Move from HDFC Imperia to HSBC Premier ?? - Query & Discussion

[neogen]

I have a salary account with HDFC.

I am planning to move from HDFC Imperia to HSBC premier?

Does it make sense, advantage, disadvantage? What will I lose?

Also, whats the best way to open HSBC premier account?

 

[Anmolb]

Firstly make a request to change your RM with the branch if she’s responding this way. how many enquiries do you have?

i will try to get a RM change not sure if it pisses them off more than it helps me.
here is the enquiry data-
1. Aug- 01
2. Jul 02
3. Jun 03
4. May 06
5. Apr 05
6. Mar- 04
7. Feb 02

Its probably a lot i guess but cibil is still holding at 700 and i got a yes card issued in July. so not sure why hsbc is rejecting.

 

[Anmolb]

Anothe rejection for the premier cc. @Ankur dhanda @percolate ... I thought RM was gonna take some fancy approvals but still a rejection.. This sucks big time..

 

[percolate]

Anothe rejection for the premier cc. @Ankur dhanda @percolate ... I thought RM was gonna take some fancy approvals but still a rejection.. This sucks big time..

Did they mention any reason? They generally mention the reason.

 

[Ankur dhanda]

Anothe rejection for the premier cc. @Ankur dhanda @percolate ... I thought RM was gonna take some fancy approvals but still a rejection.. This sucks big time..

Seek the rejection reason and get your RM at work to get it done.
They rejected mine at first go stating salary slip issues. Then RM got it done at his end

 

[cardio_guycardio_guy is verified member.]

But DBS Treasures is the same as HSBC Premier. Both require 30-40lks TRV

Ma'am, I'm considering between DBS treasures and HSBC primier for a salary account. Any notable pros and cons please? And suggestions on which one to go for?
(Both account and credit card wise). Would be of great help.

 

[cardio_guycardio_guy is verified member.]

Just opened two days back. First Salary yet to credit.

How has been the experience with this? Both account and debit/credit cards?

 

[quino]

DBS treasures

there's no salary criteria in this iirc.

 

[Pissant]

Ma'am, I'm considering between DBS treasures and HSBC primier for a salary account. Any notable pros and cons please? And suggestions on which one to go for?
(Both account and credit card wise). Would be of great help.

I personally recommend HSBC Premier. Their service, RM’s and general branch availability is much better. They have better Global Transfer services simply by being the much larger international bank. The DBS vantage is slightly better in regards to forex as it will get you a net gain of 2% instead of 1.8% but you will also have to pay fees of 20k while HSBC Premier is free. But you do get 0 forex in Singapore and a few hotel memberships to choose on the DBS Vantage.

 

[cardio_guycardio_guy is verified member.]

I personally recommend HSBC Premier. Their service, RM’s and general branch availability is much better. They have better Global Transfer services simply by being the much larger international bank. The DBS vantage is slightly better in regards to forex as it will get you a net gain of 2% instead of 1.8% but you will also have to pay fees of 20k while HSBC Premier is free. But you do get 0 forex in Singapore and a few hotel memberships to choose on the DBS Vantage.

Thanks for the inputs. I'll talk to both of them, get their offering details and update.

 

[Anmolb]

Seek the rejection reason and get your RM at work to get it done.
They rejected mine at first go stating salary slip issues. Then RM got it done at his end

@percolate @Ankur dhanda - I got the cc finally!!! Thanks a ton for your words of advice

 

[percolate]

@percolate @Ankur dhanda - I got the cc finally!!! Thanks a ton for your words of advice

great to hear that. can you share how you got the card finally?

 

[Vinay13]

I get good amount of RSU every year from my US company. Will HSBC premier will be better option to convert dollars to inr? How much rate they will charge? (I currently have indus they charge 10-15p on ibr rate). Also I invest back that amount in US market via INDMONEY. Will US HSBC account can help to transfer the dollars into broker account without money coming to india?

 

[yogs]

What is the min salary requirement for HSBC premier salary account?

 

[Vinay13]

What is the min salary requirement for HSBC premier salary account?

net monthly 3L

 

[imdjay]

What is the min salary requirement for HSBC premier salary account?

Usually, it's 3L net credit. You can check with the bank POC, they can have a deviation for your company.