Chill bro. Dont quickly jump to conclusions without knowing the facts. I dont have any Rupay cards till date. So, wanted to have one which is LTF as well when i heard that hdfc is converting on request basis. All my cards are Visa and master card.
Actually, I'm not waiting. I already got the rupay card yesterday. All others rewards on gold are similar to my regalia as i dont hit milestones with this card. So, its not worth the upgrade for me.
Maybe i didn't convey it properly but what i meant was i didn't have any rupay card, so applied for this card last week when i got to know hdfc is offering it on request basis. Glad that hdfc sent the card yesterday. But it shows the FYF upgrade to Regalia gold option.
Initially, i thought of tata neu infinity, but they are not offering me LTF but only FYF. Its high fee isn't worth for me.