List of surcharges on wallet loads via credit card

[NewUser]

Hi everyone,

Do we have a list of merchants with their corresponding surcharges on wallet loads via credit cards?
If not, can we create one? Just the basic ones like Paytm, Amazon, Phonepe etc will do

 

[rp0703]

Hi everyone,

Do we have a list of merchants with their corresponding surcharges on wallet loads via credit cards?
If not, can we create one? Just the basic ones like Paytm, Amazon, Phonepe etc will do

Don't know about phonepe.
Amazon does not allow wallet load via credit card.
Paytm charges vary account to account, may range between 2% to 3.5% but on Rupay card may go upto 4%.

 

[Wealth is my birth right!]

Don't know about phonepe.
Amazon does not allow wallet load via credit card.
Paytm charges vary account to account, may range between 2% to 3.5% but on Rupay card may go upto 4%.

Paytm have lot of slabs under my account 2.35 for visa and 2.65 to Amex

 

[rp0703]

Paytm have lot of slabs under my account 2.35 for visa and 2.65 to Amex

on my account 3.35% on visa and 3.95% on Rupay.

 

[NewUser]

on my account 3.35% on visa and 3.95% on Rupay.

Looks like Paytm can charge any number, depending upon the individual. Unfair practice IMO

 

[Gkcards]

You can load paytm upto 4K via swiggy/zomato without any charges, Have done this

Amazon pay can be done via uber, but havent tried

 

[Wealth is my birth right!]

Looks like Paytm can charge any number, depending upon the individual. Unfair practice IMO

Sometimes they give flat % cut in charge mostly in 1st week of a month

 

[rp0703]

You can load paytm upto 4K via swiggy/zomato without any charges, Have done this

Amazon pay can be done via uber, but havent tried

used to do that but they blocked my account. now can only load directly via app.

 

[Abhishek012]

Don't know about phonepe.
Amazon does not allow wallet load via credit card.
Paytm charges vary account to account, may range between 2% to 3.5% but on Rupay card may go upto 4%.

on my account 3.35% on visa and 3.95% on Rupay.

Edited -

My Paytm account -

RuPay credit card load charge 2.35% same like Visa card but
RuPay Prepaid card load charge 2.95%.

I think you are loading with RuPay prepaid card. Try RuPay credit card.

RuPay Credit Card 2.35% charge -

 

[Gkcards]

used to do that but they blocked my account. now can only load directly via app.

I have been doing this for few months using my Amex card, did this month also. Let's see what happens next month 😀

 

[gurubhai]

used to do that but they blocked my account. now can only load directly via app.

What was your avg recharge limit per month?
also who banned your account? swiggy/zomato or Uber? or all 3?

 

[ARV]

Edited -

My Paytm account -

RuPay credit card load charge 2.35% same like Visa card but
RuPay Prepaid card load charge 2.95%.

I think you are loading with RuPay prepaid card. Try RuPay credit card.

RuPay Credit Card 2.35% charge -

View attachment 5296

Dont fall for this, i got the same message and did the load but did not get the caskback. Customer care says no offer in your account even when i got the banner. Its a pain to reach their CC also

 

[rp0703]

What was your avg recharge limit per month?
also who banned your account? swiggy/zomato or Uber? or all 3?

just 4000.
Paytm blocked the account. used to withdraw as soon as load money. may be that's why they blocked it.

 

[rp0703]

I have been doing this for few months using my Amex card, did this month also. Let's see what happens next month 😀

when do you withdraw money after loading it?

 

[Gautham]

just 4000.
Paytm blocked the account. used to withdraw as soon as load money. may be that's why they blocked it.

That's a big red flag. You should never withdraw the money loaded using cc.

 

[Wealth is my birth right!]

That's a big red flag. You should never withdraw the money loaded using cc.

load it via zomato cc for MLY 4k and use in paytm for paying same card bill LOL.....so far no ban for this structure🙂

 

[Gkcards]

when do you withdraw money after loading it?

withdraw means? I use this for payments via paytm at various offline/online merchants.

 

[gurubhai]

withdraw means? I use this for payments via paytm at various offline/online merchants.

I think he means transfer to bank account.

just 4000.
Paytm blocked the account. used to withdraw as soon as load money. may be that's why they blocked it.

The place from where you load paytm ie. Uber or Zomato they are working fine?

 

[gurubhai]

As there is 4k limit to load paytm via uber (got to know from some other forum post), does hdfc addon card will be treated as separately for this?
Like the my addon family member can load same amount in his paytm via the addon card I provide?

 

[rp0703]

withdraw means? I use this for payments via paytm at various offline/online merchants.

i used to transfer money to bank. may be that's why they blocked my account.