Limit increase

[Sai Ganesh]

Hi Friends,

I am using BOB credit card from last may month with limit of 40k , lowest of all my cards.

I have another card which has 8L , can i send that statement along with my latest payslip for Limit increase ?

Will BOB allows other bank card statements for limit increase ?

Can someone please confirm on it ?

 

[srikant]

You can try, but in my experience, BoB seems to always give a 30% or a 40% LE. You might probably get 56k.

I think I goofed up a bit with my BoB Card in not asking LEs frequently -- HDFC (my only other _old_ card) used to charge LE request, but I think BoB never did.

 

[vaibhav111vaibhav111 is verified member.]

Hi Friends,

I am using BOB credit card from last may month with limit of 40k , lowest of all my cards.

I have another card which has 8L , can i send that statement along with my latest payslip for Limit increase ?

Will BOB allows other bank card statements for limit increase ?

Can someone please confirm on it ?

did you got your limit increase, do share the email address and template with the method you used!

 

[CardSeeker]

I am stuck with 30k limit other cards have 7lakhs limit

Any work around?

 

[bitsst]

BoB is baap of even Axis Bank. They provide the lowest credit limits and do not easily enhance limits. I have > 9 Lacs in limit in most of the banks except Axis(5L) and BoB(2.6L).

My initial limit with BoB was 2L, after a lot of communications, they enhanced to 2.6L, and even made a CIBIL inquiry lowering it by 02 Points.

My ITR is around 48L.

Hope that provides some Solace.

 

[vaibhav111vaibhav111 is verified member.]

I am stuck with 30k limit other cards have 7lakhs limit

Any work around?

Let me know too I’m stuck with 52k

 

[Rishu5153]

Yes bobcards increase limit post I year of joining, i just emailed them with my- last 2 year itr copy and 3 months bank statement, they did within a week. they gave me 30% increase.