I got HDFC cc (Millennia LTF) with online process/Phone call (not sure if it counts?), no physical verification was done and it was with statement of ICICI co-branded CC which is amazon pay.
And it was not even 4 months old at the time of application.
My SBI application was put on hold, they did 3-4 verification calls, 2 separate physical verifications on both office and home address and at the end of the day application was rejected. Banks operate funny, I say funny because at the time I was applying for simplyclick which was not even LTF. And SBI has my account, which is with decent turnover and I have no prior relationship with HDFC.
And it was not even 4 months old at the time of application.
My SBI application was put on hold, they did 3-4 verification calls, 2 separate physical verifications on both office and home address and at the end of the day application was rejected. Banks operate funny, I say funny because at the time I was applying for simplyclick which was not even LTF. And SBI has my account, which is with decent turnover and I have no prior relationship with HDFC.