March is best time for credit card approvals

[akshayhs]

Recently got 2 rbl zomato credit card( one of family member), 1 rbl bookmyshow card and latest sbi cashback..no verification done, only vkyc..zomato card approved immediately after vkyc , further just for checking applied rbl bookmyshow play card ,its also got approved (2rbl card on 2 days)..
now sbi cashback through sprint, card generated next day virtually..

What's the vKYC process like, for Zomato card? Aadhar + PAN + Signature or just showing both the documents?

 

[anirban.choudhuryanirban.choudhury is verified member.]

More than 10 😂

Yeah that is the reason , try applying from branch with some agent otherwise online applications will keep getting rejected . Also to get sc card don’t have more than 4 enquiries in last 3 months

 

[kkk]

You might have more than 4 enquiries in last 1 year ?

Is that the reason for SCB rejection? I too have been trying to get SCB card but everytime it gets rejected and never understood why it happened. Based on your comment I guess this might be the reason. I have 20-25 enquiries in the last one year.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Is that the reason for SCB rejection? I too have been trying to get SCB card but everytime it gets cancelled and never understood why it happened. Based on your comment I guess this might be the reason. I have 20-25 enquiries in the last one year.

Yes that’s the reason . SCB and HSBC don’t like too many enquiries on Cibil within less interval , also there are many PSU also which follows the same rule . When you apply online, the application gets straightway rejected and there is a Cibil enquiry wasted.

Don’t apply SCB or HSBC card with more than 4 enquiries in last 3 months , even if you apply , do it offline through branch , they might help you .
My SCB application was getting rejected every time since last 1 year , this January I visited their branch and applied and Ultimate was approved , got to know about this from an employee there

 

[kkk]

Yes that’s the reason . SCB and HSBC don’t like too many enquiries on Cibil within less interval , also there are many PSU also which follows the same rule . When you apply online, the application gets straightway rejected and there is a Cibil enquiry wasted.

Don’t apply SCB or HSBC card with more than 4 enquiries in last 3 months , even if you apply , do it offline through branch , they might help you .
My SCB application was getting rejected every time since last 1 year , this January I visited their branch and applied and Ultimate was approved , got to know about this from an employee there

Nice advice. I think HSBC also got rejected because of this only. Other than this two, I have never got any rejection as of now.

 

[xiddy]

Yeah that is the reason , try applying from branch with some agent otherwise online applications will keep getting rejected . Also to get sc card don’t have more than 4 enquiries in last 3 months

What about Axis? Any idea? Was going to apply for it on C2C this week.

 

[kkk]

What about Axis? Any idea? Was going to apply for it on C2C this week.

Axis you will get. I had 20+ enquiries still I got Reserve C2C.

 

[xiddy]

Axis you will get. I had 20+ enquiries still I got Reserve C2C.

Thanks!

 

[shub058]

What's the vKYC process like, for Zomato card? Aadhar + PAN + Signature or just showing both the documents?

only pan

 

[akshayhs]

only pan

No signature?

 

[shub058]

No signature?

yes, only pan

 

[radhe]

Meanwhile, SCB rejected my application immediately after the submission 😂

so mine....till now 3 times rejected last 1.4 years

 

[anilkrsh]

Same here, got the RBL Play Card approved today. Are you aware how do we get the ₹ 500 joining benefit? And what are the TnC?

Take this card only if you're a BookMyShow superstar i.e 10 booking per year which makes this card LTF.

After you make first transaction on card, you are eligible for 500 joining benifit and it works on LTF cards too. You can redeem on any transaction on BMS and there are no limitations.

After that, spend 5k every billing month and your card gets eligible for 2*250 discount right after bill generation day. This is not a BOGO benefit and both vouchers get redeemed on single transaction of 2 tickets. If you book two tickets of 350 each, you get discount of 250 on both tickets.

There are no reward points in this card!

 

[Predator]

I don't know how to thank you.
I always wanted RBL BMS Play card. Earlier they rejected my application twice instantly after OPT step. I tried for Zomato card too, RBL rejected my application citing an internal policy decision.
Today morning your post came across me and I decided to try for BMS card. I applied and the application went through, completed KYC instantly and I can already see welcome bonus points in BMS app, so It is safe to assume that card got approved.

So, all thanks to you for this

 

[pprakash11]

I don't know how to thank you.
I always wanted RBL BMS Play card. Earlier they rejected my application twice instantly after OPT step. I tried for Zomato card too, RBL rejected my application citing an internal policy decision.
Today morning your post came across me and I decided to try for BMS card. I applied and the application went through, completed KYC instantly and I can already see welcome bonus points in BMS app, so It is safe to assume that card got approved.

So, all thanks to you for this

Yes it's approved. Congratulations.

 

[Predator]

Yes it's approved. Congratulations.

Thank you

 

[LJGIBBS]

I don't know how to thank you.
I always wanted RBL BMS Play card. Earlier they rejected my application twice instantly after OPT step. I tried for Zomato card too, RBL rejected my application citing an internal policy decision.
Today morning your post came across me and I decided to try for BMS card. I applied and the application went through, completed KYC instantly and I can already see welcome bonus points in BMS app, so It is safe to assume that card got approved.

So, all thanks to you for this

Hello, was there a cibil enquiry after you applied from Play card on BMS.? I entered my personal details and address and clicked on 'check credit limit'. (Didn't receive any OTP etc)
Thereafter got the message that "unable to offer due to bank credit acceptance"
I already have an existing RBL save max card with 1.08L limit.

 

[pprakash11]

Hello, was there a cibil enquiry after you applied from Play card on BMS.? I entered my personal details and address and clicked on 'check credit limit'. (Didn't receive any OTP etc)
Thereafter got the message that "unable to offer due to bank credit acceptance"
I already have an existing RBL save max card with 1.08L limit.

Both possibility, you may or may not get an inquiry.

 

[Predator]

Hello, was there a cibil enquiry after you applied from Play card on BMS.? I entered my personal details and address and clicked on 'check credit limit'. (Didn't receive any OTP etc)
Thereafter got the message that "unable to offer due to bank credit acceptance"
I already have an existing RBL save max card with 1.08L limit.

Yes, I received the OTP

I also have RBL PB duet CC

 

[itstheankitjain]

Axis you will get. I had 20+ enquiries still I got Reserve C2C.

Bro can you share more details your existing credit card details and limit and how did you apply ?