Most useless credit cards in your wallet?!

[ltf4ever]

we have seen many threads for suggestions around best credit cards in various segments.

let's share some of the worst/useless credit cards tha we hold in our wallet and never take them out!

let me start:
hsbc visa platinum - nonexistent customer support, no offers, no lounge access, no statement cashback. Saturday bogo on BMS, but the coupon gets used up as soon as you enter it in the app, even when you dont proceed to payment! keeping it just because it is ltf for me.

 

[hashiro7hashiro7 is verified member.]

ICICI and SBI cards are used only on offers.

 

[navonline7]

IDFC First Select

 

[Gautham]

we have seen many threads for suggestions around best credit cards in various segments.

let's share some of the worst/useless credit cards tha we hold in our wallet and never take them out!

let me start:
hsbc visa platinum - nonexistent customer support, no offers, no lounge access, no statement cashback. Saturday bogo on BMS, but the coupon gets used up as soon as you enter it in the app, even when you dont proceed to payment! keeping it just because it is ltf for me.

Kotak League Platinum (590) & HDFC Money back.

 

[skvignesh]

Rbl shoprite ltf
Indusind aura edge ltf
Idfc first classic ltf

 

[PavanPavan is verified member.]

RBL Save Max
Yes First Prefeed
Indusind Platinum
SBI OLA

 

[vysakh]

IDFC Wealth

 

[chinmay]

Yes Bank Premia LTF

No offers or much usage; holding it since its one of my oldest card (Since 2017) and I'm not sure on its impact on my credit score incase I close it.

 

[007]

we have seen many threads for suggestions around best credit cards in various segments.

let's share some of the worst/useless credit cards tha we hold in our wallet and never take them out!

let me start:
hsbc visa platinum - nonexistent customer support, no offers, no lounge access, no statement cashback. Saturday bogo on BMS, but the coupon gets used up as soon as you enter it in the app, even when you dont proceed to payment! keeping it just because it is ltf for me.

RBL Zomato Edition Classic

 

[PavanPavan is verified member.]

IDFC Wealth

IDFC Wealth is quite ok not as bad as yes bank atleast we have all lounge access and spa

 

[drdimmiti]

RBL Shopright
IndusInd Iconia

 

[SunnyM]

I don't want to call a life time free credit card useless but my life time free IndusInd platinum Aura Edge is almost useless because it has the least credit limit among all my cards , its discount or offers are almost non existent (maybe once a month on bigbasket ) .

 

[Nemesis]

Zomato RBL Classic now worthless

 

[ANIK]

Indusind aura edge
Idfc classic
Zomato classic (from next month )
All are LTF

 

[addy]

Not useless but used less card in my wallet is indusind pinnacle

 

[ARV]

One card, i got it only for the metal feel. Using it only for big basket spends

 

[vaibhav111vaibhav111 is verified member.]

For me is PayTM first Citi card

 

[gauravkamboj]

Yes First Exclusive

 

[kunaljn91]

Diners Privilege
Axis Privilege
ICICI MMT
IDFC Millenia
Zomato Classic
AU Altura
One Card
ICICI Coral

All of them are LTF as well as useless!

 

[AshishR]

RBL shoprite
kotak royale

there r more useless ltf cards, those 2 are most pathetic useless cards