Multiple Axis Magnus CC applications generated

[tylerdundun]

I applied for an Axis Magnis credit card online on March 20th. Got the application number - let's call this AP1.

Got a call next day (21st March) from the nearest branch manager, says that an agent needs to visit for KYC verification, also the application would be approved/rejected within a day. The KYC guy verified my details, he had them within some Axis portal. Took 2 month salary slips as soft copy. At last, he took my signatures on some paper application form too.

I get a text next day (22nd March) with another application number - let's call this AP2. I'm suspecting the branch manager of some fishy business.

The applications AP1 and AP2 are still in 1st step of process on axis credit card application tracker. I called up customer care, they said wait for 10 days. If 2 cards come to you, cancel one of them. They said they can't take any action against anyone.

Can someone help me with 2 things:
1. Will there be 2 credit score enquiries wrt 2 applications? Also if I receive 2 CCs - cancelling one would mean a credit score hit too right?
2. Who can I report this to?
3. Can I expedite the process?

Any suggestions, help welcome. Thanks!

 

[techhdate]

if there is 2 application number there will we 2 cibil inquiry
you definitely wont get 2 magnus cards
cannot expedite the process. wait for the application status change

 

[tylerdundun]

Sure will wait for the status change. Also, customer care executive told me that within 15 days multiple credit score enquiries are clubbed within the same hit in credit score, hence not to worry. I'm not sure if that's the case