I think the limit of 4K max is per paytm account. You can use any of your cards to load load paytm accounts of your family members using their Uber app.
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List of surcharges on wallet loads via credit card
- Thread starter NewUser
- Start date
Abhishek012
TF Pioneer
Who is talking about cashback offer ?
I m saying Paytm charge 2.35% for all visa/master/RuPay credit cards in my account.
No worries, the screen showed 2% cashback offer. Just wanted to caution you.
Yeah it shows 1-2 percent cashback offer for me too but I do not trust paytM either. Thanks for the word of caution.
bugmenot
TF Legend
How to load phonepe wallet via 3rd party app? I can't use cc much for offline transactions. If wallet is loaded through cc without surcharge then it can be used to pay via UPI, provided the UPI QR is of phonepe.
PS : I have access for any UPI QR payment via Amazon wallet UPI. Looking for plan B incase that get patched. UPI payment via visa, MC is still distant future.
PS : I have access for any UPI QR payment via Amazon wallet UPI. Looking for plan B incase that get patched. UPI payment via visa, MC is still distant future.
Are you sure about this? I tried loading paytm wallet using my Amex MRCC on my wife's paytm account, but it said max 4k allowed in a month. (I had already loaded 4k into my paytm wallet using the same card)
So, in my experience it seems it tracks both account and card for the 4k limit.
zealot
TF Ace
Paytm will go upto 4.35% for Visa and MasterCard, for Rupay upto 4.95% 🥺
Any hack or tip to show pg as non wallet in payment gateway?
If it fetching e-commerce then sbi cashback card give 5% cb even paytm charges 4% I am fine haha
zealot
TF Ace
You can keep trying, PG will so as Paytm Payment Service Ltd then do the payment. That's how I loaded and RP in Simply Click. Now they flagged me so charges 4.35%. I am used to load with debit card only. I got cashback on Jupiter for Loaded Paytm. Jupiter deducted it as Utility. You can try with small amount from SBI CB. Make sure PG shows merchant as Paytm Payment Service Ltd
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Abhishek012
TF Pioneer
4.95% is for RuPay prepaid cards or any other visa/master prepaid cards.
Visa/mastercard/RuPay credit cards is 4.35%.
Normal charges 2.35% for Visa/mastercard/RuPay credit cards. Now if your frequently use this wallet load transaction then Paytm will increase the charges 2.35% to 3.35% and then 4.35%.
Same for prepaid cards. Normal charges 2.95% for Visa/mastercard/RuPay prepaid cards. Now if your frequently use this wallet load transaction then Paytm will increase the charges 2.95% to 3.95% and then 4.95%.
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Hi @zealot did you transfer money to any bank account ?
zealot
TF Ace
Yeah. Thanks for the info
zealot
TF Ace
few times, some times I do cc payment. Now completely stopped tranferring to bank account. It will take more than 3 months to get back to normal.
yes my research only if you transfer to bank account they will flag your account
zealot
TF Ace
Yes, they kept some percentage earlier for trasferring. Now they just mentioned loading from CC then transfer to account will occur extra charges if we repeat this.
But 4.1 % os too much for a wallet load
Thanks I tried 3 credit cards with various amounts still all shows wallet name as pg
Didn’t input otp cleverly 😜
Yes it’s true
I get 2.35 so far no bank transfer
Will the surcharge apply even if you load via Zomato? I recently loaded ₹4k via Zomato and in the transactions section, it shows ₹4k only. Will I see it as a part of month end settlement or bill generation?
Abhishek012
TF Pioneer
No, infact you can use all apps combined simultaneously load more than 16k - https://www.technofino.in/community...ytm-wallet-via-credit-card-free-of-cost.4087/
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