Multiple Rejection by axis.

[bdnbje]

I have been getting reject by axis since last year. I have threee cards with decent limits now like 89k is the highest. i was thinking axis airtel is good. can someone give me a axis agents number. my faith in agents got really amped after my sbi agent got me a SimplyClick with no information. also agents in kolkata unless they can apply pan india.

 

[Credit Karma]

In this case apply for fd based card of axis.... Use for 3-6 months.. And then apply for any axis card... U will easily get.......tried and tested method for many of my friends... I have also done same... Waiting for 3 months to get over..

Should one not apply for a starter card like Neo in axis and get an upgrade instead of making a FD?

I heard that banks usually do little to no checks for providing the starter cards.

Does Axis offer card upgrades easily? And if yes, then how many months of normal use is required for an upgrade request?

 

[Batmanbaba]

Should one not apply for a starter card like Neo in axis and get an upgrade instead of making a FD?

I heard that banks usually do little to no checks for providing the starter cards.

Does Axis offer card upgrades easily? And if yes, then how many months of normal use is required for an upgrade request?

Bhai. .... Icici asks for itr income proof even for their platinum card.....

It depends on banks... Currently ltf my zone offer going u can try applying... I also got my first axis card.... I was thinking for fd card... Then applied and got approved.... They are mostly approving for people not having axis cards or having savings account with them...


And upgrade possibility is only after 6 months... And not sure that upgrade will be ltf... So its best to apply for my zone... Its pure axis card.. Not cobranded... So no issue in future on exclusion from offers.....

 

[TheTrickySid]

Bhai. .... Icici asks for itr income proof even for their platinum card.....

It depends on banks... Currently ltf my zone offer going u can try applying... I also got my first axis card.... I was thinking for fd card... Then applied and got approved.... They are mostly approving for people not having axis cards or having savings account with them...


And upgrade possibility is only after 6 months... And not sure that upgrade will be ltf... So its best to apply for my zone... Its pure axis card.. Not cobranded... So no issue in future on exclusion from offers.....

Which card did you get??
Do you have savings account with axis??

 

[Batmanbaba]

Which card did you get??
Do you have savings account with axis??

Yes.... I got myzone ltf..... Currently offer running in sept... Card was approved in 2 minutes of application.... Just entered my customer id... 90% of the things were pre filled.. Just confirmed my delivery address... Done

 

[TheTrickySid]

Yes.... I got myzone ltf..... Currently offer running in sept... Card was approved in 2 minutes of application.... Just entered my customer id... 90% of the things were pre filled.. Just confirmed my delivery address... Done

Limit??

 

[Credit Karma]

Bhai. .... Icici asks for itr income proof even for their platinum card.....

It depends on banks... Currently ltf my zone offer going u can try applying... I also got my first axis card.... I was thinking for fd card... Then applied and got approved.... They are mostly approving for people not having axis cards or having savings account with them...


And upgrade possibility is only after 6 months... And not sure that upgrade will be ltf... So its best to apply for my zone... Its pure axis card.. Not cobranded... So no issue in future on exclusion from offers.....

Will try definately. Let's see what happens!

 

[Batmanbaba]

Limit??

15000....this is the favorite limit of axis bank across different cards....

 

[TheTrickySid]

15000....this is the favorite limit of axis bank across different cards....

Which account variant do you have and how old is it??

 

[Batmanbaba]

Which account variant do you have and how old is it??

I have easy access... In rural branch... 2500 mab.... And its 5 months old....

 

[TheTrickySid]

I have easy access... In rural branch... 2500 mab.... And its 5 months old....

How to find rural branch in my area??

 

[Batmanbaba]

How to find rural branch in my area??

U can tell ur aadhaar or any id like voter id/dl/passport district... I can tell

 

[TheTrickySid]

U can tell ur aadhaar or any id like voter id/dl/passport district... I can tell

District palghar
Do DM me all the locations available

 

[TheTrickySid]

Yes.... I got myzone ltf..... Currently offer running in sept... Card was approved in 2 minutes of application.... Just entered my customer id... 90% of the things were pre filled.. Just confirmed my delivery address... Done

Wasn't income info asked??

 

[Batmanbaba]

Wasn't income info asked??

Nothing..... I just clicked self employed... But no column of annual income

 

[TheTrickySid]

Nothing..... I just clicked self employed... But no column of annual income

Wow that's a bit unexpected

 

[Batmanbaba]

Wow that's a bit unexpected

U fill less than 6 lakh... Around 4.5 to 5 lakh.... If u have bank account they dont ask for income proof mostly

 

[TheTrickySid]

U fill less than 6 lakh... Around 4.5 to 5 lakh.... If u have bank account they dont ask for income proof mostly

Cooldown period for axis??

 

[Batmanbaba]

Cooldown period for axis??

If card approved then 90 days... Else if rejected no cooling period

 

[tuhin]

If card approved then 90 days... Else if rejected no cooling period

Recently I had a conversation with PNO, they are advising reapplying the card post 90days of rejection

 

[Batmanbaba]

Recently I had a conversation with PNO, they are advising reapplying the card post 90days of rejection

Yes that's standard reply... If axis is in a mood to give cards they will give u...... If not.. Even if u follow every rule they will reject.. Truly moody bank