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LTF BOB Eterna Credit Card

jetesh

TF Legend
BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis.

eterna-web-banner-14.webp

For more details visit: https://www.bobcard.co.in/credit-card-types/eterna

Credit Card features:
 

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Last edited:
I was shown nil fee when applying. Now there is an esign form I need to fill and the key fact statement shows charges. Should I go ahead or not ? I don't even know why I applied tbh... The icici epm that I hold itself could be used to offset forex charges.m Screenshot_2025-12-06-11-43-49-139_com.android.chrome.webp
 
Apply offline ...
Planning to do offline. I also have a Radiance relationship. But planning to shift funds soon to other bank and thus I will not remain Radiance.

I talked with a BOB card agent my branch suggested. She said the ETERNA card will remain LTF even I do not maintain the Radiance relationship. It is true? Or will it become a paid card then? Anyone has any information regarding this?
 
I was shown nil fee when applying. Now there is an esign form I need to fill and the key fact statement shows charges. Should I go ahead or not ? I don't even know why I applied tbh... The icici epm that I hold itself could be used to offset forex charges.mView attachment 115707
This unlocked new fear for me. I didn't notice my econsent form. My bob eterna card got delivered too. How to check my cards Ltf status?
 
This unlocked new fear for me. I didn't notice my econsent form. My bob eterna card got delivered too. How to check my cards Ltf status?
I think you can send email to support confirming. Also does this esign step count as activation of card since we might get a virtual card now ? For physically delivered cards unless we activate, we won't be charged any fee.
 
I was shown nil fee when applying. Now there is an esign form I need to fill and the key fact statement shows charges. Should I go ahead or not ? I don't even know why I applied tbh... The icici epm that I hold itself could be used to offset forex charges.mView attachment 115707
Go ahead it will be LTF only and there won't be any charges.
Once the card is approved mail the CRM team and check for the LTF status
 
I was shown nil fee when applying. Now there is an esign form I need to fill and the key fact statement shows charges. Should I go ahead or not ? I don't even know why I applied tbh... The icici epm that I hold itself could be used to offset forex charges.mView attachment 115707
Don't worry. All esign forms mention the annual fees as mandatory, but it is the promotional code that matters.

Kindly get LTF confirmation in writing from their customer care prior to activating the card.

And no, the CC cannot be activated unless you specify or change its default ATM code / PIN.
 
Closed both BoB LTF cards. Took around 5-6 days after request. Dec 4th my statement got generated. I mailed crm for PAN removal.
They replied back saying 'please send the error screenshot you are getting while applying new BOB card'. I presumed they have already removed PAN from database. My CIBIL showed goth BoB cards as closed.

Went ahead and applied online. Instant rejection. Then, applied through BoB guy whose number I got from this forum. C2c route, he asked 2L limit card statement. Now waiting for the decision. If anyone needs number of the guy, DM me.
 
Closed both BoB LTF cards. Took around 5-6 days after request. Dec 4th my statement got generated. I mailed crm for PAN removal.
They replied back saying 'please send the error screenshot you are getting while applying new BOB card'. I presumed they have already removed PAN from database. My CIBIL showed goth BoB cards as closed.

Went ahead and applied online. Instant rejection. Then, applied through BoB guy whose number I got from this forum. C2c route, he asked 2L limit card statement. Now waiting for the decision. If anyone needs number of the guy, DM me.
Is he able to apply virtually?
 
Closed both BoB LTF cards. Took around 5-6 days after request. Dec 4th my statement got generated. I mailed crm for PAN removal.
They replied back saying 'please send the error screenshot you are getting while applying new BOB card'. I presumed they have already removed PAN from database. My CIBIL showed goth BoB cards as closed.

Went ahead and applied online. Instant rejection. Then, applied through BoB guy whose number I got from this forum. C2c route, he asked 2L limit card statement. Now waiting for the decision. If anyone needs number of the guy, DM me.
I closed my BOB on 17 nov -25 bill ganarated date was 1 dec I emailed them for pan removal on 3rd December they told you recently closed the card please wait for 30 days
What to do now ?
 
I closed my BOB on 17 nov -25 bill ganarated date was 1 dec I emailed them for pan removal on 3rd December they told you recently closed the card please wait for 30 days
What to do now ?
No need to wait. Did you messages from CIBIL regarding CIBIL change? Most probably they have removed. Mail CRM once again, they told me PAN removal is after statement generation.
 
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