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LTF BOB Eterna Credit Card

jetesh

TF Legend
BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis.

eterna-web-banner-14.webp

For more details visit: https://www.bobcard.co.in/credit-card-types/eterna

Credit Card features:
 

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Hi everyone,
I just had a detailed conversation with a senior manager from BOB Credit Cards. He clearly mentioned that many people are currently applying online for the Lifetime Free (LTF) Eterna Credit Card, but it’s actually available only through offline channels.

They use a special internal code system while logging Eterna card applications for the LTF, which is why the online process doesn’t reflect the LTF offer.
 
Hi everyone,
I just had a detailed conversation with a senior manager from BOB Credit Cards. He clearly mentioned that many people are currently applying online for the Lifetime Free (LTF) Eterna Credit Card, but it’s actually available only through offline channels.

They use a special internal code system while logging Eterna card applications for the LTF, which is why the online process doesn’t reflect the LTF offer.
not completely true; it's also available online via select channel partners
 
Hi everyone,
I just had a detailed conversation with a senior manager from BOB Credit Cards. He clearly mentioned that many people are currently applying online for the Lifetime Free (LTF) Eterna Credit Card, but it’s actually available only through offline channels.

They use a special internal code system while logging Eterna card applications for the LTF, which is why the online process doesn’t reflect the LTF offer.
not true. even when you apply directly it is ltf if you are eligible. bank officials and influencer/partners are saying otherwise for commissions/targets.
 
seems some issue with their system while applying online. It goes to fetching CBL and then stucks as something gone wrong. Got notification for CIBIL hit.
 
I think BOB takes 15 to 20 days to approve or decline
I am going to US on Dec1, was thinking to get it & use it for international transaction. With milestones benefit & 3x reward point it was looking good reward rate.
But I don't think I will be able to get it before that. They are not removing my PAN even after bill is generated & got NOC from bank. Stupid customer care
 
Hi all,

Can someone please answer my queries below,

1. If my current address is not same as my aadhar addess and I do not have any address proof for current address. Can I apply for eterna card?

2. Which Variant of Eterna I should apply? If it is Rupay, then will Rupay variant will be eligible for flat discount during sales on fk and amazon?
 
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