Limit Enhancement on my existing cards

[iamabhisekagar]

Hi,
So just now I got a limit enhancement on my 6 month old Flipkart Axis CC (from 29k to now 69k).
I made a request to the Nodal Officer via email last week for this limit enhancement.

My question is I also have a 6 month old Kotak 811 CC with a credit limit of 14k (have used it almost 95% every month and paid on time). I haven't received any limit enhancement yet. Shall I wait for limit enhancement offer or shall I mail to the Nodal Officer in this case also?

 

[romilq]

What documents did you have to submit for Axis credit card LE ?

 

[iamabhisekagar]

What documents did you have to submit for Axis credit card LE ?

They asked me for my latest ITR and Computation of Income along with expected credit limit

 

[Shadab_1]

whats was your expected limit ? and ITR ?

 

[iamabhisekagar]

whats was your expected limit ? and ITR ?

ITR Rs 337000

Expected Limit Rs 150000

 

[Wealth is my birth right!]

Hi,
So just now I got a limit enhancement on my 6 month old Flipkart Axis CC (from 29k to now 69k).
I made a request to the Nodal Officer via email last week for this limit enhancement.

My question is I also have a 6 month old Kotak 811 CC with a credit limit of 14k (have used it almost 95% every month and paid on time). I haven't received any limit enhancement yet. Shall I wait for limit enhancement offer or shall I mail to the Nodal Officer in this case also?

Since u know the way from axis don’t wait in kotak just proceed

 

[Sandy213]

Hi,
So just now I got a limit enhancement on my 6 month old Flipkart Axis CC (from 29k to now 69k).
I made a request to the Nodal Officer via email last week for this limit enhancement.

My question is I also have a 6 month old Kotak 811 CC with a credit limit of 14k (have used it almost 95% every month and paid on time). I haven't received any limit enhancement yet. Shall I wait for limit enhancement offer or shall I mail to the Nodal Officer in this case also?

Don't use more than 30% of your credit limit unless there is an emergency. Inform the card helpline, how your expenses with that card is getting restricted due to low credit limit. They will increase your credit limit. I have done it myself.

 

[tappukepapa]

No need to go via Nodal Route, just raise service request from app. You will get a reply and a call as well from them asking for various documents like ITR, Salary Slips, Other Card's Statement with front copy and many more. Can Provide any one of the following. In my case, i didn't provide anything, and after three days got automatic limit enhancement offer from them. They matched its limit with my other bank's credit card. May be they have done soft enquiry as they already have our data. @iamabhisekagar @Wealth is my birth right!

 

[iamabhisekagar]

No need to go via Nodal Route, just raise service request from app. You will get a reply and a call as well from them asking for various documents like ITR, Salary Slips, Other Card's Statement with front copy and many more. Can Provide any one of the following. In my case, i didn't provide anything, and after three days got automatic limit enhancement offer from them. They matched its limit with my other bank's credit card. May be they have done soft enquiry as they already have our data. @iamabhisekagar @Wealth is my birth right!

Maybe it would be prudent to wait for another 10 days for latest statement generation which would reflect the enhanced limit and then proceed

 

[heuristic]

No need to go via Nodal Route, just raise service request from app. You will get a reply and a call as well from them asking for various documents like ITR, Salary Slips, Other Card's Statement with front copy and many more. Can Provide any one of the following. In my case, i didn't provide anything, and after three days got automatic limit enhancement offer from them. They matched its limit with my other bank's credit card. May be they have done soft enquiry as they already have our data. @iamabhisekagar @Wealth is my birth right!

I requested a limit increase on my credit card, and the customer service representative informed me that my card had an LE offer, but I must link my work address. Now making an effort for the same. I attempted customer service but had no luck, so I sent a mail with my ID card and salary slip. I hope it works!

 

[iamabhisekagar]

Hey guys I also have a 3 month old SBI Simply Click CC...how to get a limit Enhancement on that?

 

[heuristic]

Hey guys I also have a 3 month old SBI Simply Click CC...how to get a limit Enhancement on that?

I did it about a month ago with my SimpliClick card; in the Credit limit increase option, it asks for your gross monthly income and then displays your new credit limit; following that, you must submit supporting documentation to prove your salary status (salary slip, offer letter, bank statement, etc.).

 

[punrziq]

I did it about a month ago with my SimpliClick card; in the Credit limit increase option, it asks for your gross monthly income and then displays your new credit limit; following that, you must submit supporting documentation to prove your salary status (salary slip, offer letter, bank statement, etc.).

in sbi cards app?

 

[heuristic]

in sbi cards app?

No, I did it from SBI Card web application portal. Please find attached snapshot for reference.

 

[iamabhisekagar]

I did it about a month ago with my SimpliClick card; in the Credit limit increase option, it asks for your gross monthly income and then displays your new credit limit; following that, you must submit supporting documentation to prove your salary status (salary slip, offer letter, bank statement, etc.).

Didn't work for me...

 

[panu24]

what did not work? at which step?

 

[iamabhisekagar]

what did not work? at which step?

Did not get any enhancement using this method...

 

[panu24]

Did not get any enhancement using this method...

probably based on the income input and your existing credit limit, you are still not eligible for any credit limit enhancement. Also your card is just 3 months old, you should wait for 6 months.

 

[iamabhisekagar]

probably based on the income input and your existing credit limit, you are still not eligible for any credit limit enhancement. Also your card is just 3 months old, you should wait for 6 months.

Yup that must be it!

 

[Dr-green69]

Hi,
So just now I got a limit enhancement on my 6 month old Flipkart Axis CC (from 29k to now 69k).
I made a request to the Nodal Officer via email last week for this limit enhancement.

My question is I also have a 6 month old Kotak 811 CC with a credit limit of 14k (have used it almost 95% every month and paid on time). I haven't received any limit enhancement yet. Shall I wait for limit enhancement offer or shall I mail to the Nodal Officer in this case also?

Dont know about kotak 811 card but but i got kotak zen card in December with 28k limit without any incom docs so just after 10days of card approval i request for LE via kotak app and my limit was increased to 80 next day