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March 2023 | Best Credit Cards for Wallet Loads after devaluation

Apply For Lifetime Free IDFC First Credit Card
helloworld said:
Millennia Credit (can confirm for debit card also but can't share screenshot of that):

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FYI: Last month "CashBack", will be shown in current month statement, incase if not aware.
Ex: Cashback for Transactions between 1st Feb - 28th Feb, will be shown in March statement.

@Rohith_Kumar_Sp

do we get reward points on loading PayZapp?
> Yes, doing that for so so long, never missed it.

when we use the PayZapp card to make transaction for example in amazon or uber will get 5% for using PayZapp card?
> No. 5% is the product feature of Millennia Credit Card, not Payzapp card (both are different cards with different numbers). But can get 5% cashback if used Payzapp card in smartbuy.

Can I use axis ace for 2% instead?
> There are multiple categories where Ace offering 0% cashback, and wallets is one of those categories. None of the Axis cashback cards provides cashback for wallet loads.

Exactly and assured, that is a product feature unlike other cards.

Please send that request again (in case if you still not believe it) and let me know if you receive same reply, not all executives aware about all cards features and none of them have patience to read our mail. That is a generic response they sent to you applicable all other HDFC cards unfortunately either you have not highlighted your "Millennia" in your mails or they missed thinking that is a normal card.
Click to expand...
So if I use PayZapp card to load paytm using uber there's no benifit other than 1% wallet load from millenia to PayZapp card correct? PayZapp doesn't have any cashback as such.


Then have seen ppl saying you can do some ola to paytm or uber to paytm to get 4% is it old information?
 
sourpai said:
I load only Paytm wallets via uber using Amex cards. When you load via Uber or Zomato, there are no charges upto 4K per month load value via Uber / Zomato. Beyond 4K it will throw up errors and not allow you to load.

Alternatively, you can avail discounts on Paytm also it ranges from ~2% cashback on loading via CC, but there you will have to pay charges and take cashback later on. I guess this works if you dont transfer the money back to bank. If you do this, money loading charges increase and loads via Uber / Zomato are also blocked for 90 days
Click to expand...
I tried Amex plat travel card to load paytm wallet.
I used cashback offer.
For 3000 Rs, it charged me 80 Rs exrtra.
I got 61 Rs cashback into wallet.
I got regular MR points credited.
 
helloworld said:
If a person loads 35,000 every month to paytm using platinum travel, will that comes under 'misuse/manufacture spend/suspected transaction etc.'.?

I can use that 35,000 anywhere be it offline shops, pay with paytm etc. anything but the major point is - same app, same amount, every month - a flag?.

Same applies to MRCC or cards who only provides X points at Y website for Z amount.
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PayTM MCC is mostly e-com and 35k is quite less amount to be flagged
 
helloworld said:
AmazonPay ICICI gives 1% on wallet loading. Working fine so far in "Paytm Wallet" and "Payzapp wallet".

share your statement screenshot, will see actual rewards w.r.t actual spends. You should check with support for this, you'll get missing 1%.
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@helloworld Let me check in the report can help to download the report in which rewards mentioned. I read in some thread that in Excel sheet statement we can find the actual rewards awarded to a transaction.
 
helloworld said:
If a person loads 35,000 every month to paytm using platinum travel, will that comes under 'misuse/manufacture spend/suspected transaction etc.'.?

I can use that loaded 35,000 anywhere be it offline shops, pay with paytm etc. anything but the major point is - same app, same amount, every month - a flag?.

Same applies to MRCC or cards who only provides X points at Y website for Z amount and other places normal points.
Click to expand...
Go a head no issues
Amex AI somewhat liberal than these Indian banks
 
SJ13 said:
I didn't received that's why i raised ticket and they mailed me
Please update me if you get i again raised the concern
Click to expand...
Credit Card Customer Care Team of HDFC Bank is a Bunch of Idiots.

I am fighting with them since last Month for Regular Reward Points not credited as per Card Product Features.

They told Me Smartbuy Cashback already Credited.

Since Last month I am unable to make them understand that Smartbuy Cashback is over and above the Card Regular Reward Structure.

I am just waiting when 30 Days gets over to raise complaint with RBI BANKING OMBUDSMAN
 
helloworld said:
Problem with Indian banks for the same amount? or some what less than 50k. Any bank particularly flagged for this reason?
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Basically Indian banks not offering rewards for wallets load and without rewards if u load more and rotate also they seek clarification like axis and hdfc
Whereas scb and Amex knowingly it’s wallet load they r giving rewards that I meant
 
Did you try with grievance ?
VISHESH_BANSAL said:
Credit Card Customer Care Team of HDFC Bank is a Bunch of Idiots.

I am fighting with them since last Month for Regular Reward Points not credited as per Card Product Features.

They told Me Smartbuy Cashback already Credited.

Since Last month I am unable to make them understand that Smartbuy Cashback is over and above the Card Regular Reward Structure.

I am just waiting when 30 Days gets over to raise complaint with RBI BANKING OMBUDSMAN
Click to expand...
 
Is it like paytm wallet balance can not be used for Scan and pay to other UPI?

I tried to scan and pay PhonePe scanner image by Pytm app, it didn't show the paytm wallet balance for payment.
 
helloworld said:
www.technofino.in

Best Credit Cards For Digital Wallet Loads - TechnoFino - Best Credit Card & Personal Finance Advisor

Everyone is looking for the best credit cards list so is a complete article on the best credit cards for digital wallet loads.
www.technofino.in www.technofino.in
Click to expand...
Where do we see the 10x points after 30k threshold? I made 2 transactions of 30k each and I see only ~3600 points under "Earned in current period"! Should I have waited for the 1st transaction to be settled before making the 2nd one?
 
adigk said:
Where do we see the 10x points after 30k threshold? I made 2 transactions of 30k each and I see only ~3600 points under "Earned in current period"! Should I have waited for the 1st transaction to be settled before making the 2nd one?
Click to expand...
If you’re speaking about idfc wealth card me too spent 53000 but app shows 3180 points only
Anyway it’s my first month of the card usage so hopefully the incremental 4x after 30k will be credited post statement I guess
Need to wait till 15th April
If I get before I update here
 
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