Regalia Gold LTF Regalia Gold?

[Alex292929]

I am using HDFC Regalia Gold, was issued to me in Aug 2023 and I have spent 4 Lac + in 6-7 Months which makes it next year free but is there any way I can convert it to LTF.
I have a preferred bank account and maintaining more than 5L for almost a year now.

 

[agd19682]

Please share email id at which you sent the email in red text and after how long you received their response for LTF.

I wrote to them on 07th Jan and received their response on 10th Jan, 2024. The email address is "customerservices.cards@hdfcbank.com"

 

[Alex292929]

Just called RM she said “sir nahi ho payga”

 

[Alex292929]

Just wanted to know anyone who got there Regalia Gold converted to LTF?(Not Issued as LTF) If Yes how?

 

[hedgehog2122]

Just called RM she said “sir nahi ho payga”

Aap pooch lo to Madam "Kya aur kaise ho Payga" 😉

 

[vine]

Please do try , first by ending emails to PNO as suggested in earlier messages here.
You still have about a year for next charges to apply, so keep harassing them every 3 months.
(If RM calls you asking to take a loan/FD, bring this up).
If they still don't give LTF, you can ask for limit extension and then ask for upgrade to DCB.
If they don't agree to any of these, honestly there are many cards better than Regalia Gold, so find another card which matches your spends.
Then, put a request to close the card. HDFC may (I said "may") make it LTF just to retain you. You can close it/keep it, depending on how you feel at that time.

 

[hedgehog2122]

After multiple iterations, i finally managed to convert my Paid Regalia Gold to LTF. So, the message is HDFC is currently doing it but all depends on your RV and negotiation with grievance redressal team.

 

[Alex292929]

After multiple iterations, i finally managed to convert my Paid Regalia Gold to LTF. So, the message is HDFC is currently doing it but all depends on your RV and negotiation with grievance redressal team.
View attachment 50365

Could you please brief us how you negotiated? also what is your relation with HDFC and your CC spends.

 

[hedgehog2122]

Could you please brief us how you negotiated? also what is your relation with HDFC and your CC spends.

I am banking with HDFC since 2012, Relationship Value is close to 25 Lakhs including balances in Savings Max account, FD etc. I threatened them moving everything to some other bank. Also quoted my Privy league relation with Kotak. Spend on previous normal regalia paid version about 7.5 Lakhs and Regalia gold about 5 Lakhs in less than 6 months.-
I feel i could have rather asked for LTF DCB metal, but happy with what ever i finally got.😉

BTW, i no more have any paid card in my portfolio.

 

[Alex292929]

what’s the email id?

 

[hedgehog2122]

what’s the email id?

Grievance.Redressalcc@hdfcbank.com

You should approach from L1 to L4 in sequence

 

[helloworld]

To be honest, Regalia Gold is not the end point in HDFC and no point getting it as LTF when your spends are >5L. Do note that in HDFC upgrades are FYF and try LTF from those last 2 cards. You should fight for upgrade and then LTF for those cards.

Sooner or later if you want those 2 cards, this LTF status no useful and won't apply to them. My suggestion, save your energy and use when required. Good luck!

 

[HumorSimpson]

Grievance.Redressalcc@hdfcbank.com

You should approach from L1 to L4 in sequence

Can You please List those mail ✉ id's?

 

[hedgehog2122]

Can You please List those mail ✉ id's?

Regalia Gold denied

Here's my story: I have applied for regalia gold paid card from hdfc online portal while closing tata neu + (25k limit ) simultaneously on 01st Feb 24. It showed me approximate limit of 3 lacs. After about 13 days home verification was done but still no approval. On 15th I complained them on...

www.technofino.in

It's in there, credit to @Akashn

 

[helloworld]

Can You please List those mail ✉ id's?

Email:customerservices.cards@hdfcbank.com

when these people reply, it usually contains whom to send if not satisfied.

that usually, Grievance and those people include level 3 'priority redressal' mail id in their reply.

Sending directly sometimes wont get response or delayed process.

Also, most of the banks these mail ids present in monthly statement (RBI rule), but HDFC gives links where we have to find these mail ids.

 

[hedgehog2122]

To be honest, Regalia Gold is not the end point in HDFC and no point getting it as LTF when your spends are >5L. Do note that in HDFC upgrades are FYF and try LTF from those last 2 cards. You should fight for upgrade and then LTF for those cards.

Sooner or later if you want those 2 cards, this LTF status no useful and won't apply to them. My suggestion, save your energy and use when required. Good luck!

My understanding is if you have LTF card, there are more chances of getting a FYF or paid upgrade assuming spends are adequate. This is evident from the fact that almost all LTF regalia users with decent spend were offered FYF Regalia Gold.

 

[Alex292929]

@hedgehog2122
I tried negotiating but they are not converting it to LTF.
Is it because my relationship is no that strong? As I dont have any FD with them though maintaining 5-7 L from past one year.
My spends are more than 7.5L in 9 months.

I even said I will close my card and move all my banking relation to some other bank.

They said close it but pay 17 rs outstanding first 😂

What should I do now? ):

 

[helloworld]

@hedgehog2122
I tried negotiating but they are not converting it to LTF.
Is it because my relationship is no that strong? As I dont have any FD with them though maintaining 5-7 L from past one year.
My spends are more than 7.5L in 9 months.

I even said I will close my card and move all my banking relation to some other bank.

They said close it but pay 17 rs outstanding first 😂

What should I do now? ):

wait for 3 weeks, then drop a fresh mail with new request.

 

[bug_88]

Hi

I was hoping to apply for regalia gold cc.

My current net salary is approx 8.50 p.a after all deduction and loan payment.

I have 2 cc of ICICI Bank limit 7.40 lakhs and idfc of 7.80 lakhs along with amex gold and MRCC card.

Presently I don't have any relationship with HDFC Bank. Can I apply for the card ?

 

[Deleted member 26954]

Kim jong un is using regalia gold in north Korea where internet does not work

 

[Alex292929]

Presently I don't have any relationship with HDFC Bank. Can I apply for the card ?

I don’t have much information on whether you'll get approved if you apply for a credit card directly without any prior relationship with HDFC.
You can negotiate with the nearest branch, stating that you will open an account and request a Regalia Gold credit card.

Please read this thread for more info on preapproved CC

https://www.technofino.in/community/threads/any-chance-to-get-a-pre-approved-dcb-metal-as-first-unsecured-card.27253/