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My Closed Kotak Bank Credit Card Still Active Showing In Cibil Report

ihmahetar

TF Select
I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active.

I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active.

Cibil is give me wrong report? Or wait for report updation?

Give me suggestions please 🙏

Last year I got compensation from ICICI Bank for same issue.
 
I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active.

I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active.

Cibil is give me wrong report? Or wait for report updation?

Give me suggestions please 🙏

Last year I got compensation from ICICI Bank for same issue.
your last line means you already know what to do 😎
 
I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active.

I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active.

Cibil is give me wrong report? Or wait for report updation?

Give me suggestions please 🙏

Last year I got compensation from ICICI Bank for same issue.
same problem facing since 2019 , still now showing in cibil as active.
any email address to reach them..
BTW what compensation did you got from ICICI
 
I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active.

I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active.

Cibil is give me wrong report? Or wait for report updation?

Give me suggestions please 🙏

Last year I got compensation from ICICI Bank for same issue.
my kotak card closed in 2019 still showing in cibil and equinox...
customer care nd branch people have no idea about this
what to do any suggestions will be appreciated well in advance
 
I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active.

I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active.

Cibil is give me wrong report? Or wait for report updation?

Give me suggestions please 🙏

Last year I got compensation from ICICI Bank for same issue.
Yeah its also showing mine as active
 
same problem facing since 2019 , still now showing in cibil as active.
any email address to reach them..
BTW what compensation did you got from ICICI
You can get around 180000 payout from the bank(100 per day), I closed my LazyPay account 3 months ago but it still shows active, letting it cook for some years before I reach RBI-O for this
 
what is the way process to contact rbi ombudsman...
pls let me know any lead info . I wish to fight against this issue
If you want to file a complaint against any bank, follow those steps.
Remember one thing, file a complaint with your bank first, then wait 30 days for resolution. If your bank doesn't solve your problem within 30 days, you can move to the RBI banking ombudsman. If you don't get any satisfactory resolution from your bank, you can also move to the RBI banking ombudsman before completing 30 days.

How to file a complaint against a bank on the RBI banking ombudsman portal:-

Visit RBI Banking Ombudsman Portal- https://rbi.org.in/Scripts/Complaints.aspx
Click on "Click here to file a complaint against any Regulated Entity (banks, NBFCs, System Participants)"

View attachment 5132
On the next page, click on "File a Complaint"
On the next page, enter captcha and click on "Next"
Now, you have to enter your name and mobile number & click on "Get OTP"

View attachment 5133

Enter OTP and click on Validate.
On the next page, enter your details

View attachment 5135

And enter bank details

View attachment 5137

Now, on the next page enter details of the complaint you've filed with your bank, upload PDF copy of the email communication.

View attachment 5138

Now, enter your complaint details, describe your problem in details
If you wants to claim any compensation (You can ask for maximum 1L as compensation), enter that on this page

View attachment 5140

Then click on "Review and Submit "
On the next page, very all the details and click on "Submit"

View attachment 5146

Done! you'll see successful message along with your complaint number. You can use the number to track your complaint status.
You'll also reserve a SMS after successful submission.

View attachment 5144

If you want to track your complaint status, visit this page - https://cms.rbi.org.in/rbi/vividflow/run/trackapplicationcomplain?language=Auto
Here you go
 
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