
Would you like to check latest offers available? Explore Now:

Hey! You already have our best Credit Card with the best-in-class privileges!
Would you like to check latest offers available? Explore Now:

nothing for me.
 
HDFC Bank offering limit enhancement to their existing credit card customers.
Check your Offer just by clicking on this link-

Credit Card Upgrade Offer Link: https://applyonline.hdfcbank.com/cr...=HNET&utm_term=ug-ug-pure_upgrade-mycards#nbb
I got a HDFC freedom credit card about 13 months ago with a limit of 20k and got a upgradation offer to business MoneyBack card a month ago and I did upgrade the card. And I’ve been waiting for a limit enhancement offer for a while since I’m a heavy spender and pay all the dues on time in full and I haven’t gotten any limit enhancement yet! I use HDFC banks savings account as my daily driver and my yearly transactions are 15L in 2021, 18L in 2022 and 24L in the last 9 months.

Any tips.
Does age play a role in it since I’m 22 years old guy?!
 

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I am stuck with LTF Regalia card with 9.5L limit from past 4 to 5 years. Any suggestions on upgrades?
I haven't seen instances where people have got more than 40% of their CTC as credit limit. It's very rare, and reserved to high spenders.
Maybe you are already close to that number or already crossed that.
Hence, no further increase.

What percentage is this Limit based on your annual CTC?
If true, perhaps increasing your salary via job change/promotion will help in LE.
 
Today placed request for closure of LTF regalia. It was not useful anymore. Have not spent anything since Feb.
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Have you shared salary slip?
If yes, what was response?
How did you assume I am a salaried individual? 😁

Back to your question, I am self-employed. Up until last year, I wasn't much interested in credit cards, bank accounts, or cashbacks. 😂 After joining TF this year, I realized what I have missed. As far as HDFC goes, I am not interested in getting a LE or Upgrade, since my family members are already holding HDFC cards with good limits.
 
How did you assume I am a salaried individual? 😁

Back to your question, I am self-employed. Up until last year, I wasn't much interested in credit cards, bank accounts, or cashbacks. 😂 After joining TF this year, I realized what I have missed. As far as HDFC goes, I am not interested in getting a LE or Upgrade, since my family members are already holding HDFC cards with good limits.
To add to this point, if you have a credit limit of 50k and above, that is enough in most cases unless you frequently purchase high value goods.
 
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