Limit enhancement on Standard Chartered cards

[BigdeBigde is verified member.]

Today received a limit enhancement offer on my Standard Chartered card. Did you guys get the similar offer too?

 

[Wealth is my birth right!]

Do they provide limit enhancement based on other cards limit

No
They ask for present income docs
But don’t expect too much high limits
StanC poor on limits they increase just 15k or 30k

 

[suhasa010]

Do they provide limit enhancement based on other cards limit

No. I tried sending other cc statement once for LE but they said only income documents are accepted.

 

[gallifrey24]

Yes I also received an SMS today regarding limit enhancement. Even I am holding the sc platinum rewards card for close to a decade...initial limit was 130000 and they increased by thousands here and there and now limit is 209000. Now they have offered revised limit of 313500. Which is exactly a 50% increase which is very surprising.

 

[thirdworldfish]

Yes I also received an SMS today regarding limit enhancement. Even I am holding the sc platinum rewards card for close to a decade...initial limit was 130000 and they increased by thousands here and there and now limit is 209000. Now they have offered revised limit of 313500. Which is exactly a 50% increase which is very surprising.

You are correct. I also got a similar message and they want to increase my limit by exactly 50% of my current limit. I have Digismart though

 

[D7162]

You are correct. I also got a similar message and they want to increase my limit by exactly 50% of my current limit. I have Digismart though

Ok and here I am still waiting

 

[xxScriptzxx]

Got a limit increase on my ultimate card and increased by close to 4 lakhs

 

[Anumod]

Received 31% increment

 

[ayush0010]

Got offer to increase from 1.56L to 3.58L (130%) on my LTF DigiSmart. Rarely use the card.

 

[Kenu73]

Received almost a 100% increase offer. This is second offer in last 6 months

 

[xxScriptzxx]

From what i noticed sc gives limit enhancement if you spend on their cards else they dont

 

[fageriaji]

Is there any email ID to send income documents for LE in SC credit card. I didn't received any LE offer since last 3 year.

 

[ThriftyPlasticPundit]

got the sms as well from 4.5l to 6.5, suprisingly they are offering paid upgrade to ultimate card which I refused at the moment.

 

[runzone]

No
They ask for present income docs
But don’t expect too much high limits
StanC poor on limits they increase just 15k or 30k

do they also make a cibil inquiry if we mail them the income docs and seek a LE?

 

[V360]

do they also make a cibil inquiry if we mail them the income docs and seek a LE?

Since you are asking the same question on all thread related to SC 🙂

Any manual LE will call for a CIBIL enquiry.

 

[runzone]

Since you are asking the same question on all thread related to SC 🙂

Any manual LE will call for a CIBIL enquiry.

Not all banks make CIBIL enquiry for manual LE

For example HDFC, CITI Bank

So I am just curious if SCB does a CIBIL enquiry. MY SCB Ultimate is stuck at 149900 since 2 years and recently only got 5K LE but did not avail the same

 

[V360]

Not all banks make CIBIL enquiry for manual LE

For example HDFC, CITI Bank

So I am just curious if SCB does a CIBIL enquiry. MY SCB Ultimate is stuck at 149900 since 2 years and recently only got 5K LE but did not avail the same

SC will initiate a CIBIL enquiry - have experienced it myself.

 

[runzone]

SC will initiate a CIBIL enquiry - have experienced it myself.

Well, I got my answer now, and thanks for that.

PS- I will stop asking this question now 😉

 

[gurbina]

SC even makes CIBIL hard inquiries on card replacement... Still disputing it with them, had to replace my card and they made not one but TWO CIBIL inquiries. Pretty annoying and even odd to do do hard inquiries for everything and anything.

 

[gurbina]

If something wrong, will they stop replacing the card and go for direct cancellation 🤔?

Dealing with SCB is slow, time consuming process especially the one involved with CIBIL.

I escalated but just got "template" replies for this matter and didn't address any of my concerns as to why this is being done.

I'm not getting a new card or credit line, it's just replacement plastic for an existing one.
So why is there TWO hard inquiries on my CIBIL?

I'm trying to find out as the reason or if it's "Standard" procedure, pun intended.

 

[jack333]

I'm getting LE in my card from 3.7 to 4.29. If i dont take it will they give me better next time?