LTF Sapphiro Card

[keerthirahul123]

Hello Friends,

2 weeks back I received a call from corporate RM and she offered me LTF Sapphiro CC. She just asked me to send my home address and the card would be delivered. I pinged her the details nd in 2 days she called me to say that I would be getting 13 laks limit on the sapphiro. I said ok and today it started showing in the imobile app and looks like it shares the limit with my existing APAY card of 20 laks limit.

is this correct or am I missing something?

PS: No credit check was done for this card and indeed nothing hit cibil or experian.

 

[Rahul Gupta]

Hello Friends,

2 weeks back I received a call from corporate RM and she offered me LTF Sapphiro CC. She just asked me to send my home address and the card would be delivered. I pinged her the details nd in 2 days she called me to say that I would be getting 13 laks limit on the sapphiro. I said ok and today it started showing in the imobile app and looks like it shares the limit with my existing APAY card of 20 laks limit.

is this correct or am I missing something?

PS: No credit check was done for this card and indeed nothing hit cibil or experian.

Yes it is shared and congratulations on your LTF sapphiro.

Wish someone from my icici branch can offer me LTF sapphiro lol.

 

[keerthirahul123]

Yes it is shared and congratulations on your LTF sapphiro.

Wish someone from my icici branch can offer me LTF sapphiro lol.

Why dont you contact RM and try some tricks..

 

[Rahul Gupta]

Why dont you contact RM and try some tricks..

she said they can't even give LTF coral as they don't have permisiion to give LTF cards. I have already moved my NRV from icici and told her the day she will issue me LTF saphhiro then only i will put my money back there.

 

[Rahul Gupta]

Why dont you contact RM and try some tricks..

Can you ask your rm if she can help me?

 

[wapenshaw]

Why dont you contact RM and try some tricks..

My company has a corporate relationship with ICICI, however I don't know who the RM is or what. I just have a silver salary account since 2 years, no benefits related to cards, I have Apay and Coral and that coral isn't even LTF and they charge me 500. My salary now is 2Lpm was around 80K when I opened the account and I don't know how to even start improving this situation. Now I am wondering if I should just shift to HDFC

 

[SSV]

I am juggling my funds sometime next month ,
decided to park 50L for 2 days with ICICI nd getting Sapphiro LTF ...
20L already there in ICICI , 30Lwill find a temporary home in ICIC for 2 days , before they moved in to other investments..

They didn't budge..
Le me get this Spahhiro LTF first and then my aim would be to get Emerlade PVC LTf or EPM in the next year...

I actually prefer emeralde pvc ltf than epm

 

[girish3456]

Hello Friends,

2 weeks back I received a call from corporate RM and she offered me LTF Sapphiro CC. She just asked me to send my home address and the card would be delivered. I pinged her the details nd in 2 days she called me to say that I would be getting 13 laks limit on the sapphiro. I said ok and today it started showing in the imobile app and looks like it shares the limit with my existing APAY card of 20 laks limit.

is this correct or am I missing something?

PS: No credit check was done for this card and indeed nothing hit cibil or experian.

Can you DM me the contact number of that corporate RM pls if you don't mind in sharing

 

[girish3456]

My company has a corporate relationship with ICICI, however I don't know who the RM is or what. I just have a silver salary account since 2 years, no benefits related to cards, I have Apay and Coral and that coral isn't even LTF and they charge me 500. My salary now is 2Lpm was around 80K when I opened the account and I don't know how to even start improving this situation. Now I am wondering if I should just shift to HDFC

In 2 yrs how come you salary has reached from 80K to 2L pm

 

[keerthirahul123]

I am juggling my funds sometime next month ,
decided to park 50L for 2 days with ICICI nd getting Sapphiro LTF ...
20L already there in ICICI , 30Lwill find a temporary home in ICIC for 2 days , before they moved in to other investments..

They didn't budge..
Le me get this Spahhiro LTF first and then my aim would be to get Emerlade PVC LTf or EPM in the next year...

I actually prefer emeralde pvc ltf than epm

Emerald PVC or Metal, they are giving to people randomly who see the offer in iMobile. People with very minimal NRV sometimes are seeing emerald as LTF. I asked as well and she quoted 2cr.

 

[SSV]

Emerald PVC or Metal, they are giving to people randomly who see the offer in iMobile. People with very minimal NRV sometimes are seeing emerald as LTF. I asked as well and she quoted 2cr.

Yes that is why, I will break the loop by first getting Sapphiro LTF..
I wont do 2Cr for EPVC LTF...
I will try different tricks once I get Sapphiro next month

 

[keerthirahul123]

In 2 yrs how come you salary has reached from 80K to 2L pm

Perfect sawaal

 

[keerthirahul123]

Can you DM me the contact number of that corporate RM pls if you don't mind in sharing

It’s been a while I received the call so can’t properly pinpoint from call log. Will be in office tomorrow or Monday and get the number from internal portal.

 

[keerthirahul123]

Yes that is why, I will break the loop by first getting Sapphiro LTF..
I wont do 2Cr for EPVC LTF...
I will try different tricks once I get Sapphiro next month

Buddy I wonder what is ur portfolio of cards. Hope it’s posted somewhere to witness.

 

[Riya]

Hello Friends,

2 weeks back I received a call from corporate RM and she offered me LTF Sapphiro CC. She just asked me to send my home address and the card would be delivered. I pinged her the details nd in 2 days she called me to say that I would be getting 13 laks limit on the sapphiro. I said ok and today it started showing in the imobile app and looks like it shares the limit with my existing APAY card of 20 laks limit.

is this correct or am I missing something?

PS: No credit check was done for this card and indeed nothing hit cibil or Experian.

are you working in some hotshot company where RM calling by themselves and offering LTF sapphiro card

 

[keerthirahul123]

are you working in some hotshot company where RM calling by themselves and offering LTF sapphiro card

I work in a company which almost every company uses . U name it and my company has something role to play.

 

[wapenshaw]

I am juggling my funds sometime next month ,
decided to park 50L for 2 days with ICICI nd getting Sapphiro LTF ...
20L already there in ICICI , 30Lwill find a temporary home in ICIC for 2 days , before they moved in to other investments..

They didn't budge..
Le me get this Spahhiro LTF first and then my aim would be to get Emerlade PVC LTf or EPM in the next year...

I actually prefer emeralde pvc ltf than epm

What kind of account do you have wealth management one or a standard savings?

 

[SSV]

What kind of account do you have wealth management one or a standard savings?

WM . .

 

[SSV]

Buddy I wonder what is ur portfolio of cards. Hope it’s posted somewhere to witness.

I haven't documented it yet. will do in a month or so..
Just follow my user id, to get notification, if you want to ..

 

[wapenshaw]

WM . .

Do you have any tips to convert coral to either rubyx or saphhiro ltf? Even my coral is not ltf

I wrote an email to them and they denied stating spend criteria not met and it's a chargeable card.