MoneyBack plus to Millenia Upgrade but with condition

[sparkit]

Hi,
I contacted HDFC CC team to upgrade my MoneyBack card to Millenia. Today I received with the below email.

We take this opportunity to inform you that, the credit cards are offered, basis usage and payment pattern on the card account. We have reviewed your request and we wish to clarify that, As on date we were not in receipt of complete payment towards your card statement dues. In this regards, we request you to share the acceptance of 100% Autopayment facility from you HDFC bank current/ savings account debited your credit dues monthly basis. Post confirmation we can review your upgrade request subject to internal checks.



Having said above, Auto Debit is a facility by which you can provide standing instructions to pay Total amount due (TAD) of your outstanding bills every month from your HDFC Bank Savings Account/current account. TAD as opted by you would be credited to your card account on the payment due date and will be claimed from your nominated savings/current bank account.

Does this mean I have pay my total outstanding from my MoneyBack card to proceed the application?

 

[techt]

@Akash0043 @VISHESH_BANSAL @DocFixIt @techt
@SSV

Finally mb+ se jaan chhoti 🛐
Thanks to all members who guided !
Also got my limit enhancement by 35k. Like cherry 🍒 on the cake 🌝
[ATTACH type="full"]48597[/ATTACH]

You need to give more info like.
1. previous cc limit and age
2. last 6 months spend etc

 

[pinki]

What was your previous card limit? One of my family member has MB with 72k limit. Currently have pre approved FYF MB+ upgrade offer. If it is possible to get Millennia in this limit, I will start mail game again.

Min 1L for upgrade w/o income docs.
Or u can go ahead with this limit also, if u can provide income/itr docs.

 

[pinki]

You need to give more info like.
1. previous cc limit and age
2. last 6 months spend etc.

1. 1.1L and 11 months
2. 2~2.5L over upi 🌚

 

[Vasuki]

1. 1.1L and 11 months
2. 2~2.5L over upi 🌚

He is happy with his legendary mb

 

[pinki]

He is happy with his legendary mb

 

[techt]

1. 1.1L and 11 months
2. 2~2.5L over upi 🌚

UPI reward rate ?

 

[techt]

now this is better than IDFC LTF cards. 0.33% to 1.33% to 5.33%

Means ? ?

 

[pinki]

UPI reward rate ?

👇 Considering their quarterly benifits as well, i think it may come out to approx what he mentioned.
Btw my first priority was not to get rps , i just rotated those money 😅. Iykyk

now this is better than IDFC LTF cards. 0.5% to 1.5%

 

[helloworld]

Means ? ?

Its normally 0.33% and specific or frequent websites (for many) 3.33% and quarterly +1% milestone.

And, if IIRC they usually send spend offers every month like +2% to +10% (it starts higher and slowly reduce month by month).

Its actually good one, but for some its curse one.

And mostly, this milestone can be achieved easily to get extra 1% that too on UPI spends. A good card for beginners.

 

[techt]

Its normally 0.33% and specific or frequent websites (for many) 5% and quarterly +1% milestone.

And, if IIRC they usually send spend offers every month like +2% to +10% (it starts higher and slowly reduce month by month).

Its actually good one, but for some its curse one.

10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy


So, it is 3.3% + 1% at max if one can spend 1Lakh /qtr in those websites.

 

[helloworld]

10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy

So, it is 3.3% + 1% at max if one can spend 1Lakh /qtr in those websites.

Yes. 3.33% + 1% for 50k/Qtr (UPI support) = 4.33%

+ they usually send spend based offers like get 100rs. voucher on 1000rs. spend like that..

 

[thereguser]

I have got FYF Millennia card (Upgraded from LTF DCP) in last week of March. And converted it as LTF.

how did you do that? i just got my FYF Millennia Card 3 days ago as an upgrade from moneyback.

 

[techt]

how did you do that? i just got my FYF Millennia Card 3 days ago as an upgrade from moneyback.

How did you get it ?

 

[Deepak_Shetty]

That strange RM helped me to convert my card as LTF. Check link.

https://www.technofino.in/community...ding-issuing-making-cards-ltf-for-free.24158/

how did you do that? i just got my FYF Millennia Card 3 days ago as an upgrade from moneyback.

 

[thereguser]

That strange RM helped me to convert my card as LTF. Check link.

https://www.technofino.in/community...ding-issuing-making-cards-ltf-for-free.24158/

that page does not exists bro

 

[thereguser]

How did you get it ?

i got an upgradation mail from HDFC.

edit: see the screenshot.

 

[Deepak_Shetty]

that page does not exists bro

Thread 'Strange HDFC RM Making Cards LTF for Free' https://www.technofino.in/community/threads/strange-hdfc-rm-making-cards-ltf-for-free.24158/

 

[thereguser]

Thread 'Strange HDFC RM Making Cards LTF for Free' https://www.technofino.in/community/threads/strange-hdfc-rm-making-cards-ltf-for-free.24158/

there was no actual solution the whole thread, but if you have the solution, will you dm me?
TIA.

 

[techt]

@Deepak_Shetty does millenia cc counts tax payments for quarterly milestones ?

 

[Deepak_Shetty]

there was no actual solution the whole thread, but if you have the solution, will you dm me?
TIA.

I got it by luck. But he is not responding now a days as per recent response by someone.