MoneyBack plus to Millenia Upgrade but with condition

[sparkit]

Hi,
I contacted HDFC CC team to upgrade my MoneyBack card to Millenia. Today I received with the below email.

We take this opportunity to inform you that, the credit cards are offered, basis usage and payment pattern on the card account. We have reviewed your request and we wish to clarify that, As on date we were not in receipt of complete payment towards your card statement dues. In this regards, we request you to share the acceptance of 100% Autopayment facility from you HDFC bank current/ savings account debited your credit dues monthly basis. Post confirmation we can review your upgrade request subject to internal checks.



Having said above, Auto Debit is a facility by which you can provide standing instructions to pay Total amount due (TAD) of your outstanding bills every month from your HDFC Bank Savings Account/current account. TAD as opted by you would be credited to your card account on the payment due date and will be claimed from your nominated savings/current bank account.

Does this mean I have pay my total outstanding from my MoneyBack card to proceed the application?

 

[pratyush808]

Means if you have 100 reward points it will become 25 reward points in millenia.

Rupee point of view both are same. i.e., 100*0.25 in MB+ is same as 25*1 in millenia.

So should I upgrade my card, also my LTF be converted to Paid?

 

[HumorSimpson]

So should I upgrade my card, also my LTF be converted to Paid?

Not sure about paid. But if you can manage 1L spends on Millenia its LTF.
Millenia has 5% upto 1K cashback per month cap. if you can manage spends via amazon gift vouchers to meet fee waiver.

 

[MG@245]

They said they'll respond by 23rd

@Gaara What was the reply you got bro for this and did they give you a core card upgrade. I also mailed PNO for upgrade to a core card from ny IOCL card(which I got by upgrading from MB LTF card, I know it's a big mistake from my side). Waiting for their response.

Earlier customer care, greivance redressal rejected my requests by saying internal bank policy. RM wants investments for core cards even though I've a preferred savings account from them(and salary is also getting credit in it and my employer has tie-up with hdfc), I rejected him for any investments.

 

[s1t2y3a3m6]

I have got FYF Millennia card (Upgraded from LTF DCP) in last week of March. And converted it as LTF.

How did you convert it LTF and after how many months?

 

[Deepak_Shetty]

How did you convert it LTF and after how many months?

With the help of RM, within a week of approval.

 

[Gaara]

@Gaara What was the reply you got bro for this and did they give you a core card upgrade. I also mailed PNO for upgrade to a core card from ny IOCL card(which I got by upgrading from MB LTF card, I know it's a big mistake from my side). Waiting for their response.

Earlier customer care, greivance redressal rejected my requests by saying internal bank policy. RM wants investments for core cards even though I've a preferred savings account from them(and salary is also getting credit in it and my employer has tie-up with hdfc), I rejected him for any investments.

They Offred Rupay Money back or Biz card as upgrade

 

[s1t2y3a3m6]

With the help of RM, within a week of approval.

My RM is such a dumb. He didn't know anything except ulip policy and asking new SB account opening for friends and family.

 

[MG@245]

They Offred Rupay Money back or Biz card as upgrade

@Gaara Thank you for the reply. Did they reply on 23rd as they mentioned in the mail or they gave the response a bit early . If you don't mind and okay with it, can you give the below details .
A. Which card variant you had earlier and did u do heavy spends or not?
B. Whether they offered the rupay MB is LTF ? Did you take this rupay MB card that they gave ?