Magnus Burgundy: Is it worth getting a new one in 2025?

[Ned_Starks_Head]

I had a magnus until last year, which I milked completely and switched to Infinia after the devaluation happened.
I’m thinking of applying for Magnus burgundy as my secondary card via the salary method.
Wanted to ask your thoughts if it’s still worth it in 2025, especially for 30+ joining fees?

 

[anujdit]

With Burgundy account based on salary (> 3 lacs), do we need to pay 30k+GST fee or it will be free till we maintain the Burgundy status? As per my understanding, it will be conditional LTF, until Burgundy status is maintained

 

[MrMonkey]

With Burgundy account based on salary (> 3 lacs), do we need to pay 30k+GST fee or it will be free till we maintain the Burgundy status? As per my understanding, it will be conditional LTF, until Burgundy status is maintained

That conditional LTF offer ended back in Jan 2024 and it has only been offered as fee only since then. They are not even giving Atlas conditional LTF now-a-days with Burgundy status, so highly unlikely to get Magnus Burgundy as conditional LTF.

 

[nimbuda]

30k +gst fee is diificult to recover. Atlas seems to be a better choice.

 

[kiwi]

With Burgundy account based on salary (> 3 lacs), do we need to pay 30k+GST fee or it will be free till we maintain the Burgundy status? As per my understanding, it will be conditional LTF, until Burgundy status is maintained

Will the burgundy based on salary account will be an auto upgrade if one hits 3L pm net threshold ?

 

[Ned_Starks_Head]

30k +gst fee is diificult to recover. Atlas seems to be a better choice.

I prefer Infinia over atlas, I have great memories with magnus, that’s why.

 

[sgoyal9]

I was thinking the same thing a few months ago. Based on my spend patterns and usage, M4B is not worth it. Reasons is high fees and laundry list of exclusions. It would make sense only if I use it for everything instead of Infinia but then my net reward rate goes down.
I ended up getting Atlas. Now use Infinia and Atlas as combo. Any retail(in store) purchase goes on Atlas, exclusions on Infinia.

 

[hysteriadoc]

I was thinking the same thing a few months ago. Based on my spend patterns and usage, M4B is not worth it. Reasons is high fees and laundry list of exclusions. It would make sense only if I use it for everything instead of Infinia but then my net reward rate goes down.
I ended up getting Atlas. Now use Infinia and Atlas as combo. Any retail(in store) purchase goes on Atlas, exclusions on Infinia.

Me too. Same combination. I also use Amex Plat Travel on Mobikwik wallet. I could achieve 15 L Platinum milestone on Atlas.