MCC for Airbnb bookings

[Deleted member 11974]

Can you share the screenshot where is it? I don't see it

seems to be different for this merchant
usually for transactions i do on bms and paytm i get the exact merchant name like www.bookmyshow.in or something in that way

 

[CP24]

Right. This is all we get in the otp sms and on this payment screen. Difficult to differentiate solely on the basis of OTP.

 

[Kenu73]

seems to be different for this merchant
usually for transactions i do on bms and paytm i get the exact merchant name like www.bookmyshow.in or something in that way

Yup not the case in Airbnb.

 

[Deleted member 11974]

Something on the lines of this.
The merchant acc gets reflected here

 

[Kenu73]

View attachment 24384
Something on the lines of this.
The merchant acc gets reflected here

Yeah understood, I thought you had something specific to Airbnb. Here they are writing Airbnb.

In my experience all the payments through adyen gateway comes under hotel, but I don't see that gateway anymore

 

[Deleted member 11974]

Yeah understood, I thought you had something specific to Airbnb. Here they are writing Airbnb.

In my experience all the payments through adyen gateway comes under hotel, but I don't see that gateway anymore

dont know axis might have changed this specific to airbnb maybe.
but usually this is where you get to know the merchant acc name which would help you

 

[adi.agarwalla]

It's a hit-and-miss even on the app. I got 5EMs for some and 2EMs for others. All these transactions were through the app. It's like taking a chance with Atlas.

Checking in on this - was a solution found to decipher 5 v/s 2 EM at the booking stage? I will be making some reservations in Sep for a future trip, and had the exact same question as I usually opt for Airbnb v/s hotels in Europe. Thanks!

 

[adi.agarwalla]

It appears that now Airbnb is only allowing booking in INR if the cards selected is India. So Reserve card option disappears and Atlas (whether at 2 per 100 or 5 per 100) is the best option left.

 

[adi.agarwalla]

Sure. I have already raised a complaint with Axis. But we all know how Axis operates, so I am not expecting much from that complaint.

I'll use the app for my next booking. Like you mentioned, the payment gateway might be the difference.

By the way, MCC for my airbnb transaction was 4722 which is for travel agencies and tour operators.
Are you aware of the MCC for your airbnb transactions?

Did you hear back from Axis regarding being awarded 2EM?
I did 1 transaction from website and 1 from app, and both fetched me 2EM.

 

[CP24]

Did you hear back from Axis regarding being awarded 2EM?
I did 1 transaction from website and 1 from app, and both fetched me 2EM.

No, they closed the complaint saying the MCC wasn't eligible for 5EMs.
Airbnb is a hit-and-miss with Atlas, more miss than hit. I would suggest to avoid using Atlas or not expect 5EMs if used for Airbnb transactions.

 

[Deleted member 9785]

Best is Axis Atlas you get 10% airmiles, MCC is for hotels

is this confirmed?

 

[Deleted member 9785]

I have got to known that Airbnb has two MCC'S one is for Hotel and other is for an online travel agent.

WWWAIRBNBCOM,GURGAON,IN - This one fetches 5% miles and its a hotel MCC


Airbnb Payments India PVT,GURGAON,IN- This one fetches 2% miles and its a online travel agent MCC.


I haven't been able to decode how to identify when which mcc is being used while paying because nowadays all the payments just show the Airbnb as merchants name in the payment gateway

In past all the transactions done on adyen gateway (can't see this gateway anymore) fetched 5% miles.

sadly for me it was india mrcc 🙁 for indian booking via website

 

[codenerd]

Can someone confirm if we get levied forex markup fees or any other fees when paying for a hotel in INR even though the property is outside India? I want to decide accordingly whether to use Niyo forex debit card or a good credit card depending on the markup.

 

[sagar0sammy]

Please see attached images for 2 seperate transactions done on desktop and mobile.
Only 4% rewards were received and markup fees was charged.

 

[PaneerButterMasala]

AirBnb has multiple PGs. Some fall under 4722, which is Travel Agencies and are not eligible for accelerated spending.

If the booking is cancellable, Cancel and make a new transaction.

 

[sagar0sammy]

AirBnb has multiple PGs. Some fall under 4722, which is Travel Agencies and are not eligible for accelerated spending.

If the booking is cancellable, Cancel and make a new transaction.

Thanks for this insight, but I dont think its worth the hassle of paying DCC markup everytime I book and cancel for a chance of 10% reward.
Plus the hotel room increases as close we get to the vacation date.

 

[PaneerButterMasala]

Thanks for this insight, but I dont think its worth the hassle of paying DCC markup everytime I book and cancel for a chance of 10% reward.
Plus the hotel room increases as close we get to the vacation date.

But you get that back if you cancel. No? Try making a booking that is for an earlier date. You'll get to know about the MCC.

Otherwise, Let the transaction fail by switching off the card control for INTL transactions. Call the bank after 24 hours to know the MCC Code. I know it's a hassle. But, seems like there is no other way.