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Loot - Slice Wallet UPI - free credit card load and free bank transfer

Seriously why are you guys using any trick that involve amount crediting to bank a/c. That income. Paying off cc bill via cc bills that alright. I'm missing something Here?

Edit - all you trying are student so.. you know or income through cash and not credited via bank a/c. So doesn't matter or what ITR we don't fear IT department?
 
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