Limit Enhancement on Kotak Card

[LJGIBBS]

Kotak giving LE. In only 3 months limit increased from 21K to 63K.
Total 4 transactions done in this period, one on 1mg, two transaction on YT premium and one wallet load (rs10)

 

[Shrinit Padwal]

Request for card cancellation, and in retention ask them LTF Zen.🤣

Many have done this.

But will I get any upgrade offers or 2nd LTF card if possible - if I open 811 account. Whole purpose of opening account would be getting LTF Zen/White. What do you suggest @pprakash11 ?

 

[0xfallup]

But will I get any upgrade offers or 2nd LTF card if possible - if I open 811 account. Whole purpose of opening account would be getting LTF Zen/White. What do you suggest @pprakash11 ?

retention team offers LTF zen ...try this method why opening acc and all

 

[Shrinit Padwal]

retention team offers LTF zen ...try this method why opening acc and all

Will try after sometime - abhi abhi credit card aaya hai 10 days back. Will wait for 2-3 statements to generate at least.

 

[0xfallup]

Will try after sometime - abhi abhi credit card aaya hai 10 days back. Will wait for 2-3 statements to generate at least.

bro maine bhi 2 days before apply kiya tha PVR ...processing time kitna hai inka?

 

[Shrinit Padwal]

bro maine bhi 2 days before apply kiya tha PVR ...processing time kitna hai inka?

I got card approval same day - 3rd day card gharpe - Kotak was really fast.

 

[0xfallup]

I got card approval same day - 3rd day card gharpe - Kotak was really fast.

online ya offline application

 

[pprakash11]

But will I get any upgrade offers or 2nd LTF card if possible - if I open 811 account. Whole purpose of opening account would be getting LTF Zen/White. What do you suggest @pprakash11 ?

Don't open account unnecessarily. Already you have cc, they won't provide.

 

[Shrinit Padwal]

online ya offline application

Online - I applied via that League platinum LTF link in the forum

 

[0xfallup]

Online - I applied via that League platinum LTF link in the forum

offline maybe takes time

 

[Paras Jain]

Request for card cancellation, and in retention ask them LTF Zen.🤣

Many have done this.

What if they close the card without asking?

And how to raise closure request?

 

[VISHESH_BANSAL]

offline maybe takes time

Offline toh reject ho Gayi thhi meri application.

Online m Approved next day.

 

[pprakash11]

Offline toh reject ho Gayi thhi meri application.

Online m Approved next day.

Here kotak isn't allowing me to do online application.

Offline soch rha hu.

 

[0xfallup]

Offline toh reject ho Gayi thhi meri application.

Online m Approved next day.

meri online hui thi kuch months phle...abhi offline dekhte processing bata rha

 

[VISHESH_BANSAL]

Here kotak isn't allowing me to do online application.

Offline soch rha hu.

Why ? What error ?

 

[federer.reddevil]

Only interaction id no SR ! So can't escalate 😀

So how to ask LE based on existing Credit Card?

 

[kshitij_0]

In the same boat as you - league platinum with 2L+. Don't want paid upgrade. I'm thinking of opening 811 ac and then wait for any LTF offer/upgrade.
Don't take Kotak paid upgrade - rewards structure is not so good.

Yeah exactly that's the thing, i can't understand which card is better and by how much degree. I do have 811 account also which is maintained decently, but that doesn't matter a lot, I think. One more guy did two paid upgrades and got LTF after mailing.

I got mojo platinum paid.
Zen was also paid but i request them to make it ltf 1stly they denied but i write a mail to them and told that i have good relation with kotak bank. And request them to make it ltf. They agreed saying you won't get welocme offer of 1500 zen points i agreed and i got a call from customer care that fee of my card removed.

I think this method or card cancellation method will work for most of the people in Kotak. Any special tips from your side?

 

[kshitij_0]

BTW, how is Zen(1500) better than White (5000)? Somebody told me somewhere. I can't understand which card to ask for LTF.
@pprakash11 @VISHESH_BANSAL

 

[VISHESH_BANSAL]

BTW, how is Zen(1500) better than White (5000)? Somebody told me somewhere. I can't understand which card to ask for LTF.
@pprakash11 @VISHESH_BANSAL

Kotak koi bhi card LTF mile daboch lo.
Ultimately Instant discount offers ke liye chayie

M toh Kotak Rupay ki taad m hu, par Kotak second card nhi de raha hai

Abhi Itne Bure din nhi aaye hai ki valueback ke liye Kotak ka card Lena pade.
Par Kotak RUPAY ke liye efforts Kar sakte ho Baaki koi bhi LTF card le lo Kotak ka

 

[pprakash11]

BTW, how is Zen(1500) better than White (5000)? Somebody told me somewhere. I can't understand which card to ask for LTF.
@pprakash11 @VISHESH_BANSAL

White LTF in general nahi dete wo log
Par Zen LTF k liye agreee kr jate hain.

Slowly step up the ladder, ig.

 

[plastikman]

So how to ask LE based on existing Credit Card?

Via inbox you can complain to level 1 but if the dont raise a SR then you can't escalate to level 2 and level 3 😀