(Limit increase)Update your SBI App and check if you have limit increase option under benefits.

[ishtiyaaqahmed]

I updated the SBI App yesterday and got limit increase option under benefits section in the SBI App.

My limit went from 1.32 to 2.32 for my exactly 1 year old SBI Cashback card.

Do try and check.

 

[Master Chief 117]

1st Attempt:
Web -> No anumati/anubhav -> Service requested created and closed after few days without any notice.

2nd Attempt:
App -> 2.38L to 5L request -> Anumati -> HDFC account link -> Service request closed after 2 days, no notice.

3rd Attempt:
App -> 2.38L to 4.5L request -> Anumati -> same HDFC account link -> Immediate increase from 2.38L to 3.38L

How many days gap between each attempt ? I made my 1st attempt on 19th and the result was exactly same as yours

 

[gauravbhati]

How many days gap between each attempt ? I made my 1st attempt on 19th and the result was exactly same as yours

I've made an 2nd attempt today in the 3 days as the service request was created earlier but the Anubhav portal was stuck...

 

[shann9999]

i also got stuck with anumati consent, waiting for the limit increase.

 

[shomil97]

Wow!!
thanks for the info.
Got an update from 2.65 to 7.95 LE, that's a whopping 3X increase.

Lets see if they really approve this by next 15 days

View attachment 68171

My limit is 1.25 and showing offer to increase to 3.75

But after i apply in benifit it show cant upgrade internal policy issue ..why they show offer first if it can not be increased 😅

 

[vine]

My limit is 1.25 and showing offer to increase to 3.75

But after i apply in benifit it show cant upgrade internal policy issue ..why they show offer first if it can not be increased 😅

they want to test how greedy people are 😛

 

[borg]

the first try was through web, and nothing happened for 2 days, now tried again with the mobile app increased to 2.27 from 1.27 immediately. So if it does not happen instantly, you need to try again

 

[COmM4nDer]

Got LE without going to anumati portal just an otp submit within the app. May be pre-approved offer was there.

 

[Master Chief 117]

Got LE without going to anumati portal just an otp submit within the app. May be pre-approved offer was there.

Request accepted immediately or SR was generated and after sometime request was accepted ?

 

[CyberPsych]

It will vanish soon 🙂 For me it took 12 hrs to get rid of the SR and I was able to try again. So may be check frequently 🙂

Now it throws, you are not eligible for credit limit enhancement as per internal policies

 

[CyberPsych]

Meaning of this pop of

Same for my SBI BPCL

 

[COmM4nDer]

Request accepted immediately or SR was generated and after sometime request was accepted ?

SR was already generated 4-5 days ago but due to glitch I couldn't complete the anubhav page login. Today when I went again to the benefit section of the android app saw a Pre-Decided limit already given there. Just one otp & LE completed. From 3.25l to 4.50l.

 

[COmM4nDer]

Now it throws, you are not eligible for credit limit enhancement as per internal policies

For the SBI Cashback this happened to me as well. I tried a LE from 40k to 50k but rejected in a split second. The system seems weird & the logic even worse.

 

[psmangat5]

Sir when was your last LE?

I mailed them and last CI was in August

 

[dealminer]

I mailed them and last CI was in August

Aug24?
Ig that's the reason for instant rejection i also got LE in may, will have to wait 6m

 

[Cashif]

Have tried thru Anumati numerous times but no increase yet.

Have limit of 3Lacs and getting a limit up to 9 L; didn't want to be greedy, so applied for 5L limit- every time a service request is created but when I check after a day, seems to have closed automatically.

Is it possible to get it by mailing via C2C as I have 15l+ limit in Axis & HDFC.

 

[dealminer]

Is it possible to get it by mailing via C2C as I have 15l+ limit in Axis & HDFC.

Only income doc works for sbi
ITR + bank statement / Salary Slip+bank statement (3m)

 

[COmM4nDer]

Have tried thru Anumati numerous times but no increase yet.

Have limit of 3Lacs and getting a limit up to 9 L; didn't want to be greedy, so applied for 5L limit- every time a service request is created but when I check after a day, seems to have closed automatically.

Is it possible to get it by mailing via C2C as I have 15l+ limit in Axis & HDFC.

Try max 30-40% of ur current limit. SBI normally doesn't give more than that once you cross 2.5lkhs limit. Rarely u will see people getting.

 

[tn_72]

Anubhav — AA Experience curated by Finarkein

fnrk.in

This is what I'm getting everytime

thanks for the info. My friend also got the one as yours, but he was not able to get past it. So asked

 

[tn_72]

Now it throws, you are not eligible for credit limit enhancement as per internal policies

Did yoou get any automatic LE within the past six months?

 

[CyberPsych]

Did yoou get any automatic LE within the past six months?

No, last LE from SBI for me was on 2022. My income has been increased since then but no LE offering from them. I have BPCL with 1.53L limit but last month when I applied for SBI CB they said you are not eligible for more limit and asked me to split 1.53L between BPCL and SBI CB card